Full-Time

Analytic Science

Director

Posted on 9/16/2025

FICO

FICO

1,001-5,000 employees

Predictive credit risk scoring & analytics

Compensation Overview

$167k - $262k/yr

Remote in USA

Remote

Candidates must be based in the United States.

Category
Data & Analytics (1)
Required Skills
Python
SAS
R
Data Analysis
Requirements
  • Master’s degree or equivalent in Mathematics, Statistics, Computer Science, or related field (or Bachelor's Degree + equivalent experience)
  • Significant experience in the financial services industry, ideally in credit risk analytics
  • Proven project management experience pertaining to the research, development, and delivery of analytic solutions
  • Experience leading cross functional teams of analysts/scientists, software developers, and business stakeholders in execution of analytic projects
  • Strong statistical and analytic skills, including fluency with at least one statistical programming language such as SAS, R, or Python, and significant, in field experience with the development and deployment of predictive analytics
  • Exceptional communication skills and demonstrated experience developing strategic partnerships with both internal and external stakeholders
Responsibilities
  • Play key leadership role in the development of analytic features that enhance and empower consumer understanding of the FICO Score, including ensuring top quality work product while meeting delivery expectations
  • Provide thought leadership as well as day-to-day management of key analytic product support and development efforts in the Scores group
  • Present findings and project status to higher level management
  • Manage relationships and expectations effectively. Ensure high level of customer service/support is provided to 'customers', whether internal or external. Respond to any technical questions from clients about our Scores products in a way that confirms deep mastery of our products as well as expertise in the credit risk modeling field more generally
  • Day-to-day analytic management of research projects aimed at developing new analytic insights and products or enhancing existing Scores products; working with IT/programming to ensure quality of data received, devising and executing research plans (often by leading teams of analysts), and leveraging the results to help define an analytic roadmap pertaining to the product in question.
Desired Qualifications
  • Knowledge of alternative (non-traditional) credit data sources, including experience with the development of meaningful predictors off of those sources, and with optimizing the use of predictors from multiple data sources in combination with each other to drive predictive and robust models (Preferred)

FICO provides data analytics and decision management tools that help financial institutions assess credit risk and detect fraud. The company’s primary product, the FICO score, works by transforming consumer credit report data into a numerical value that predicts the likelihood of a borrower repaying a loan. Unlike many competitors, FICO’s scoring system serves as the primary industry standard for consumer lending in the United States, integrated directly into software that manages the entire customer lifecycle. The company’s goal is to provide lenders with the predictive tools necessary to make informed, data-driven decisions regarding account origination, marketing, and risk management.

Company Size

1,001-5,000

Company Stage

IPO

Headquarters

San Jose, California

Founded

1956

Simplify Jobs

Simplify's Take

What believers are saying

  • 47.5% operating margins and 24.6% EPS growth show pricing power.
  • LoanPASS partnership enables batch pricing for thousands of mortgage files.
  • Presence in 90+ countries expands fraud and lifecycle solutions.

What critics are saying

  • CFPB scrutiny erodes 90% mortgage dominance in 12-24 months.
  • VantageScore 4.0 prompts 20% banks to switch in 6-12 months.
  • $1B Senior Notes spike interest by $50-70M annually now.

What makes FICO unique

  • FICO Score 10T integrates trended data for 10% better predictive performance.
  • FICO Platform offers open, composable architecture for modular analytics.
  • FICO serves all 100 largest U.S. credit card issuers globally.

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Benefits

Health Insurance

Flexible Work Hours

Professional Development Budget

Wellness Program

Remote Work Options

Company News

Yahoo Finance
Mar 30th, 2026
SoFi and Fair Isaac shine with 31.6% revenue growth and 47.5% margins while BJ's Restaurants struggles

Fair Isaac Corporation, creator of the widely used FICO credit scoring system, demonstrates strong financial performance with a 47.5% operating margin. The analytics software company has delivered impressive results, with earnings per share growth of 24.6% annually over the past two years outpacing revenue gains, amplified by share repurchases. SoFi Technologies, the digital financial platform offering lending and banking services, posted a 14.6% operating margin with 31.6% annual revenue growth over two years. Its earnings per share grew 148% annually, significantly outpacing revenue growth and indicating improved profitability. BJ's Restaurants faces challenges with a modest 3.3% operating margin. The casual dining chain has shown disappointing same-store sales and lacks pricing power, resulting in a 14.9% gross margin and 4.5% return on capital.

FICO
Mar 11th, 2026
FICO Announces Proposed Offering of $1.0 Billion in Senior Notes

FICO announced today that it intends to offer, subject to market and certain other conditions, $1.0 billion in aggregate principal amount of Senior Notes...

Business Wire
Feb 24th, 2026
myFICO launches mortgage score simulator to help consumers prepare credit health before home loans

myFICO, the consumer division of FICO, has launched a new FICO Mortgage Score Simulator to help consumers prepare their credit before applying for mortgages. Available to myFICO Premier subscribers, the tool simulates how different credit actions could impact FICO Score versions most widely used in US mortgage lending. The simulator allows users to explore how common credit behaviours—such as paying bills on time, reducing credit card balances, or applying for new credit—may affect their scores without impacting their actual credit profile. Small changes in credit profiles can significantly influence mortgage eligibility and interest rates, potentially creating substantial savings over a loan's lifetime. The tool aims to provide transparency into mortgage readiness and help consumers make informed financial decisions before applying for home loans.

The Associated Press
Jan 28th, 2026
FICO and LoanPASS launch first batch pricing tool for FICO Score 10T credit model

FICO has partnered with LoanPASS to launch the first batch pricing tool for FICO Score 10T, enabling lenders to price thousands of files simultaneously and compare outcomes between FICO Score 10T and Classic FICO scoring models. LoanPASS was the first Product and Pricing Engine to implement FICO Score 10T for non-conforming mortgage loans. The new batch pricing functionality allows lenders to analyse performance characteristics at scale using trended credit bureau data, which provides a more comprehensive view of consumer credit behaviour over time. Early adopters of FICO Score 10T have seen potential improvements in predictive performance of up to 10% over previous versions. The tool is designed to help lenders make more informed decisions about credit risk and pricing strategies in the mortgage market.

Business Insider
Oct 22nd, 2021
Fair Isaac Corporation -- Moody's says FICO's $300 million term loan raises leverage but also enhances liquidity

Announcement: Moody's says FICO's $300 million term loan raises leverage but also enhances liquidity<div class="spacer-5"></div><a class="btn-more" href="https://www.moodys.com/page/viewresearchdoc.aspx?docid=PR_456911cid=7QFRKQSZE021" target="_blank" rel="noopener">Read the full article at Moody's</a>

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