Full-Time

Senior Product Manager

Nova Credit

Nova Credit

51-200 employees

Translates international credit data for lenders

Compensation Overview

$176.8k - $209.9k/yr

+ Equity Grants + Incentive Compensation

New York, NY, USA

Hybrid

Three days on-site per week required in the New York Metropolitan area; relocation support is available.

Category
Product (1)
Required Skills
Mixpanel
Market Research
Product Management
SQL
Risk Management
Data Analysis

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Requirements
  • At least 6 years of product management experience, preferably in B2B or B2B2C environments, with a proven record of shipping high-performing products.
  • Experience launching new products or product lines from scratch and taking them toward initial product-market fit.
  • Ability to work decisively and entrepreneurially through ambiguity and incomplete data without a predefined roadmap.
  • Strength in customer discovery and problem validation, including defining metrics and instrumentation from zero.
  • Ability to write SQL queries and build Mixpanel dashboards to inform product decisions.
  • Ability to synthesize continuous customer insights with quantitative data to drive strategy and prioritization.
  • Ability to navigate technical trade-offs with Engineering, debate user experience approaches with Design, connect prioritization to revenue for Go-To-Market, and communicate complex concepts to varied audiences.
Responsibilities
  • Become familiar with Nova Credit's products and how they come together on its Platform.
  • Build cross-functional partnerships across Go-To-Market, Engineering, Data Science, and Solutions Architecture.
  • Listen to customer calls and work with Strategic Partnerships to map unmet needs to potential solutions.
  • Develop an understanding of the company's business model, products, customer needs, and competitors.
  • Pressure-test new opportunities through customer discovery, market research, and partnership with the Strategic Partnerships team.
  • Define success criteria and secure cross-functional alignment for early product bets.
  • Help take a new product or bet from concept to first design partners and early revenue.
  • Contribute to a repeatable zero-to-one playbook for validating and launching new bets.
  • Build and maintain relationships with strategic cross-functional partners and early customers.
  • Contribute to building a strong product culture, annual roadmapping, and the company's long-term product vision.
  • Identify, validate, and launch a net-new product or vertical from discovery through first paying customers.
  • Run a design-partner or early-access program to drive toward product-market fit.
  • Build platform capabilities such as integrations, sandbox environments, and product analytics to accelerate launches and scaling across customers and markets.
Desired Qualifications
  • Deep FinTech industry knowledge, particularly in credit and risk, involving consumer-permissioned or credit data.
  • Prior experience as a founding Product Manager.

Nova Credit helps financial institutions assess creditworthiness of newcomers to the U.S. by translating international credit histories into a standardized U.S. credit report called Credit Passport®, enabling these individuals to access credit products such as cards, loans, and device financing. It also offers Cash Atlas™, which uses consumer-permissioned bank transactions to improve risk prediction for thick-file consumers and expand access for thin-file or no-file consumers. The company monetizes by charging institutions for access to its analytics and credit-translation services. Overall goal: enable lenders to expand underwriting capabilities and reach a broader customer base by leveraging international credit data and bank transaction data.

Company Size

51-200

Company Stage

Series D

Total Funding

$149.4M

Headquarters

San Francisco, California

Founded

2016

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Simplify Jobs

Simplify's Take

What believers are saying

  • Nova Credit raised $35 million in November 2025, extending runway for expansion.
  • The July 2026 Sallie Mae win validates Nova Credit in student lending.
  • Eligibility Compass delivered 3.5x verification completion gains in March 2026, proving operational value.

What critics are saying

  • Nova Credit depends on lender adoption; one stalled enterprise rollout cuts growth quickly.
  • FCRA and CFPB scrutiny can force product changes, slowing sales and increasing compliance costs.
  • A downturn in partner concentration at Sallie Mae, Yardi, or Chase threatens survival.

What makes Nova Credit unique

  • Nova Credit combines cash-flow data, credit bureaus, and FCRA compliance into one platform.
  • Sallie Mae selected Income Navigator on July 1, 2026 for income verification.
  • Yardi integrated Eligibility Compass on March 17, 2026 for affordable-housing verifications.

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Benefits

Medical, Dental, and Vision are 99% subsidized for Nova Credit employees, and 50% for dependents.

Nova Credit sponsored 401K plan.

On each work anniversary, Nova Credit will reimburse the cost of a roundtrip economy ticket to any destination in the world.

Unlimited vacation policy.

Growth & Insights and Company News

Headcount

6 month growth

0%

1 year growth

-2%

2 year growth

0%
Business Wire
Jul 1st, 2026
Sallie Mae selects Nova Credit's Income Navigator for income verification.

