Full-Time

Machine Learning Engineer 1

Analytics, Insights, & Artificial Intelligence

Posted on 10/17/2025

Deadline 10/23/25
TD Bank

TD Bank

10,001+ employees

Offers banking, loans, and wealth management.

Compensation Overview

CA$120k - CA$153.5k/yr

Toronto, ON, Canada

In Person

Category
AI & Machine Learning (1)
Required Skills
Machine Learning
Risk Management
Data Analysis
Requirements
  • Undergraduate degree required
  • Advanced technical degree preferred (e.g., math, physics, engineering, finance or computer science)
  • Sound knowledge of AI/ML engineering fundamentals
  • Sound knowledge of various AI/ML engineering frameworks, tools, processes and procedures
  • Sound knowledge of applications, systems, innovation, system design activities, best engineering practices, business/organization standards
Responsibilities
  • Provide expertise on fundamental engineering practices for the broader AI/ML engineering team and inspire the adoption of ML engineering practice across the organization.
  • Interpret the meaning of new strategic directions and set objectives and measurements.
  • Implement monitoring and feedback systems to evaluate progress and identify ways of making continuous improvements.
  • Gather and analyze information or data on current and future trends of best engineering practices.
  • Seek information on issues impacting the progress of organizational, engineering and process issues.
  • Adhere to enterprise frameworks or methodologies that relate to activities for our business area.
  • Ensure respective programs/policies/practices are well managed, meets business needs, complies with internal and external requirements, and aligns with business priorities.
  • Consistently exercise discretion in managing correspondence, information and all matters of confidentiality; escalate issues where appropriate.
  • Ensure business operations are in compliance with applicable internal and external requirements (e.g., financial controls, segregation of duties, transaction approvals and physical control of assets).
  • Participate in cross-functional / enterprise / initiatives as a subject matter expert helping to identify risk / provide guidance for complex situations.
  • Conduct internal and external research projects; support the development/ delivery of presentations / communications to management or broader audience.
  • Conduct meaningful analysis at the functional or enterprise level using results to draw conclusions, make recommendations, assess the effectiveness of programs/ policies/ practices.
  • Monitor service, productivity and assess efficiency levels within own function and implement continuous process / performance improvements where opportunities exist.
  • Lead / facilitate and/or implement actions / remediation plans to address performance / risk /governance issues.
  • Actively manage relationships within and across various business lines, corporate and/or control functions and ensure alignment with enterprise and/or regulatory requirements.
  • Keep abreast of emerging issues, trends, and evolving regulatory requirements and assess potential impacts.
  • Maintain a culture of risk management and control, supported by effective processes in alignment with risk appetite.
Desired Qualifications
  • Graduate's degree preferred with either progressive project work experience

TD Bank provides a wide range of banking and financial services in North America for individuals, businesses, and corporations. Core offerings include checking and savings accounts, credit cards, loans, mortgages, investment products, and wealth management. TD Bank emphasizes digital banking through online and mobile apps that let customers manage money, pay bills, deposit checks, transfer funds, and manage cards. Revenue comes from interest on loans, service fees, and investment income. The company differentiates itself with a broad product lineup, large North American footprint, and integrated services for both personal and business customers, plus a focus on digital accessibility. Its goal is to be a leading, accessible financial institution that helps customers manage and grow their money through convenient, everyday banking and investment solutions.

Company Size

10,001+

Company Stage

IPO

Headquarters

Toronto, Canada

Founded

1955

Simplify Jobs

Simplify's Take

What believers are saying

  • Agentic AI can extend into HELOCs, auto loans, and small-business lending workflows.
  • Virtual card numbers strengthen fraud protection across TD Visa credit products and e-commerce.
  • Local sponsorships like TD Amp Ballantyne and BPAC deepen community brand affinity.

What critics are saying

  • The 2024 AML settlement imposed a $3.09 billion resolution and independent monitoring.
  • OCC's asset cap constrains balance-sheet growth until remediation milestones are met.
  • Any AI underwriting error will trigger repurchase losses, compliance scrutiny, and model-governance failures.

