Full-Time
IT Auditor
Updated on 8/5/2026
Encore Capital Group
5,001-10,000 employees
Real estate investment and value creation
Compensation Overview
$70.3k - $80k/yr
No H1B Sponsorship
San Diego, CA, USA
In Person
Bachelor's, Master's
 Legal & Compliance (1) |
|---|
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- A bachelor's degree in Information Technology, Management Information Systems, Computer Science, or another related field is required.
- At least one year of IT audit or other IT-related experience is required.
- Experience with Sarbanes-Oxley Act Section 404 information technology controls testing is required.
- Knowledge of audit concepts is required.
- Knowledge of basic information technology controls is required.
- Proficiency with the Microsoft Office suite of products is required.
- Execute and report on information technology internal audits, information technology Sarbanes-Oxley Act audits, and other ad hoc projects under supervision.
- Assist with planning and executing internal audits and test controls with guidance and supervision.
- Execute audit work within budget and established deadlines.
- Identify, assess, and report audit issues and process improvements, and present findings and project results to process owners and business leaders.
- Interact with business channel and process managers, management, external consultants, and external auditors.
- Test controls relevant to adherence to Section 404 of the Sarbanes-Oxley Act of 2002.
- Perform Tests of Design and Tests of Operating Effectiveness, conduct walkthroughs, request and obtain audit evidence, and test that evidence while meeting deadlines and budget.
- Execute assigned steps on information technology or operational internal audits, including planning, gaining an understanding, and fieldwork.
- Assist with reporting and wrap-up activities under supervision.
- Identify issues, recommend process improvements and efficiencies, follow up on issues, and test remediation efforts.
- Train and provide guidance to interns.
- Complete timekeeping, assist with reports and team meetings, complete required training, assist with departmental programs such as Quality Assurance, and perform other administrative tasks.
- IT audit and information technology controls testing experience is preferred.
- A master's or advanced degree in Information Technology, Management Information Systems, Computer Science, or another related field is preferred.
- Certified Information Systems Auditor or Certified Internal Auditor certification is preferred.
Encore Capital Group focuses on real estate investment. It identifies undervalued properties and creates value by acquiring them, then developing and managing assets to improve returns. Its product is a portfolio of developed and well-managed properties across multiple markets, built through strategic acquisitions, renovations, and active asset management funded by investment rounds. Compared with competitors, the company differentiates itself by targeting undervalued opportunities, expanding into new markets with capital, and emphasizing sustainable development and ongoing management to boost long-term value. The company's goal is to transform the real estate investment landscape by pursuing strategic growth, market expansion, and sustainable asset enhancement for steady, long-term returns.
Company Size
5,001-10,000
Company Stage
IPO
Headquarters
San Diego, California
Founded
1953
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Simplify's Take
What believers are saying
- Q1 2026 revenue rose 21% to $475.4 million, while EPS hit $3.86.
- May 6, 2026 guidance raised to $13 EPS and $2.8 billion collections.
- May 2026 refinancing extended maturities to 2032-2033 and reduced near-term refinancing pressure.
What critics are saying
- CFPB's 2015 and 2020 actions still frame Encore's collections and litigation practices.
- March 24, 2026 securities-fraud investigation pressures shares before any class-action filing.
- A 2027 CFPB or state crackdown on time-barred collections would cripple U.S. portfolio purchases.
What makes Encore Capital Group unique
- Encore bought $363 million portfolios in Q1 2026, sustaining scale in receivables.
- Midland Credit Management drove 87% of purchases, combining U.S. scale with operating leverage.
- Digital capabilities lifted Q1 2026 collections $46 million above forecast.