Sallie Mae selects Nova Credit's Income Navigator for income verification. Nova Credit's income verification solution to support Sallie Mae's leading private student loan underwriting NEW YORK-(BUSINESS WIRE)-Nova Credit, a leading credit infrastructure and analytics company, today announced that Sallie Mae(R)(Nasdaq: SLM), the leader in private student lending, has selected the Nova Credit's Income Navigator to support income verification as part of its private student loan underwriting process. Income Navigator enables lenders to quickly and accurately verify consumer income, providing a more complete picture of an applicant's financial profile. Sallie Mae will leverage the solution to support its underwriting process and help responsibly provide access to education financing for students and families across the country. "Partnering with Sallie Mae, the gold standard in private student lending, is a proud milestone for Nova Credit," said Misha Esipov, CEO, Nova Credit. "Paying for college is one of the most consequential credit decisions a family can make, and getting it right requires putting forward a complete picture of their financial health. "Income Navigator will help make income verification faster and easier, improving the customer experience while supporting disciplined lending decisions grounded in verified borrower affordability." "As the market leader for private student lending, we're investing in innovative and scalable solutions to help more students access and complete their higher education," said Vikas Tyagi, Chief Credit Officer, Sallie Mae. "Income verification is a foundational element of responsible lending, and implementing Nova Credit's infrastructure and analytics with Income Navigator will allow us to make informed decisions for our business and for the students and families we serve." About Nova Credit Nova Credit is the industry's leading cash flow intelligence platform, enabling businesses to unlock the power of cash flow data in how they operate. The company leverages its industry-leading data infrastructure, intelligence layer, & FCRA-compliance to boost underwriting approvals, fight fraud, drive responsible growth, and more. Nova Credit supports over 7,000 businesses including organizations such as HSBC, SoFi, Appfolio, and Yardi, with a growing suite of products. Learn more at www.novacredit.com. About Sallie Mae Sallie Mae (Nasdaq: SLM) believes education and life-long learning, in all forms, help people achieve great things. As the leader in private student lending, we provide financing and know-how to support access to college and offer products and resources to help customers make new goals and experiences, beyond college, happen. Learn more at SallieMae.com. Commonly known as Sallie Mae, SLM Corporation and its subsidiaries are not sponsored by or agencies of the United States of America. Contacts. Media Contacts Nova Credit PR Contact: Katie McNally [email protected] Sallie Mae PR Contact: [email protected] More News From Nova Credit NEW YORK-( BUSINESS WIRE )-Nova Credit announces the 3rd annual Cash Flow Intelligence Summit, Sept. 10 in NYC, for 200+ senior consumer lending leaders...

PR Newswire
Mar 17th, 2026
Yardi integrates Nova Credit to cut affordable housing verification time by 3.5x

Yardi has integrated Nova Credit's Eligibility Compass into its Yardi Verification Services solution for affordable housing and public housing agencies. The integration streamlines income and asset verification for households seeking affordable housing qualification. The automated platform retrieves verified data through Nova Credit's payroll and banking network, eliminating reliance on paper forms. Previously, verification processes took weeks or months, delaying move-ins and burdening staff with paperwork. The integration now completes verifications within minutes. Early results show a 3.5-times improvement in end-to-end verification completion rates, helping teams process applications faster. The partnership was announced at the Yardi Forum affordable housing training event in Boston on 18 March 2026. Nova Credit supports over 7,000 businesses, including PayPal and HSBC.

Yahoo Finance
Mar 17th, 2026
Yardi partners with Nova Credit to accelerate verifications.

Yardi partners with Nova Credit to accelerate verifications. PR Newswire Eligibility Compass integration streamlines verifications and reduces processing time SANTA BARBARA, Calif., March 17, 2026 /PRNewswire/ - Yardi(R) has integrated Nova Credit's Eligibility Compass into its Yardi Verification Services solution for affordable housing and public housing agencies. Yardi Verification Services is an automated platform that retrieves verified income and asset data for households seeking to qualify for affordable housing. By incorporating Nova Credit, Yardi enhances its ability to verify income and assets accurately without relying on paper forms. This improvement is possible through Nova Credit's extensive payroll and banking data network. "Our affordable housing clients work hard to house families quickly while managing strict program requirements and compliance challenges. Integrating Eligibility Compass into our platform gives providers a powerful new way to verify even the most challenging affordable housing certifications," said Chris Voss, vice president at Yardi. Previously, many affordable housing providers spent weeks or even months verifying household income and assets. Manual processes delayed move-ins, increased vacancy days and burdened staff with paperwork. With Nova Credit's Eligibility Compass integration, Yardi Verification Services automates the process and users typically complete it within minutes. Early results from operators using the system show up to a 3.5x improvement in end-to-end verification completion rates, helping teams process applications faster and move families into housing sooner. "Affordable housing providers face a unique challenge: moving quickly while ensuring every certification meets strict program requirements," said Akaash Gupta, head of affordable housing at Nova Credit. "Through our integration with Yardi, we're helping providers automate income and asset verification using bank-transaction backed data, reducing manual review while giving teams greater confidence in the certification process." The partnership will be formally announced at the Yardi Forum, a two-day affordable housing and PHA training event which begins March 18, 2026, in Boston. Yardi clients can call (800) 866-1144 or email [email protected] to schedule a demonstration. Organizations can also visit yardi.com/affordable-housing or novacredit.com/eligibility-compass to learn more. About Nova Credit Nova Credit is a credit infrastructure and analytics company that helps businesses grow by harnessing alternative credit data. Leveraging unique data infrastructure, industry-leading analytics, and FCRA compliance, Nova Credit transforms fragmented consumer financial data into actionable risk insights. Their suite of solutions - including cash flow underwriting, Income verification, income and asset verification, and cross border credit - helps organizations expand user coverage, increase conversion, and make smarter credit decisions. Nova Credit supports over 7,000 businesses, including PayPal, HSBC, SoFi, Scotiabank, and Yardi.

