Full-Time

Mortgage Advisor 2

Branch

Posted on 9/10/2026

Achieve

Achieve

1,001-5,000 employees

Digital personal finance services and loans

No salary listed

Reno, NV, USA

In Person

Must reside in Nevada.

Category
Finance & Banking (1)
Required Skills
CRM
Financial analysis

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Requirements
  • The candidate must currently reside in Nevada.
  • The candidate must have an active NMLS license or be able to reactivate it.
  • The candidate must have passed the SAFE exam.
  • The candidate must have at least 3 years of mortgage lending experience.
  • The candidate must be eligible to complete state and federal mortgage loan originator licensing requirements, including pre-license education, state and federal testing, and federal background checks.
  • The candidate must be able to work independently and collaboratively.
  • The candidate must be able to work in a continually changing, entrepreneurial team environment.
Responsibilities
  • Evaluate and analyze applicants' financial status, credit, and property details to determine mortgage eligibility.
  • Advise and educate clients on mortgage products and the application process.
  • Assist clients in completing mortgage applications, including collecting the information required to obtain mortgage approval.
  • Operate the Loan Origination System, customer relationship management system, credit vendor system, and other required software and systems throughout the end-to-end mortgage process.
  • Communicate with prospects, loan applicants, and third-party vendors, with continual follow-up throughout the mortgage process.
  • Qualify for several state mortgage licenses within the first 45 days.
  • Use consultative sales skills and mortgage knowledge to provide residential home equity lines of credit.
  • Learn about future products and offer them to clients over time.

Achieve delivers personal loans, home loans, debt resolution services, and financial tools through a digital platform tailored for everyday people seeking to improve their financial future. Customers apply online, receive loan offers, and repay through fixed schedules with interest and service fees; debt resolution helps manage and reduce existing obligations. The company earns revenue from interest on loans, service fees, and partnerships with financial institutions. Its tools help users budget, plan, and track progress on their finances, all supported by a nationwide team of financial experts. What sets Achieve apart is its holistic approach to personal finance, combining lending, debt management, and practical digital tools with a focus on inclusive culture, employee development, and philanthropy. Its goal is to make a lasting positive impact on clients’ financial well-being by providing accessible products and expert guidance that help people reach a better financial future.

Company Size

1,001-5,000

Company Stage

Debt Financing

Total Funding

$2.2B

Headquarters

San Mateo, California

Founded

2002

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Simplify Jobs

Simplify's Take

What believers are saying

  • Achieve closed a $151.4 million debt settlement securitization on June 18, 2026.
  • Achieve hired ex-Discover chief credit officer John Davis, strengthening underwriting and risk controls.
  • Achieve's consumer debt thesis remains strong as households keep seeking consolidation and relief.

What critics are saying

  • Achieve's 2026 growth depends on capital markets; securitization markets shut fast in stress.
  • Achieve's personal loans still charge 1.99%-9.99% origination fees, pressuring conversion against cheaper rivals.
  • If HELOC funding or partner-bank access tightens, Achieve's lending engine slows materially.

What makes Achieve unique

  • Achieve combines personal loans, HELOCs, and debt relief under one consumer platform.
  • Achieve closed its ninth HELOC securitization on August 6, 2026, surpassing $1.7 billion.
  • Achieve Pro launches in second-half 2026, giving lenders turnkey HELOC infrastructure.

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Benefits

Remote Work Options

Hybrid Work Options

Growth & Insights and Company News

Headcount

6 month growth

0%

1 year growth

0%

2 year growth

-1%
StreetInsider
Aug 7th, 2026
Achieve closes $261M HELOC securitisation, ninth deal brings cumulative issuance to over $1.7B

Achieve, a digital personal finance company, has closed a $261.5 million securitization backed by home equity lines of credit (HELOCs). The transaction, ACHM Trust 2026-HE1, closed on 30 July and includes six classes of rated mortgage-backed notes and three classes of unrated notes. The deal is backed by 3,129 HELOCs originated by Achieve Home Loans, with a total unpaid principal balance of approximately $261.5 million as of 30 June. Deutsche Bank Securities served as structuring agent and lead bookrunner, with Barclays and Jefferies as joint bookrunners. This marks Achieve's ninth HELOC securitization, bringing cumulative issuance to more than $1.7 billion. The company's total loan originations exceed $14 billion.

American Banker
Jun 11th, 2026
Achieve raises $151.4M in second debt relief ABS, six months after $217M debut

Achieve has raised $151.4 million in its second debt relief asset-backed securities deal, with Jefferies serving as lead underwriter. The transaction comes just six months after the company's inaugural securitisation, which raised $217.2 million. Founded in 2022, Achieve helps consumers resolve debt through installment loans with partner banks, debt restructuring, home equity lines of credit and financial education, according to Kroll Bond Rating Agency. The follow-up deal issued three classes of notes, though the total amount is considerably smaller than the debut transaction. The rapid return to the securitisation market demonstrates strong investor appetite for debt relief-backed securities despite the reduced deal size.

PR Newswire
May 28th, 2026
Achieve names John Davis chief credit officer to strengthen lending operations

Achieve, a digital personal finance company, has appointed John Davis as chief credit officer. Davis brings over 25 years of financial services experience to oversee credit policy, modelling and risk management frameworks. Davis joins from Discover Financial Services, where he served as chief credit officer. He previously held senior roles at JPMorgan Chase, Citigroup and Bank of America, beginning his career at MBNA. Reporting to President of Lending Kyle Enright, Davis will manage relationships with Achieve's partner bank and investors whilst expanding the company's artificial intelligence capabilities for responsible lending. The appointment comes as Achieve continues scaling operations in debt consolidation, personal loans and home equity products, aiming to help American households manage approximately $19 trillion in outstanding debt.

PR Newswire
May 15th, 2026
Achieve appoints Nectar Kalajian to launch Achieve Pro HELOC platform for mortgage lenders

Achieve, a digital personal finance company, has appointed mortgage industry veteran Nectar Kalajian as Managing Director to launch Achieve Pro, a new third-party origination platform for home equity lines of credit. The platform will launch in the second half of 2026, enabling correspondent lenders to access Achieve's fixed-rate HELOC infrastructure without building proprietary technology. Kalajian brings over 40 years of experience from roles at Countrywide, Newrez and Finance of America Mortgage. The initiative targets growing demand for home equity products as homeowners with low-rate mortgages seek alternatives to refinancing. Achieve Pro will provide lenders with turnkey HELOC infrastructure, capital markets integration and consumer insights. The company has over seven years of HELOC experience and has originated billions of dollars in loans.

PR Newswire
Dec 18th, 2025
Achieve closes $217M debt settlement fee securitization with 11.5x oversubscription

Achieve, a digital personal finance company, has closed its first debt settlement fee securitisation worth $217.2 million. The ACHD Trust 2025-DS1 transaction includes three classes of rated notes backed by fees from Achieve Debt Relief's debt settlement programmes for US consumers. Jefferies served as initial purchaser and sole bookrunner. Kroll Bond Rating Agency assigned ratings ranging from BBB- to B-, whilst DBRS Morningstar provided ratings for the Class A and B notes. The deal attracted strong investor interest, with demand exceeding supply by more than 11.5 times, and 25 unique investors participating. Co-CEO Andrew Housser said the securitisation unlocks a new capital channel to help consumers resolve debt. The transaction expands Achieve's existing capital markets capabilities, which include investment-grade rated personal loan and home equity loan securitisations.