Full-Time

VP/D Digital Financial Services Product Manager

Confirmed live in the last 24 hours

OneMain Financial

OneMain Financial

5,001-10,000 employees

Provides personal loans for consumers

Financial Services

Compensation Overview

$170k - $190kAnnually

+ Additional Compensation Program

Senior, Expert

Charlotte, NC, USA + 5 more

More locations: New York, NY, USA | Evansville, IN, USA | Wilmington, DE, USA | Irving, TX, USA | Baltimore, MD, USA

Hybrid role; must be within commutable distance to offices in NYC, Baltimore MD, Charlotte NC, Wilmington DE, Evansville IN, Chicago IL, or Dallas/Fort Worth TX.

Category
Product Management
Product
Required Skills
Product Management
Data Analysis
Requirements
  • Experience working on successful digital consumer products for 10+ years, preferably at high scale companies. At least 4 years in a leadership role.
  • Demonstrated success in standing up or running new products, features, or experiences and the relentless pursuit of the details needed for execution.
  • A self-starter who identifies opportunities and brings solutions to the table and whose leadership presence truly amplifies the entire cross-functional team.
  • Experience creating a product vision and strategy and aligning it across cross-functional teams and the broader organization.
  • Comfort debating a point with peers and influencing leadership to buy into their recommendations.
  • Strong written and verbal communication skills to socialize info, motivate team members, and sell in your ideas with the purpose to achieve our team’s objectives.
  • Ability to cut through opacity, find the piece that matters, and understand the implications of decisions to the team and the broader organization.
  • Customer obsession and a drive to deliver constant value while balancing the needs of our business.
  • Demonstrated ability to solve complex, analytical problems and carry the solution through to the end.
  • A natural tendency to double-click and get into the details, with the ability to step back and see the larger picture and objectives.
  • Extensive hands-on experience working across the digital product development process: road mapping, problem definition, exploration, requirements documentation, front and back-end development, testing, and code deployment.
  • A strong sense of ownership and accountability for your domain and an understanding of how it fits into the larger, overall product. One person, one team.
  • A positive outlook and a flexible mindset that works well in a dynamic, growth-oriented environment where you’ll need to pivot when things don’t go as planned.
  • A passion for developing product managers and the craft of product management to create and elevate a high-performing team.
  • Bachelor Degree or equivalent experience.
Responsibilities
  • You’ll encourage customers to engage with our digital features and experiences both online and inside our mobile app, so they get more value and in turn make meaningful progress towards financial improvement.
  • You’ll uncover their motivations, provide helpful solutions, and remove friction so they can more effectively ‘get jobs done’ with our products. You’ll achieve this by creating a roadmap of innovative ideas and seamless journeys that help customers engage with us and allow OneMain team members to interact with them.
  • You’ll partner with our Marketing team to define the digital cross-sell acquisition strategy that maximizes growth without diverting customers from intent to manage their account on their own.
  • You’ll partner with our Operations team to identify opportunities to shift costly interactions away from our team members and towards instances where they can digitally self-serve.
  • You’ll also create the strategic product vision for what an integrated, omni-channel solution and experience looks like and how it drives forward our financial goals relative to growth and cost reduction.
  • You’ll collaborate closely with cross-functional leaders throughout Engineering, Design, Operations, and Marketing to ensure the alignment, prioritization, and execution rhythm across launches. Together you’ll discuss trade-offs between projected outcomes, sequencing of initiatives within your backlog, and the impacts from recent regulatory guidance.
  • You’ll live the data, so it informs all aspects of the product and development process from outlining strategic direction, defining customer intent, creating solutions, and validating hypotheses through experimentation. But you’ll also know when to balance this with your product intuition and deep customer knowledge.
  • You’ll communicate status updates, strategic risks and key dependencies, progress against objectives, and the wins both sideways to your team members and up to senior leadership. You’ll become a critical voice for the team helping clarify the strategy and amplifying their great work.
  • You’ll create and evolve a high performing team of product managers that constantly strive to redefine how product management adds value for our customers and OneMain.

OneMain Financial provides personal loans to individuals, particularly those who may not qualify for traditional banking services due to lower credit scores or financial challenges. The company offers both secured loans, which require collateral like a car or home, and unsecured loans that do not. This variety allows customers to address different financial needs, such as debt consolidation or home improvements. OneMain generates revenue through interest and fees on these loans and has a securitization platform called Springleaf Funding Trust, which enables it to bundle and sell loans as securities to investors. This process helps OneMain maintain a steady flow of capital for lending. Additionally, the company offers other financial products, including insurance and credit information, to better serve its customers. OneMain's goal is to provide accessible financial solutions tailored to the needs of its clients, supported by a strong branch network and online resources.

Company Stage

IPO

Total Funding

N/A

Headquarters

Baltimore, Maryland

Founded

1912

Growth & Insights
Headcount

6 month growth

4%

1 year growth

0%

2 year growth

4%
Simplify Jobs

Simplify's Take

What believers are saying

  • Increased demand for digital lending boosts OneMain's loan processing efficiency.
  • AI-driven credit scoring models enhance risk assessment and personalized loan offerings.
  • Investor interest in securitized loans provides capital opportunities for OneMain.

What critics are saying

  • Competition from fintechs offering lower rates threatens OneMain's market share.
  • Class action lawsuit over Military Lending Act violations poses legal and reputational risks.
  • Executive share sales may indicate internal concerns about OneMain's future performance.

What makes OneMain Financial unique

  • OneMain specializes in personal loans for clients with lower credit scores.
  • The company offers both secured and unsecured loans, providing flexibility to borrowers.
  • OneMain's Springleaf Funding Trust securitizes loans, ensuring a steady capital stream.

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