Tax Underwriter

Position Summary

The Transactional Liability Underwriter is responsible for optimizing underwriting strategies, managing risk, and fostering strategic partnerships for profitable deals. The role collaborates internally to resolve complex issues, monitor regulatory changes, and underwrites liability insurance policies in connection with M&A transactions. They shape the portfolio direction, analyze intricate contracts, and tailor coverage to meet deal requirements.

What will your job entail?

Responsibilities:

• Develops and implements underwriting strategies, manages risk appetite, and optimizes profitability for assigned accounts as per the M&A underwriting strategy.
• Identifies inefficiencies and proposes actionable solutions to ensure taxation requirements are met and are based on pre-deal and post-deal tax structures to deliver a positive deal outcome.
• Shares expertise on warranties & indemnity, tax & contingence insurance, guides on complex risk assessment, and empowers associates to make informed underwriting decisions.
• Analyzes intricate contracts, insurance policies and binder agreements, assesses potential liabilities, and identifies hidden risks to inform underwriting decisions.
• Fosters strategic partnerships to drive new business, secures profitable deals, and provides customized client solutions depending on business sector, deal structure, jurisdiction and indemnification obligations.
• Tailors’ coverage terms and conditions to meet specific client needs while balancing risk considerations and profitability.
• Collaborates with internal stakeholders to resolve complex underwriting issues and develop mitigation strategies.
• Monitors changes in transactional liability laws and regulations to ensure compliance and adapt underwriting practices accordingly.
• Stays ahead of industry trends, conducts research of new sectors, and develops innovative coverage solutions to expand the portfolio.

Work Experience:

• Minimum of 5 years of work experience in Financial or M&A Underwriting with a Bachelor’s degree or minimum of 3 years of work experience with a Master’s degree.

Education:

• Bachelor’s degree required, Master’s degree preferred; Business Administration, Finance, and Risk Management preferred. Any other related discipline or commensurate work experience considered.

Licenses & Certifications:

• Prescribed: Minimum requirements for state P&C and/or surplus line licenses
• Preferred: Certified Merger and Acquisition Advisor (CM&AA), Registered Professional Liability Underwriter (RPLU)

Ryan Specialty is an Equal Opportunity Employer. We are committed to building and sustaining a diverse workforce throughout the organization. Our vision is an inclusive and equitable workplace where all employees are valued for and evaluated on their performance and contributions. Differences in race, creed, color, religious beliefs, physical or mental capabilities, gender identity or expression, sexual orientation, and many other characteristics bring together varied perspectives and add value to the service we provide our clients, trading partners, and communities. This policy extends to all aspects of our employment practices, including but not limited to, recruiting, hiring, discipline, firing, promoting, transferring, compensation, benefits, training, leaves of absence, and other terms, conditions, and benefits of employment.

How We Support Our Teammates

Ryan Specialty seeks to offer our employees a comprehensive and best-in-class benefits package that helps them — and their family members — achieve their physical, financial, and emotional well-being goals. In addition to paid time off for company holidays, vacation, sick and personal days, Ryan offers paid parental leave, mental health services and more.

The wage range for this role considers many factors, such as training, transferable skills, work experience, licensure and certification, business needs, and market demands. The pay range is subject to change and may be modified in the future. Full-time roles are eligible for bonuses and benefits. For additional information on Ryan Specialty Total Rewards, visit our website https://benefits.ryansg.com/.

We provide individuals with disabilities reasonable accommodations to participate in the job application or interview process, to perform essential job functions, and to receive other benefits and privileges of employment in accordance with applicable law. Please contact us to request an accommodation at [email protected]

The above is intended to describe this job’s general requirements. It is not to be construed as an exhaustive statement of duties, responsibilities, or physical requirements. Nothing in this job description restricts management’s right to assign or reassign duties and responsibilities to this job at any time. Reasonable accommodations may be made to enable individuals with disabilities to perform essential functions.