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Tandem Bank appoints Stephen Jones as new Chair, signalling next stage in growth journey. Stephen Jones has been appointed Chair of Tandem to lead the bank in its next stage of growth. * Stephen Jones appointed as Tandem's new Chair, succeeding Paul Pester who steps down after three successful years in the role * Clive Kornitzer joins as Independent Non-Executive Director, replacing Matthew Donaldson who also steps down * Board changes add deep financial services, governance and operational experience to support the bank's growth and technology development Tandem Bank has announced key changes to its Board as it positions itself for future growth. Stephen Jones has been appointed Chair of Tandem to lead the bank in its next stage of growth. An industry veteran, Stephen is currently Executive Chair of Investment Banking at Panmure Liberum and brings decades of senior leadership experience from across the UK banking sector, including senior executive roles at Santander and Barclays, as well as being the inaugural Chief Executive of UK Finance. Stephen succeeds Paul Pester, who steps down after three profitable and successful years as Chair, overseeing the successful integration of Tandem and Oplo and strengthening the bank's leadership team, including appointing new CEO Neil Chandler in 2025. Clive Kornitzer will also join the Board as an Independent Non-Executive Director and brings more than 30 years' commercial experience, including over 20 years at Board level. With senior roles held at Santander and One Savings Bank, he was most recently Group Chief Operating Officer at OSB Group. Clive replaces Matthew Donaldson who steps down after nearly four years having brought significant consumer finance, digital and growth expertise to the Board. Together, these heavyweight appointments reinforce Tandem's long-term growth strategy and focus on delivering value for customers. Stephen Jones, Tandem's new Chair commented: "Tandem has built a robust, profitable business with a clear purpose and an exciting future. I'm delighted to be joining as Chair and look forward to working with Neil, the Board and the wider organisation as Tandem embarks on its next chapter." Neil Chandler, CEO of Tandem, commented: "I'm delighted Tandem is announcing a strong series of appointments to Tandem's Board, underlining the exciting future that lies ahead for the business. Stephen and Clive add significant depth to an already strong Board. Their insight, perspective and judgement from the top of the industry will be invaluable, and I'm thrilled to welcome them both to Tandem. "I'd like to give a special thanks to both Paul and Matthew for their contributions to Tandem. They step down at a positive point for the business and Tandem is grateful for their insight during their time on the Board. "With a talented leadership team and an experienced Board driving strategy at the helm, Tandem is set to accelerate into its next chapter of growth in 2026." These changes build on the recent enhancements to Tandem's leadership team, including the arrival of CEO Neil Chandler in June 2025, Ryan Heaps' promotion to Chief Financial Officer in November 2025 and the appointment of Russell Strevens as Chief Technology Officer in December 2025. All appointments bring deep banking, fintech and technology expertise to support the bank's ambitions. February 5, 2026 Tandem Bank announces Ryan Heaps as new finance chief. Tandem Bank has announced the promotion of Ryan Heaps to Chief Financial Officer following regulatory approval as it continues to accelerate value-led growth.

Tandem Bank appoints Chief Technology Officer. Tandem Bank has announced the appointment of Russell Strevens as its new Chief Technology Officer (CTO). Strevens brings a proven track record in building and scaling modern technology across financial services and other regulated industries. He joins Tandem from Small World Financial Services, where he served as CTO, leading global engineering, cybersecurity and technology teams, and modernised its core infrastructure and built a cloud-first architecture for efficiency and scale. Prior to that, he was CTO at Bó, NatWest's digital challenger, where he took its mobile banking proposition from concept to a live current account serving 10,000 users. He also spent nearly a decade at BT, rising to CIO for BT Consumer and shaping technology strategy across broadband, mobile, TV, digital services and cyber-security, playing a key role in the launch of BT Mobile, BT Sport and Ultrafast Broadband. In his new role, Strevens will steer Tandem's continued digital transformation, simplifying the bank's propositions, boosting app performance and capability, and accelerating its use of AI to enhance both customer and colleague experiences. Neil Chandler, CEO of Tandem Bank, said "Russell brings the energy, ambition and technological firepower we want at Tandem. He's an expert at turning complex, cutting-edge tech into intuitive experiences for customers - across both challenger brands and big businesses. As we continue our journey towards being digital-first and delivering even more value for customers, we're thrilled to have Russell on board."

Tandem unveils new Portfolio Cash ISA - smarter, simpler and more flexible. Tandem Bank has today launched its new Portfolio Cash ISA, giving customers a smarter, simpler and more flexible way to save tax-free. The Portfolio Cash ISA brings together instant access and fixed-rate ISAs under one easy-to-manage portfolio, allowing customers to tailor savings to their needs. Savers can open up-to 20 ISAs, across any combination of instant access and fixed term accounts, offering flexibility or guaranteed returns. The new Cash ISA has been designed with customers, for customers, offering: * Combined instant access and fixed-rate accounts in one portfolio for seamless transfers between accounts * Fully flexible ISA functionality - withdraw and replace funds in the same tax year without losing any of the £20,000 allowance * Save up to £250,000 across up to 20 ISAs * Monthly tax-free interest paid into each ISA * Quick and easy to instruct a transfer of other provider ISAs within the app * 14-day window to fund fixed-rate ISAs, giving customers time to manage money * Handy allowance reminders before and after the tax year * Manage everything easily in the award-winning Tandem app, with no paper forms or calls needed and an onboarding journey that gets even simpler once the first ISA is opened * Access to Additional Permitted Subscriptions, enabling customers who lose a partner to access their ISA allowance The new product directly responds to customer demand, with a Cash ISA being the most requested product in Tandem's 2025 customer survey. Throughout development, focus was on customer need, as well as ensuring a clean, simple design and accessible language - making the ISA process straightforward for every customer, regardless of background or financial experience. Tom Ellmers, Savings Director at Tandem, said: "Our customers told us they wanted a Cash ISA that's as flexible and easy to use as their everyday accounts - so we built just that. The Tandem Cash ISA puts savers in control, helping them make the most of their tax-free allowance minus the complexity." Rachel Springall, Finance Expert at Moneyfactscompare.co.uk, said: "Cash ISAs are incredibly popular with savers who want to protect their hard-earned cash from tax, but with varying terms, not one type fits all. "Tandem Bank has created an ISA which will give consumers a simple way to hold different types within its portfolio, ideal for savers who want the comfort of quick access to funds, or for a portion of the money to work harder in a fixed rate ISA. It is worth pointing out that not every cash ISA provider on the market offers the option to split multiple types of cash ISAs under its umbrella, so it's great to see Tandem cater to customer demand." Since April 2024, savers have been able to pay into multiple Cash ISAs across providers in a single tax year. Tandem has set out to make this clearer for consumers by showing that they can have multiple ISAs if they stay within the £20,000 annual allowance and £250,000 total balance across their Tandem portfolio. With the Cash ISA market valued at around £360bn and following the recent Budget and pending changes announced by the Government, Tandem is keen for customers to do as much as possible to take control of their finances - taking positive steps to save and making the most of the current allowances available to them.