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Benefits
Health Insurance
Paid Vacation
Wellness Program
Mental Health Support
401(k) Retirement Plan
Private Healthcare
New Family Support
Company News
Encore Capital Group in India ranked #32 on Great Place To Work India's Best Companies To Work For 2026 List. ANI 30 Jul 2026, 13:00 GMT+ Gurugram (Haryana) [India], July 30: Midland Credit Management (MCM) India, an Encore Capital Group Company, has been ranked #32 on the Great Place To Work India's Best Companies To Work For 2026 List, one of the country's most respected and comprehensive benchmarks for workplace culture. This recognition is particularly significant because it evaluates organizations across industries and sectors and is based primarily on authentic employee feedback gathered through the Trust Index Survey, complemented by a rigorous assessment of workplace culture, leadership, values, and people practices. This achievement marks an important milestone for MCM India, building on its previous recognition among India's Best Workplaces in IT and IT-BPM and reaffirming the organization's commitment to fostering a culture where people can grow, thrive, and do their best work. Commenting on the recognition, Jaison Thomas, Managing Director, MCM India, said: 'This recognition belongs entirely to our colleagues. Their trust, passion, and commitment have shaped the culture we are proud of today. At MCM India, we believe great workplaces are built by listening to our people, investing in their growth, creating opportunities for them to thrive, and fostering an environment where every voice matters. This recognition inspires us to continue raising the bar as we build an even stronger workplace together.' MCM India's culture is shaped by a deliberate focus on creating exceptional employee experiences at every stage of the colleagues' journey. Through robust learning and leadership development programs, career growth opportunities, employee well-being initiatives, and platforms that amplify employee voices, the organization strives to build an environment of trust, inclusion, and belonging. A culture of open communication, accessible leadership, recognition, and collaboration enables colleagues to thrive, contribute meaningfully, and continuously grow, reinforcing MCM India's commitment to being a workplace where people can perform at their best while feeling valued and supported. 'As we unveil India's Best Companies To Work For 2026, we reflect on a journey that has, over decades, shaped how organizations understand and build workplace culture,' said Balbir Singh, CEO, Great Place To Work India. 'I extend my heartfelt congratulations to all the organizations that have earned a place on this year's list.' Backed by 30 years of data, Great Place To Work is the global authority on workplace culture. Through its proprietary For All Model and Trust Index Survey, it provides organizations with the insights, recognition, and tools needed to create consistently positive employee experiences. About Encore Capital Group, Inc. Encore Capital Group is an international specialty finance company that provides debt recovery solutions and other related services for consumers across a broad range of financial assets. Through its subsidiaries around the globe Encore purchases portfolios of consumer receivables from major banks, credit unions, and utility providers. Encore partners with individuals as they repay their debt obligations, helping them on the road to financial recovery and ultimately improving their economic well-being. Encore is the first and only company of its kind to operate with a Consumer Bill of Rights that provides industry-leading commitments to consumers. Headquartered in San Diego, Encore is a publicly traded NASDAQ Global Select company (ticker symbol: ECPG) and a component stock of the Russell 2000, the S&P Small Cap 600 and the Wilshire 4500. More information about the company can be found at http://www.encorecapital.com About Midland Credit Management, an Encore Capital Group Company Midland Credit Management (MCM) is a company that works with consumers to resolve their past-due financial obligations. Since 1953, MCM has been working with consumers to achieve a healthy financial outlook by empowering consumers through education and customized payment plans. https://www.midlandcredit.com/. Media Contact in India (ADVERTORIAL DISCLAIMER: The above press release has been provided by VMPL. ANI will not be responsible in any way for the content of the same.)
Encore Capital Group Inc $ECPG shares sold by Turtle Creek Asset Management Inc. July 30, 2026 Key points. * Turtle Creek Asset Management cut its Encore Capital Group stake by 60% in the first quarter, selling 582,380 shares and retaining 388,213 shares worth approximately $27.2 million. * Other institutions, including Royal Bank of Canada and AQR Capital Management, increased their positions, while insider John Yung sold 2,000 shares at an average price of $82.08. * Encore reported quarterly EPS of $3.86, beating estimates of $3.02, and revenue of $475.4 million, up 21% year over year. Analysts maintain a "Moderate Buy" consensus with an average price target of $88. * Five stocks we like better than Encore Capital Group. Turtle Creek Asset Management Inc. trimmed its holdings in shares of Encore Capital Group Inc (NASDAQ:ECPG - Free Report) by 60.0% in the first quarter, according to its most recent filing with the Securities and Exchange Commission (SEC). The fund owned 388,213 shares of the asset manager's stock after selling 582,380 shares during the period. Encore Capital Group accounts for about 1.0% of Turtle Creek Asset Management Inc.'s holdings, making the stock its 25th largest holding. Turtle Creek Asset Management Inc. owned about 1.81% of Encore Capital Group worth $27,221,000 as of its most recent SEC filing. Several other institutional investors and hedge funds have also made changes to their positions in the business. Royal Bank of Canada raised its position in shares of Encore Capital Group by 97.9% during the 1st quarter. Royal Bank of Canada now owns 33,620 shares of the asset manager's stock