Full-Time

Manager - Risk Management

Third-Party Risk Management, Enterprise Shared Services

Posted on 9/11/2025

American Express

American Express

10,001+ employees

Credit cards and payment services provider

Compensation Overview

$80k - $155k/yr

+ Bonus + Benefits

No H1B Sponsorship

Phoenix, AZ, USA

Hybrid

Hybrid working model with onsite or virtual arrangements depending on role and business need.

Category
Finance & Banking (1)
Requirements
  • 5+ years of experience in the financial services industry with a focus on third party risk management, third-party relationship management, affiliate management and/or vendor relationship management
  • Investigative mindset, research-oriented approach, large appetite for knowledge and learning
  • Mental and intellectual toughness to confront and solve problems, often through others as well as by themselves
  • Creative thinker and problem solver who can operate in the “white space”
  • A self-starter, proactive team player with a passion to consistently deliver high quality service and exceed expectations
  • Mental stamina under pressure of achieving results in a complex and fast-moving environment
  • Demonstrated experience operating as a primary point of contact, independently prioritizing and escalating issues when necessary
  • Commitment to see tasks through. Accountability to accept when progress is not going as expected and to make personal changes to ensure corrective action
  • Provide authentic and supportive leadership, especially during periods of change, maintaining trust, open communication, and a people (colleague and customer) first mindset
  • Effectively works independently within a team construct, while supporting teamwork and achievement of team objectives
  • Proven collaboration and relationship building skills along with the ability to influence without authority, utilizing a consultative and collaborative style to make best use of intellectual resources
  • Prior experience with regulatory change management, third party management and information security/information technology
  • Excellent written, verbal and presentation skills, with the ability to communicate complex ideas across diverse audiences (senior leaders, peers, colleagues and third-parties)
  • Proficient in Microsoft Office
Responsibilities
  • Manages and oversees activities required manage some of AXP’s most enterprise critical and/or strategic third-party relationships
  • Collaborates with Business Units, Engagement Owners and Third-Party Risk and Relationship Managers to a) drive consistency across critical and/or strategic third-party contracts, b) incorporate required SLAs, and c) facilitate critical and/or strategic third-party approvals
  • Enables continuous relationship and service improvement through the analysis and aggregation of contract adherence, SLA performance, and ongoing monitoring data
  • Aggregates end to end relationship spend, identifying insights, opportunities, and remediates potential gaps
  • Identifies, tracks and manages relationship level issues or disputes to closure and escalates to appropriate contacts including Senior Leaders and Executive Relationship Owners
  • Enables continuous oversight through the aggregation of risk and compliance measures across multiple inputs including, policy exceptions, security incidents, CAP and OREs, etc.
  • Facilitates status update review sessions with Senior Leaders and Executive Relationship Owners
  • Develops standard communication processes in collaboration with third parties and business unit stakeholders
  • Operates as the relationship contact and coordinator for third-party level ongoing oversight requests, questionnaires, due diligence artifact requests, third-party level assessments, information security related findings and gap closure
  • Monitors, reports and escalates third-party financial health, triggered events and negative news
  • Coordinates and manages collaborative quarterly review sessions with third parties and Senior Leaders and Executive Relationship Owners

American Express provides credit and charge cards for individuals and businesses, along with travel services, gift cards, savings accounts, and insurance products. Card products offer revolving or charge-based spending with rewards, while business solutions help manage cash flow and employee expenses, and merchant services enable merchants to accept Amex payments. It differentiates itself through a strong focus on premium card memberships, a broad ecosystem of travel perks and loyalty rewards, and extensive business payment solutions with a large merchant network. Its goal is to support everyday spending and business payments by growing cardholder membership, transaction volume, and merchant adoption within a trusted payments ecosystem.

Company Size

10,001+

Company Stage

IPO

Headquarters

New York City, New York

Founded

1850

Simplify Jobs

Simplify's Take

What believers are saying

  • US credit card payments doubled since 2016 while cash halved, boosting volumes.
  • Luxury spending rose 18% in Q1 2026; Gen Z and Millennials drive 60% new acquisitions.
  • Record $8.4 billion net card fee revenue in 2024, up 16% year-over-year.

What critics are saying

  • Robinhood's $695 Platinum card undercuts Amex's $895 fee, eroding 10-15% premium growth.
  • Affirm's BNPL captures Millennial and Gen Z transaction volume through merchant partnerships.
  • Hyper AI integration fails by Q3 2026, diverting resources from core card products.

What makes American Express unique

  • Amex operates closed-loop network issuing cards and processing payments directly.
  • Premium lifestyle brand targets affluent consumers with superior rewards flexibility.
  • Acquired Hyper in Q2 2026 for agentic AI expense management in commercial services.

