Software Engineer

Join the Tilt team

At Tilt (formerly Empower), we see a side of people that traditional lenders miss. Our mobile-first products and machine learning-powered credit models look beyond outdated credit scores, using over 250 real-time financial signals to recognize real potential. Named among the next billion-dollar startups, we're not just changing how people access financial products — we're creating a new credit system that backs the working, whatever they're working toward.

The Opportunity: Software Engineer - Backend

As a Backend Server Software Engineer, you’ll work on the engine that powers the Tilt apps and business. You’ll engage with a collaborative, high powered team to develop solutions and lead product engineering on projects with a reach of millions. The solutions you’ll build will be robust, secure and easy to understand both for our users and your engineering peers. 

You’ll take end to end ownership of new features and product lines shaping work in early stages, building, deploying and running post deployment analysis to ensure we’re hitting our goals.

Travel for company offsites is expected at a minimum 2 times a year.

How You'll Make an Impact

• Designing, building, and deploying server application code that interfaces with 3rd party clients and Tilt

• Perform on-going security testing and code review to improve software security

• Monitoring the performance of the Empower server application and applying corrective action through bug fixing and improved solutions

• Minimising defects and improving reliability through: Development of automated tests, manual test validation, development of fit for purpose architecture and code, contributing to PRs

• Developing and maintaining the server app build and deployment pipeline

• Collaborating cross-functionally to define, design and ship new features that create customer and business value

• Working with business and operations stakeholders for the definition and development of business requirements

• Contributing to server/client contract API definition

• Architecting solutions that interface into 3rd parties and the Empower mobile client

• Maximising effective development and identifying new technology opportunities by: Keeping across .NET development announcements, being across community best practice, discovering and evaluating new technologies

Why You're a Great Fit

• Bachelor degree or greater within Computer Science, Software Engineering or a related subject

• 3+ years developing web APIs within .NET (C#)

• Working experience with ORMs such as Entity Framework

• Working experience constructing and optimising RDMS queries

• Working experience within the asynchronous programming model

• Able to effectively leverage AI-powered development tools (e.g., Cursor, Augment, Factory) to enhance productivity, code quality, and collaboration.

Don’t meet every qualification? We care about potential over your past. If you're bringing ambition and drive to what we're building, we want to hear from you.

What you'll get at Tilt

• Virtual-first teamwork: The Tilt team is collaborating across 14 countries, 12 time zones, and counting. You’ll get started with a WFH office reimbursement.

• Competitive pay: We're big on potential, and it's reflected in our competitive compensation packages and generous equity.

• Complete support: Find flexible health plans at every premium level, and substantial subsidies that stand up to global standards.

• Visibility is yours: You can count on direct exposure to our leadership team — we’re a team where good ideas travel quickly.

• Paid global onsites: Magic happens IRL: we gather twice yearly to reconnect over shared meals or kayaking adventures. (We’ve visited Vail, San Diego, and Mexico City, to name a few.)

• Impact is recognized: Growth opportunities follow your contributions, not rigid promotion timelines.

The Tilt Way

We're looking for people who chase excellence and impact. Those who stand behind their work, celebrating the wins and learning from the missteps equally. We foster an environment where every voice is valued and mutual respect is non-negotiable — brilliant jerks need not apply. We're in this together, working to expand access to fair credit and prove that people are incredible. When you join us, it's not just another day at the [virtual] office, you're helping millions of hardworking people reach better financial futures.

You’re pushing ahead in your career? We can get behind that. Join us in building the credit system that people deserve.