Full-Time

Escalation Specialist Intermediate

Posted on 10/23/2024

OneMain Financial

OneMain Financial

5,001-10,000 employees

Provides personal loans for consumers

Fintech
Financial Services

Entry, Junior

Evansville, IN, USA

Category
Customer Support
Customer Success & Support
Required Skills
Customer Service
Requirements
  • High School Diploma/GED
  • 1-2 years of customer service in escalations environment
  • Possesses exceptional verbal and written communication.
  • Strong problem solving and critical thinking skills.
  • Thrives in a fast-paced environment, well organized, and works well under pressure.
  • Positive, motivated, and self-driven.
  • Ability to make productive contributions in a team-focused environment.
  • Proficient in the use of Microsoft Office.
Responsibilities
  • Provides exceptional customer service daily.
  • Establishes effective professional rapport with customers and business partners.
  • Plans, organizes, and prioritizes own work routine to meet established schedule.
  • Supports the activities of the Executive Office of Customer Care.
  • Interacts, collaborates, and works with all levels of the OneMain organization.
  • Handles complex issues that require subject matter expertise.
  • Escalates issues to Executive Office of Customer Care management and/or within the organizational unit(s), as required.
  • Responsible for walking the customer through the resolution process and provides a resolution for most complex customer situations of which business units are unable to resolve.
  • Responds to a variety of customer concerns using exceptional customer service daily.
  • Positively impact the customer’s experience and overall customer retention.

OneMain Financial provides personal loans to individuals, particularly those who may not qualify for traditional banking services due to lower credit scores or financial challenges. The company offers both secured loans, which require collateral like a car or home, and unsecured loans that do not. This variety allows OneMain to meet diverse financial needs, such as debt consolidation and home improvements. Revenue is generated through interest and fees on loans, and the company also utilizes a securitization platform called Springleaf Funding Trust to bundle and sell loans as securities, ensuring a steady flow of capital for further lending. OneMain distinguishes itself from competitors by focusing on customer-centric solutions, offering personalized financial support through its extensive branch network and online resources. The goal of OneMain Financial is to provide accessible financial solutions to clients across the U.S.

Company Stage

IPO

Total Funding

N/A

Headquarters

Baltimore, Maryland

Founded

N/A

Growth & Insights
Headcount

6 month growth

4%

1 year growth

0%

2 year growth

4%
Simplify Jobs

Simplify's Take

What believers are saying

  • OneMain's acquisition of Foursight Capital expands its reach into the auto lending market, diversifying its portfolio and growth opportunities.
  • The company's Build: Credit Fundamentals education program demonstrates a commitment to financial literacy, potentially fostering long-term customer loyalty.
  • Significant investments from firms like Adage Capital Partners and Benjamin F. Edwards & Company indicate strong market confidence in OneMain's business model and growth prospects.

What critics are saying

  • Facing a class action lawsuit over alleged Military Lending Act violations could damage OneMain's reputation and financial standing.
  • The competitive consumer lending market requires continuous innovation and adaptation to maintain market share.

What makes OneMain Financial unique

  • OneMain Financial specializes in serving nonprime consumers who often lack access to traditional banking services, setting it apart from many competitors.
  • The company's securitization platform, Springleaf Funding Trust, provides a unique method of capital generation through bundling and selling loans as securities.
  • OneMain's extensive branch network across 44 states enhances its customer-centric approach, offering personalized financial solutions both online and offline.

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