What makes TD Bank unique

  • Layer 6's agentic AI cut mortgage pre-adjudication from 15 hours to under three minutes.
  • TD became the first Canadian bank to offer Google Virtual Card Numbers on Chrome.
  • TD issued its first European CHF 150 million green bond in 2026.

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Your Connections

People at TD Bank who can refer or advise you

Benefits

Health Insurance

Paid Vacation

Flexible Work Hours

Professional Development Budget

Mental Health Support

Wellness Program

Performance Bonus

Company News

WFAE
Apr 7th, 2026
Amp Ballantyne receives new naming rights sponsor.

Amp Ballantyne receives new naming rights sponsor. Published April 7, 2026 at 4:38 PM EDT The Amp Ballantyne announced today that TD Bank is its new naming rights sponsor. The 5,000-person-capacity outdoor entertainment venue on the 500-plus Ballantyne campus will now be known as TD Amp Ballantyne. TD also plans to serve as the presenting sponsor of the venue's $15 ticket program. Woody is a Charlotte native who came to WFAE from the world of NASCAR where he was host of NASCAR Today for MRN Radio as well as a pit reporter, turn announcer and host of the NASCAR Live pre race show for Cup Series races. Before that, he was a news anchor at WBT radio in Charlotte, a traffic reporter, editor of The Charlotte Observer's University City Magazine, News/Sports Director at WEGO-AM in Concord and a Swiss Army knife in local cable television. His first job after graduating from Appalachian State University was news reporter at The Daily Independent in Kannapolis. Along the way he's covered everything from murder trials and a national political convention to high school sports and minor league baseball.

GlobeNewswire
Apr 6th, 2026
Vancouver hosts the 3rd u.s.-canada Chinatown Solidarity Summit from April 6-8.

Vancouver hosts the 3rd u.s.-canada Chinatown Solidarity Summit from April 6-8. 3-day summit brings together 65 U.S. and canadian leaders to advance cross-border collaboration, economic revitalization, and cultural preservation. VANCOUVER, British Columbia, April 06, 2026 (GLOBE NEWSWIRE) - The Vancouver Chinatown Foundation, in partnership with The U.S. Consulate General in Vancouver and presented by TD Bank Group, will host the 2026 Chinatown Solidarity Summit from April 6-8 at the Chinatown Storytelling Centre, located in Vancouver's iconic Chinatown. The summit will bring together 65 leaders from 22 Chinatowns across the United States and Canada for a focused, solution-driven exchange on revitalization and the future of historic Chinatown communities. Chinatowns across the U.S. and Canada continue to face shared challenges, including economic pressures, declining foot traffic, and the need to preserve cultural identity in rapidly changing urban environments. The Summit will convene leaders from community organizations, business, and cultural institutions to share insights, strengthen cross-border partnerships, and explore practical solutions to support long-term sustainability. It will serve as an important opportunity to discuss what has been accomplished since the last meeting hosted by Welcome to Chinatown in New York in 2024 (Report here) and before that in Vancouver in 2023 (Report here). "The future of Chinatowns depends on our ability to come together, share ideas and learnings, and work collaboratively across cities, sectors, and borders," said Carol Lee, Chair of the Vancouver Chinatown Foundation. "We're excited to share the progress we have made in the last 3 years since first hosting. Through the Solidarity Summit, we are bringing leaders together to share knowledge, strengthen partnerships, and build a collective path forward towards revitalization to ensure these communities continue to grow for generations to come." The program will feature panels and discussions on cultural preservation, economic empowerment, and coalition building, including: * Cultural and Historical Preservation/Reinvention * Economic Empowerment for Small and Medium-Sized Businesses * Strengthening Partnerships: Coalition Building for Systemic Solutions Participants will also take part in tours of Vancouver's Chinatown, including visits to the Foundation's gold standard community housing project Bob & Michael's Place, a landmark development that now provides more than 300 residents with safe, affordable homes and serves as a blueprint for physical revitalization that other Chinatowns can replicate. The Summit offers the opportunity to showcase the Vancouver Chinatown Foundation's broader revitalization efforts, including the Chinatown Impact Fund, a dedicated initiative aimed at supporting the longevity and growth of 100+ local businesses while preserving Chinatown's unique cultural identity. Delegates will also hear about Light Up Chinatown! Festival, now in its 6th year, has become a template for attracting younger generations and visitors to Chinatown businesses and culture. Held in partnership with the U.S. Consulate General in Vancouver, the 2026 Summit supports the ongoing revitalization of Chinatown communities and strengthens connections between them across the U.S. and Canada. "The United States Consulate General in Vancouver has been a strong supporter of these important cross-border conversations since they began in 2023," U.S. Consul General Shawn Crowley said. "By working together, leaders on both sides of the border can make their communities safer, stronger, and more prosperous to the benefit of people in the United States and in Canada." About the Vancouver Chinatown Foundation: The Vancouver Chinatown Foundation is a registered charity committed to the revitalization of Chinatown, one of Canada's most iconic neighbourhoods in the historic heart of Vancouver. The Foundation builds more resilient and inclusive communities by promoting the well-being of those in need, while preserving Chinatown's irreplaceable cultural heritage. Learn more at chinatownfoundation.org

