Full-Time

Full Stack Engineer

Client Insights

Updated on 3/15/2025

Alloy

Alloy

201-500 employees

Identity verification and compliance solutions for fintech

Compensation Overview

$131k - $154kAnnually

+ Equity Awards

Mid, Senior

New York, NY, USA

Hybrid work environment: employees are expected to work Tuesdays and Thursdays from our HQ in Union Square, Manhattan.

Category
Full-Stack Engineering
Software Engineering
Required Skills
Python
React.js
Node.js
Machine Learning
Postgres
Requirements
  • Has a full stack software engineering skillset, ideally in our core stack: React, NodeJS, PSQL, Python (or relatable experience with similar technologies).
  • Builds and ships well-crafted features and supports them.
  • Relentlessly hunts down bugs till the cause is known and the solution is in place.
  • Proactively communicates about their work, both the challenges and successes.
  • Enjoys working on multi-engineer projects—we are a very collaborative team and culture.
  • Can be autonomous for their own projects, including owning delivery dates and writing concrete technical plans from the product vision of UX designers and PMs.
  • Internalizes the 'why' behind features, understanding what the users want to be able to do and is obsessed with telling stories through data.
  • Has an action-oriented mindset of responsibility: leaving the codebase better than it was, working toward solutions even when a problem isn’t with your or your team's code, actively helping with on-call incidents and contributing to blameless postmortems after.
  • Takes initiative to improve their own skills as well as finding ways to improve their team or engineering guilds.
  • 4 years of relevant experience recommended.
Responsibilities
  • Work alongside our data engineers and data scientists to integrate machine learning models as well as valuable and actionable insights directly into the Alloy product.
  • Responsible for building scalable and maintainable connectors into our data stores and intuitive data visualizations for our customers to interact with directly.
Desired Qualifications
  • Banking / the financial services industry
  • Mid-size startups
  • UI component libraries and design systems
  • Elasticsearch / OpenSearch
  • AWS (e.g. Redshift, Airflow, Sagemaker), Kubernetes
  • Experience working with ML models in product features

Alloy offers identity verification and compliance solutions for financial institutions like banks and fintech companies. Their platform integrates with various data sources to help clients meet regulatory requirements such as Know Your Customer (KYC) and Anti-Money Laundering (AML) laws, reducing fraud and improving customer onboarding. Alloy stands out by utilizing machine learning and artificial intelligence to enhance the efficiency of identity verification. The company's goal is to simplify compliance processes for financial institutions while providing a subscription-based service that adapts to their needs.

Company Size

201-500

Company Stage

Late Stage VC

Total Funding

$216.7M

Headquarters

New York City, New York

Founded

2015

Simplify Jobs

Simplify's Take

What believers are saying

  • Alloy's partnership with Flagstone automates onboarding, reducing sign-up times significantly.
  • Integration with AWS boosts Alloy's decisioning capabilities to handle eight billion events monthly.
  • The partnership with Data Zoo enhances global data coverage for cross-border identity verification.

What critics are saying

  • Emerging fintech startups may erode Alloy's market share with similar solutions.
  • AI-driven fraud techniques challenge Alloy's current detection capabilities.
  • Regulatory changes in data privacy laws could increase Alloy's operational costs.

What makes Alloy unique

  • Alloy offers a single API for managing AML, fraud, and KYC processes.
  • The platform integrates multiple data sources for comprehensive identity verification.
  • Alloy uses machine learning for real-time fraud detection and identity management.

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Benefits

Unlimited PTO

16 weeks of parental leave

Premium medical, dental, vision, HSA, & FSA programs

401k with matching and immediate vesting & eligibility

Commuter, health & wellness benefits

$1,000 annual learning & development stipend

Memorable team events and retreats

Growth & Insights and Company News

Headcount

6 month growth

-2%

1 year growth

-1%

2 year growth

-3%
Financial Technology Insights
Mar 10th, 2025
Alloy Launches AI-Powered Fraud Attack Radar for Real-Time Defense

Alloy, a leading identity and fraud prevention platform provider, today announced the launch of Fraud Attack Radar, a machine learning-powered solution that provides financial institutions (FIs) and fintechs with actionable intelligence on fraud threats targeting new account creation.