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Benefits

Health Insurance

Dental Insurance

Vision Insurance

Life Insurance

Disability Insurance

Unlimited Paid Time Off

Flexible Work Hours

Hybrid Work Options

Paid Vacation

Paid Sick Leave

Paid Holidays

401(k) Company Match

Bonus incentives

Comprehensive medical, dental, vision, life insurance, and disability benefits

Generous paid parental leave policies

Free access to global on-site wellness centers staffed with nurses and doctors

Free and confidential counseling support through our Healthy Minds program

Career development and training opportunities

Company News

Yahoo Finance
Mar 10th, 2026
Warren Buffett's bank bets return 333% and 491% over 10 years, beating S&P 500

Bank of America and American Express, two of Warren Buffett's largest financial holdings, delivered strong returns over the past decade. A $1,000 investment in Bank of America 10 years ago would have grown to $4,332, a 333% return, whilst the same investment in American Express would have reached $5,915, a 492% return. Both outperformed the S&P 500's 235% return over the same period. Bank of America's recovery from the financial crisis drove performance, with deposits exceeding $2 trillion and 2025 net income of $30.5 billion, up 12.45% year-on-year. The stock trades at 12 times earnings. American Express capitalized on premium card growth amongst younger consumers, with Gen Z and millennials now representing 60% of new acquisitions. The stock trades at 19 times earnings.

Yahoo Finance
Mar 6th, 2026
Robinhood launches $695 Platinum card to challenge Amex's $895 offering

Robinhood has launched a $695-a-year Platinum credit card, challenging established premium cards like the $895 American Express Platinum. The card, made from 99.9% pure platinum, is marketed as invite-only though anyone can request access online. Cash back earned can be redeemed for statement credits or cash that can be reinvested through Robinhood brokerage accounts. The company says the card targets customers who already use its investing platform, which launched in 2013 and caters to younger, newer investors. Credit card experts suggest the Robinhood card's appeal depends on platform usage. Ryan Smith from Upgraded Points noted that whilst Robinhood offers a lower annual fee, American Express provides superior rewards flexibility and perks overall. The card represents Robinhood's attempt to compete in the premium credit card market long dominated by American Express, Chase and Capital One.

Simply Wall St
Feb 5th, 2026
American Express Raises Over US$3.5b To Fund Premium Card Expansion

American Express completed several large fixed income offerings totaling over $3.5b in recent days. The capital raise coincides with a company focus on premium card growth and a shift in marketing toward higher end and younger customers. Leadership is emphasizing long term premium positioning while seeking to attract younger, high spend clients. American Express (NYSE: AXP) is currently trading at $349.63, with the share price up 11.9% over the past year and 193.2% over the past five years...

Yahoo Finance
Jan 30th, 2026
Mastercard and AmEx report double-digit growth amid White House credit card rate cap fears

Mastercard and American Express reported strong earnings, with Mastercard posting 18% revenue growth and 22% net income growth in the fourth quarter, whilst American Express saw 10% revenue growth and 15% earnings-per-share growth. Both companies guided towards continued double-digit growth in 2026. Despite the robust results, shares of both companies fell on Friday, outpacing broader market declines. The drop appears driven by political anxiety rather than operational concerns, as the White House floats a potential 10% cap on credit card rates. Mastercard reported contained expenses and strong dollar volume growth, particularly in its high-margin services business. American Express highlighted continued spending growth amongst higher-income customers and maintained best-in-class credit metrics despite rising consumer debt levels across the industry.

Yahoo Finance
Jan 20th, 2026
Warren Buffett's Legacy: 2 of His Favorite Stocks to Buy and Hold Forever

The first is a famous name in the credit card sphere. The second produces a drink most of us have quaffed many times in our lives. 10 stocks we like better than Berkshire Hathaway › It's hard to believe Warren Buffett is no longer the CEO of Berkshire Hathaway (NYSE: BRK.A) (NYSE: BRK.B) . But with 2026 now underway, Buffett has reduced his role at the conglomerate to chairman of the board. As one of the most celebrated investors in modern market history, his legacy lives on -- not least because many of the holdings in Berkshire's equity portfolio are his ideas. Here's a brief look at two of the better buy-and-hold picks: finance sector titan American Express (NYSE: AXP) and beverage king Coca-Cola (NYSE: KO) Amex has been in the news lately, and not for the right reasons (at least, as far as shareholders are concerned). In mid-January, President Trump announced he wants to impose a temporary 10% cap on credit card interest rates. Amex, which is both the issuer of the credit and the processor of transactions on its plastic, might have to comply with this rather significant new rule. This, however, is a big "if." At least on paper, the U.S. president does not have the unilateral authority to impose such a limitation on the credit card industry. Nevertheless, cautious investors sold out of Amex and its fellow card-processing giants after Trump's pronouncement. Given the uncertainty, it creates an instant and compelling buy-on-weakness opportunity for the stock. After all, Amex as a company is unique -- no plastic comes anywhere near the prestige of its legendary Black Card -- and it's both an effective issuer and processor. With that combination, it earns interest on cardholder balances and a small piece of every one of the cardholders' transactions. The numbers tell the tale. In Amex's most recently reported quarter, the company grew revenue by an impressive 11% year over year to $18.4 billion. Headline net income advanced even more aggressively, popping by 16% to $2.9 billion. And that qualified as a typical quarter for this ever-profitable operator. Coca-Cola is, of course, the creator and purveyor of its namesake drink, although this is only one item within a huge portfolio. The company also owns Minute Maid orange juice, the Costa coffee brand, and Dasani water, among many other products. It's hard to find any grocery store, supermarket, or restaurant anywhere in the world that doesn't stock Coca-Cola products. This gives the beverage's maker a near-unparalleled scope and reach among consumers. This, plus the fact that its drinks require little innovation, makes it a cash-generating machine, if not a hotly growing enterprise given its size and reach.

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