Full-Time

Consumer Loan Sales Specialist

Confirmed live in the last 24 hours

OneMain Financial

OneMain Financial

5,001-10,000 employees

Provides personal loans for consumers

Financial Services

Entry, Junior

Phoenix, AZ, USA

Position requires onsite presence in Phoenix, AZ.

Category
Inside Sales
Sales & Account Management
Required Skills
Sales
Customer Service
Requirements
  • HS Diploma/GED
  • Sales, Collections or Customer Service experience
  • Bilingual - Spanish
Responsibilities
  • Deliver results related to individual and branch sales goals as well as customer expectations
  • Develop new relationships – and maintain existing relationships - working with customers throughout the loan process and loan life cycle
  • Present financial solutions, based on customer needs, that meet their goals
  • Present customers with optional insurance products
  • Educate customers on the terms and conditions of their loan to ensure a clear understanding
  • Learn how to utilize credit underwriting techniques and sales tools
  • Manage the life cycle of the loan, including collections activities, complying with all laws and regulations

OneMain Financial specializes in providing personal loans to individuals, especially those with lower credit scores who may not have access to traditional banking. They offer both secured loans, which require collateral, and unsecured loans, catering to various financial needs like debt consolidation and home improvements. The company generates revenue through interest and fees, and it has a securitization platform called Springleaf Funding Trust to bundle and sell loans as securities. OneMain aims to deliver accessible financial solutions through its extensive branch network and online resources.

Company Stage

IPO

Total Funding

N/A

Headquarters

Baltimore, Maryland

Founded

1912

Growth & Insights
Headcount

6 month growth

4%

1 year growth

0%

2 year growth

4%
Simplify Jobs

Simplify's Take

What believers are saying

  • Partnership with Pagaya enhances technology integration for improved customer service.
  • Growing demand for digital lending platforms aligns with OneMain's service expansion.
  • AI-driven credit scoring models can improve risk assessment and personalized loan offerings.

What critics are saying

  • Class action lawsuit over Military Lending Act violations may incur legal costs.
  • Rising interest rates could increase default rates among OneMain's customer base.
  • Executive stock sales and board resignation may signal internal instability.

What makes OneMain Financial unique

  • OneMain offers both secured and unsecured loans, catering to diverse financial needs.
  • The company has a strong U.S. presence with numerous branches nationwide.
  • OneMain's Springleaf Funding Trust securitization platform provides steady capital for loan funding.

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