IFA Magazine
Mar 5th, 2025
Flagstone Integrates Tech From Id/Fraud Leader Alloy To Eliminate Hnw Onboarding Pain Points

Flagstone, the UK’s largest savings platform, has partnered with Alloy, a leading identity and fraud prevention platform provider, to deliver a seamless, automated onboarding experience for individual and business customers. The partnership allows Flagstone to approve new applications within seconds, without impinging on the highest standards of security and compliance, and integrate global data partners into a single dashboard.By leveraging Alloy, Flagstone’s enhanced KYC (Know Your Customer) controls ensure that every new client benefits from a streamlined and intuitive onboarding journey without compromising on rigorous verification processes.With £1.1 trillion lost to financial crime annually in the UK, financial institutions must strike a delicate balance between security and speed. Traditional onboarding processes can be manual, slow and full of friction, discouraging customers from completing applications and leaving firms vulnerable to fraud. The situation is exacerbated by a surge in AI-driven impersonations, deep fakes and organised crime rings. Together these present greater challenges for companies whose duty it is to protect themselves and their customers from the risk of financial loss. Through its partnership with Alloy, Flagstone has automated its onboarding process, reducing friction, improving conversion and pleasing customers, all without compromising security. With Alloy, Flagstone has significantly upgraded from a legacy onboarding process that sometimes took several hours and required manual oversight

PR Newswire
Mar 5th, 2025
Flagstone And Alloy Partner To Offer Uk Savers A Faster, Safer Entry Point Into Competitive Savings Market

Switch to automated onboarding slashes sign-up time from hours to secondsLONDON, March 5, 2025 /PRNewswire/ -- Flagstone , the UK's largest savings platform*, has partnered with Alloy , a leading identity and fraud prevention platform provider, to deliver a seamless, automated onboarding experience for individual and business customers. The partnership allows Flagstone to approve new applications within seconds, without impinging on the highest standards of security and compliance, and integrate global data partners into a single dashboard.By leveraging Alloy, Flagstone's enhanced KYC (Know Your Customer) controls ensure that every new client benefits from a streamlined and intuitive onboarding journey without compromising on rigorous verification processes.With £1.1 trillion lost to financial crime annually in the UK**, financial institutions must strike a delicate balance between security and speed. Traditional onboarding processes can be manual, slow and full of friction, discouraging customers from completing applications and leaving firms vulnerable to fraud. The situation is exacerbated by a surge in AI-driven impersonations, deep fakes and organised crime rings. Together these present greater challenges for companies whose duty it is to protect themselves and their customers from the risk of financial loss. Through its partnership with Alloy, Flagstone has automated its onboarding process, reducing friction, improving conversion and pleasing customers, all without compromising security.With Alloy, Flagstone has significantly upgraded from a legacy onboarding process that sometimes took several hours and required manual oversight

FF News
Mar 5th, 2025
Flagstone And Alloy Partner To Offer Uk Savers A Faster, Safer Entry Point Into Competitive Savings Market

Flagstone, the UK’s largest savings platform*, has partnered with Alloy, a leading identity and fraud prevention platform provider, to deliver a seamless, automated onboarding experience for individual and business customers. The partnership allows Flagstone to approve new applications within seconds, without impinging on the highest standards of security and compliance, and integrate global data partners into a single dashboard.By leveraging Alloy, Flagstone’s enhanced KYC (Know Your Customer) controls ensure that every new client benefits from a streamlined and intuitive onboarding journey without compromising on rigorous verification processes.With £1.1 trillion lost to financial crime annually in the UK**, financial institutions must strike a delicate balance between security and speed. Traditional onboarding processes can be manual, slow and full of friction, discouraging customers from completing applications and leaving firms vulnerable to fraud. The situation is exacerbated by a surge in AI-driven impersonations, deep fakes and organised crime rings. Together these present greater challenges for companies whose duty it is to protect themselves and their customers from the risk of financial loss. Through its partnership with Alloy, Flagstone has automated its onboarding process, reducing friction, improving conversion and pleasing customers, all without compromising security.With Alloy, Flagstone has significantly upgraded from a legacy onboarding process that sometimes took several hours and required manual oversight

Procurement Magazine
Mar 5th, 2025
Flagstone and Alloy partner to offer UK savers a faster, safer entry point into competitive savings market

LONDON, March 5, 2025 /PRNewswire/ - Flagstone, the UK's largest savings platform*, has partnered with Alloy, a leading identity and fraud prevention platform provider, to deliver a seamless, automated onboarding experience for individual and business customers.