FinancialContent
Nov 18th, 2025
Nova Credit Redefines Income and Asset Verification in Affordable Housing with Launch of Eligibility Compass

Nova Credit redefines income and asset verification in affordable housing with launch of Eligibility Compass. Nova Credit, a leading credit infrastructure and analytics company, today announced the launch of Eligibility Compass, a comprehensive income and asset verification solution for affordable housing. This purpose-built solution automates the process of collecting applicant financial data, reducing the time it takes to confirm eligibility. This press release features multimedia. View the full release here: https://www.businesswire.com/news/home/20251118403797/en/ Prior to today, verifying eligibility for a single household could take weeks of back and forth with the applicant and their banks, employers, and benefit providers. Eligibility Compass transforms this process by providing real-time verification of income, benefits, assets, and more - all in a single applicant experience. "Over the last five years, we've processed millions of income verifications for thousands of property management companies," explained Akaash Gupta, Head of Tenant Screening Partnerships. "We've learned that our users in affordable housing face unique challenges, such as complex applicant profiles, strict compliance requirements, and severe penalties for errors. We built Eligibility Compass to support these partners and their unique needs." Comprehensive Verification Across the Entire Market Eligibility Compass decreases the time from application to approval by consolidating disparate verification processes into a single, intuitive consumer experience. The solution's components reflect the unique requirements of affordable housing: * Bank connections allow for instant, paperless verification of current and historical assets, while identifying potentially relevant sources of income Discover more NYSE market data AI investment books FTSE index tracking Financial market insights International market overview Healthcare finance analysis Consumer staples reports Treasury bond information International market reports Stock index tracking * Payroll connections verify retirement income, government benefits, gig work, and more, in addition to traditional wage earnings * Flexible document upload accommodates any additional verification needs - e.g., award or distribution letters - ensuring no applicant is left behind * Automated cross-referencing between all data sources identifies discrepancies which could impact eligibility, like unreported income or assets As a Consumer Reporting Agency with nine years of compliance expertise, Nova Credit brings proven policies and procedures to the affordable housing sector, ensuring that increased efficiency doesn't compromise regulatory compliance. Omissions, whether intentional or not, are difficult to spot when reviewing stacks of documents. Compliance managers, leasing staff, and case workers are forced to play detective, hunting for unreported income and assets that could impact eligibility. This detective work comes on top of their actual mission: getting qualified families into homes. Eligibility Compass incorporates advanced fraud detection capabilities that analyze source documentation and catch imported income omissions. By combining multiple data sources with sophisticated analytics, the solution provides housing providers with confidence in the accuracy of applicant information while maintaining a seamless applicant experience. "Housing providers shouldn't have to choose between thorough verification and operational efficiency," added Gupta. "With Eligibility Compass, we've engineered a solution that delivers both, proving once again that consumer-permissioned data can improve housing access while strengthening risk management." Already using an income and asset verification solution?

Pulse 2.0
Oct 20th, 2025
Nova Credit: $35 Million Series D Raised To Advance Growth Of Cash Flow Underwriting Platform

Nova Credit, a leading credit infrastructure and analytics company, has raised $35 million in a Series D funding round led by Socium Ventures, a VC firm backed by Cox Enterprises. The Series D round included participation from a high-profile group of existing investors, including Canapi Ventures, Kleiner Perkins, General Catalyst, Index Ventures, Y Combinator, NAVentures (the corporate venture capital arm of National Bank of Canada), Harmonic Growth Partners, Radiate Capital, and Gaingels.