worth $1,153,000 after acquiring an additional 16,634 shares in the last quarter. AQR Capital Management LLC lifted its stake in Encore Capital Group by 263.0% during the first quarter. AQR Capital Management LLC now owns 68,860 shares of the asset manager's stock worth $2,361,000 after purchasing an additional 49,892 shares during the last quarter. MIRAE ASSET GLOBAL ETFS HOLDINGS Ltd. boosted its holdings in Encore Capital Group by 4.6% in the first quarter. MIRAE ASSET GLOBAL ETFS HOLDINGS Ltd. now owns 13,929 shares of the asset manager's stock valued at $477,000 after purchasing an additional 612 shares in the last quarter. Empowered Funds LLC boosted its holdings in Encore Capital Group by 2.0% in the first quarter. Empowered Funds LLC now owns 90,910 shares of the asset manager's stock valued at $3,116,000 after purchasing an additional 1,806 shares in the last quarter. Finally, UBS AM A Distinct Business Unit of UBS Asset Management Americas LLC increased its stake in Encore Capital Group by 7.8% in the first quarter. UBS AM A Distinct Business Unit of UBS Asset Management Americas LLC now owns 78,465 shares of the asset manager's stock valued at $2,690,000 after purchasing an additional 5,672 shares during the last quarter. Insiders place their bets. In other Encore Capital Group news, insider John Yung sold 2,000 shares of the firm's stock in a transaction on Wednesday, June 10th. The shares were sold at an average price of $82.08, for a total transaction of $164,160.00. Following the transaction, the insider directly owned 64,570 shares of the company's stock, valued at approximately $5,299,905.60. This trade represents a 3.00% decrease in their position. The sale was disclosed in a document filed with the SEC, which is available at the SEC website. 3.00% of the stock is currently owned by corporate insiders. Analyst upgrades and downgrades. ECPG has been the topic of a number of research analyst reports. Weiss Ratings cut shares of Encore Capital Group from a "hold (c+)" rating to a "hold (c)" rating in a report on Monday, June 8th. Citizens Jmp upped their target price on shares of Encore Capital Group from $108.00 to $115.00 and gave the company a "market outperform" rating in a report on Wednesday, June 17th. Truist Financial increased their target price on shares of Encore Capital Group from $100.00 to $105.00 and gave the company a "buy" rating in a research report on Thursday, May 7th. Zacks Research lowered shares of Encore Capital Group from a "strong-buy" rating to a "hold" rating in a research note on Monday, July 6th. Finally, Wall Street Zen cut shares of Encore Capital Group from a "strong-buy" rating to a "hold" rating in a research report on Saturday, May 9th. Four investment analysts have rated the stock with a Buy rating and two have issued a Hold rating to the stock. Based on data from MarketBeat.com, the stock presently has a consensus rating of "Moderate Buy" and a consensus target price of $88.00. Discover more Premium Stock Reports Options Profit Calculator Encore Capital Group price performance. Shares of NASDAQ ECPG opened at $93.83 on Thursday. The stock has a market cap of $2.01 billion, a P/E ratio of 7.28 and a beta of 1.27. Encore Capital Group Inc has a twelve month low of $35.67 and a twelve month high of $98.02. The stock has a 50 day moving average of $86.18 and a two-hundred day moving average of $74.67. The company has a current ratio of 0.90, a quick ratio of 0.90 and a debt-to-equity ratio of 3.90. Encore Capital Group (NASDAQ:ECPG - Get Free Report) last announced its earnings results on Wednesday, May 6th. The asset manager reported $3.86 earnings per share (EPS) for the quarter, topping analysts' consensus estimates of $3.02 by $0.84. The business had revenue of $475.41 million for the quarter, compared to analyst estimates of $446.26 million. Encore Capital Group had a net margin of 16.00% and a return on equity of 30.70%. The company's revenue for the quarter was up 21.0% compared to the same quarter last year. During the same period last year, the firm posted $1.93 earnings per share. Encore Capital Group has set its FY 2026 guidance at 13.000-13.000 EPS. On average, research analysts forecast that Encore Capital Group Inc will post 13.01 earnings per share for the current year. Encore Capital Group company profile. Encore Capital Group, Inc is a global specialty finance company that focuses on the purchase and management of nonperforming consumer receivables. Through its subsidiaries, the company acquires charged-off debt portfolios from credit card issuers, banks, and other financial institutions, and seeks to recover outstanding balances through a combination of customer outreach, payment arrangements, and, where appropriate, legal collection efforts. Encore's business model emphasizes compliance with regulatory and industry standards to ensure ethical and transparent debt-recovery practices. Headquartered in San Diego, California, Encore operates across North America and Europe. This instant news alert was generated by narrative science technology and financial data from MarketBeat in order to provide readers with the fastest reporting and unbiased coverage. Please send any questions or comments about this story to [email protected]. Before you consider Encore Capital Group, you'll want to hear this. MarketBeat keeps track of Wall Street's top-rated and best performing research analysts and the stocks they recommend to their clients on a daily basis. MarketBeat has identified the five stocks that top analysts are quietly whispering to their clients to buy now before the broader market catches on... and Encore Capital Group wasn't on the list. While Encore Capital Group currently has a Moderate Buy rating among analysts, top-rated analysts believe these five stocks are better buys. The AI boom extends far beyond the biggest tech names. Discover 10 companies supplying the memory, storage, networking, semiconductor manufacturing, and power infrastructure that make AI possible. Learn where the next wave of AI investment opportunities may emerge - and the key risks investors should watch as the global AI buildout accelerates.