Yahoo Finance
Apr 4th, 2026
TD Bank targets $365M from AI automation as institutional ownership rises to 52%

Toronto-Dominion Bank has been highlighted by Jefferies as a leader in AI adoption, targeting CA$500 million in revenue and expense improvements through automation. Institutional investors have increased their ownership stake to 52.37%, signalling confidence in the bank's technology-driven strategy. TD's AI initiatives include investments in TD AI Prism, Layer 6 development and a Wealth Virtual Assistant. The bank projects CA$55.4 billion in revenue and CA$15.8 billion in earnings by 2029, though this implies annual revenue declines of 5.7%. Analysts note that whilst AI-driven efficiency represents a key catalyst, TD faces elevated compliance, anti-money laundering and cybersecurity risks as it expands its digital operations. Simply Wall St Community members value TD's fair value between CA$122 and CA$190, representing potential upside from current levels.

Fortune
Apr 1st, 2026
55% now use AI to manage finances, but only 18% trust it to make decisions alone

A new report from TD Bank finds that 83% of employed respondents now use AI-powered tools at work, up 20 percentage points from last year. Adoption increased for both employer-provided tools (75%) and independently accessed tools (78%). The survey of over 2,500 consumers reveals that whilst 55% use AI to help manage finances, up from 10% last year, only 18% would trust AI to make financial recommendations entirely on its own. Most prefer AI to surface insights whilst humans retain final decision-making authority. Trust is building gradually, with 62% of respondents saying they trust AI to provide honest and reliable information, up from roughly half last year. TD Bank has approximately 2,500 employees working on AI development and has partnered with Columbia University for executive AI training.

Simply Wall St
Apr 1st, 2026
Toronto-Dominion Bank launches commission-free trading app and raises $1.7B in euro bond offering

Toronto-Dominion Bank completed a €1.50 billion fixed-to-floating senior covered bond offering due 2031 and launched TD Easy Trade, a mobile app offering up to 100 commission-free trades annually with no account fees or minimum balance requirements. The dual announcements highlight TD's strategy of reshaping both its capital structure through secured euro-denominated funding and its retail distribution model via a low-barrier digital platform targeting newer and younger investors. The bank has also been actively managing capital, having repurchased 80.2 million shares under its current normal course issuer bid. However, TD's narrative projects significant headwinds, with revenue forecast to decline 5.7% annually to CA$55.4 billion by 2029, whilst earnings are expected to decrease from CA$21.2 billion to CA$15.8 billion over the same period.

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