Encore Capital Group has issued €325 million in senior secured floating rate notes due 2033, the company announced on 28 May. The notes were issued under an indenture with GLAS Trust Company LLC as trustee and Truist Bank as security agent. The debt is secured and benefits from subsidiary guarantees. The floating rate structure exposes the company to interest rate fluctuations, whilst the euro denomination introduces foreign exchange considerations. The indenture includes covenants restricting additional indebtedness, restricted payments, asset sales and affiliate transactions. The notes also contain provisions for optional and mandatory redemption, asset disposition offers and change of control repurchase rights. The issuance provides Encore with long-term financing, potentially for refinancing existing debt, funding acquisitions or general corporate purposes. The company's shares trade on NASDAQ under the symbol ECPG.
Encore Capital Group prices a $750.0M private senior secured notes offering at 6.625% due 2032, using proceeds to refinance $500.0M 9.250% 2029 notes and €200.0M 2028 floating notes.
PRA Group Inc stock: what you should know now before buying. 03.04.2026 - 23:08:45 | ad-hoc-news.de Is PRA Group Inc's debt-buying model still a smart play in today's market? For North American investors seeking steady returns in financial services, here's the full breakdown. ISIN: US69354P1030 You might be eyeing PRA Group Inc stock if you're looking for exposure to the niche world of debt purchasing and recovery. This company buys portfolios of charged-off consumer debt from banks and lenders, then works to collect on them using a global network of operations. As you decide whether to buy now, understand that PRA operates in a cyclical industry influenced by economic health, interest rates, and regulatory shifts. As of: 03.04.2026 By Elena Vasquez, Senior Equity Analyst: PRA Group Inc navigates the competitive debt recovery sector with a focus on international expansion and operational efficiency. The core business: how PRA Group makes money. Official source Find the latest information on PRA Group Inc directly from the company's official website. PRA Group Inc specializes in purchasing nonperforming loans, primarily charged-off consumer debts like credit cards and auto loans. You buy these portfolios at steep discounts from financial institutions eager to offload them from their balance sheets. The company then deploys proprietary analytics and collection strategies to recover cash, generating revenue through those collections. This model thrives when consumer debt levels are high but economic recovery allows for better collection rates. PRA has built a presence in North America, Europe, and Australia, diversifying away from U.S.-only reliance. For you as an investor, this global footprint means exposure to multiple regulatory environments and economic cycles, which can smooth out volatility. The company's technology-driven approach sets it apart, using data science to predict recovery rates and optimize collection tactics. Whether you're considering PRA stock for its cash flow potential or long-term growth, grasping this business engine is key. It positions PRA as more than a simple collection agency - it's a data-informed asset manager in distressed debt. Market position and competitive edge. In the diversified financials sector, PRA Group competes with firms like Encore Capital Group and smaller regional players. You stand out with your international scale, operating in over a dozen countries and collecting in multiple languages. This breadth gives PRA an edge in sourcing deals from global banks facing similar nonperforming loan pressures. Competitive advantages include deep industry expertise and economies of scale in purchasing large portfolios. As economic conditions fluctuate, PRA's ability to negotiate better prices on debt buys becomes crucial. For North American investors like you, this means the stock offers indirect play on global credit trends without picking individual markets. Recent industry drivers, such as rising interest rates, have increased charge-off rates from lenders, potentially boosting supply for PRA's purchases. However, higher rates also squeeze consumer budgets, impacting recovery success. Balancing these dynamics is what makes PRA stock relevant right now - you get paid when others struggle with bad debt. Strategy and growth drivers. Sentiment and reactions PRA's strategy emphasizes portfolio diversification and tech investments to enhance recovery yields. You're expanding in emerging markets where debt markets are underdeveloped, creating first-mover opportunities. This forward-looking approach aims to counterbalance mature markets like the U.S., where competition is fiercer. Key growth drivers include macroeconomic tailwinds like persistent inflation driving higher delinquencies. PRA also invests in legal collection channels where permitted, boosting efficiency. As you evaluate buying the stock, consider how these elements align with your portfolio's need for defensive financial exposure. Sustainability efforts, such as fair collection practices, help mitigate reputational risks. In a world increasingly focused on consumer rights, PRA's compliance track record matters. This strategic positioning could support steady returns if execution remains strong. Why PRA Group matters for North American investors. For you investing from North America, PRA Group stock provides a unique angle on the financial services space. Listed on the NYSE under ticker PRAA, with ISIN US69354P1030, it trades in USD, making it straightforward to add to your brokerage account. The company's U.S. operations form a solid base, but global revenues reduce reliance on domestic cycles alone. Relevance spikes when U.S. consumer debt hits peaks, as seen in cycles of easy credit followed by defaults. You benefit from PRA's role in cleaning up bank balance sheets, indirectly supporting financial stability. This makes the stock a contrarian play during downturns, when debt supply surges. Tax-efficient for U.S. investors, PRA's structure allows pass-through of certain income qualities. Watch dividend potential - while not a high-yielder, cash generation supports shareholder returns. If you're building a diversified equity portfolio, PRA adds sector balance without tech hype. Key risks and open questions. No stock is without hurdles, and PRA Group faces regulatory scrutiny in debt collection across jurisdictions. You need to monitor changes in laws like the FDCPA in the U.S. or EU consumer protections, which could raise costs or limit tactics. Adverse rulings have hit the industry before, pressuring margins. Economic sensitivity is another watchpoint - prolonged recessions might dry up recovery cash flows if consumers stay broke. Competition for cheap portfolios intensifies during good times, squeezing purchase prices. For you, these risks mean PRA stock suits patient investors comfortable with cyclical swings. Open questions include execution on international growth amid currency fluctuations. Management's ability to deploy capital wisely during portfolio booms will define upside. Stay alert to quarterly collection rates as leading indicators of health. Analyst views and bank research perspectives. Reputable analysts covering PRA Group tend to focus on its cash conversion cycle and portfolio pricing discipline. Firms like those tracking diversified financials highlight PRA's resilience in varied economic scenarios. While specific ratings evolve, the consensus appreciates the company's global diversification as a buffer against U.S.-centric risks. You'll find perspectives emphasizing PRA's undervaluation potential if recovery rates hold steady. Banks note the impact of interest rate environments on debt supply, viewing current conditions favorably for portfolio acquisitions. Overall, research underscores operational leverage as a key driver for earnings growth. Without recent public upgrades or targets robustly detailed, analysts maintain a watchful stance on macroeconomic backdrops. This balanced view suits investors like you seeking informed, non-hyped takes. Track IR updates for fresh insights from covering institutions. Further developments, headlines, and context around the stock can be explored quickly through the linked overview pages. Should you buy PRA Group stock now? Weighing all factors, PRA Group stock appeals if you believe in the persistence of consumer debt cycles. Its business model delivers when banks purge bad loans, offering you potential for asymmetric returns. However, time your entry around economic signals like delinquency trends. Next for North American investors: Watch U.S. Federal Reserve moves, as rate cuts could flood PRA with portfolios. Monitor earnings for collection yield updates - these signal operational strength. Diversify within financials to hedge sector risks. Ultimately, PRA suits value-oriented portfolios tolerant of volatility. Do your due diligence on latest filings via the IR site. This positions you to decide confidently whether PRAA fits your strategy. Disclaimer: Not investment advice. Stocks are volatile financial instruments. Der Trick, mit dem IT-Profis Windows 11 auf "inkompatiblen" PCs installieren. Gratis-Report vom 04. April: Offiziell nicht unterstützt, inoffiziell problemlos möglich: Windows 11 läuft auf fast jedem PC der letzten 10 Jahre. Der kostenlose Report enthüllt die Methode, die auch Microsoft-Mitarbeiter nutzen - inklusive Anleitung für den sicheren Umstieg. Seit 2005 liefert der Börsenbrief trading-notes verlässliche Anlage-Empfehlungen - dreimal pro Woche, direkt ins Postfach. 100% kostenlos. 100% Expertenwissen. Trage einfach deine E-Mail Adresse ein und verpasse ab heute keine Top-Chance mehr. Jetzt abonnieren. Für. Immer. Kostenlos. US69354P1030 | PRA GROUP INC | boerse | 69067463 | bgmi