Mortgage Loan Servicing Representative

About Working at Commerce 

Building a career here is more than just steps on a ladder. It’s about helping people find financial safety and success, helping businesses thrive, and making sure people and their money are taken care of. And our commitment doesn’t stop there. Our culture is about our people, the ones in our communities and the ones that work with us.  

Here, you’ll find opportunities to grow and learn, to connect with others, and build relationships with the people around you. You’ll have the space and resources to grow into the best version of yourself. Because our number one investment is you.

Creating an award-winning culture doesn't come easy. And after 160 years, we know Commerce Bank is only at its best when our people are. If this sounds interesting to you, keep reading and let’s talk. 

Compensation Range

Hourly: $21.40 - $27.65 (Amount based on relevant experience, skills, and competencies.)

About This Job

The main purpose of this job is to handle every aspect of a mortgage loan after origination. This role handles customer service, escrow accounts, loss mitigation, taxes, insurance, modifications, accounting, investor accounting and payoffs.

Essential Functions  

• Perform routine and complex tasks in the servicing of mortgage loans in one or more of the various servicing functions; includes administration, cashiering, new loans/acquisitions, special loans, escrow, investor accounting, customer service or default 

• Process payments or advances on loans, including maintenance and adjustments, utilizing multiple systems applications

• Process mortgage releases and subsequent documents to borrowers  

• Perform customer service via telephone, email and chat  

• Perform other duties as assigned  

Knowledge, Skills & Abilities Required  

• Thorough knowledge of all aspects of the specific functional area and ability to understand the interrelationship of all mortgage servicing functions and the resulting impact preferred

• Demonstrates self-initiative in problem identification or provides assistance as needed within specific functional area as well as the group   

• Ability to work with other departments to meet time requirements  

• Ability to consistently meet or exceed minimum departmental productivity standards  

• Motivated and organized self-starter with strong attention to detail and the ability to manage multiple priorities   

• Inquisitive, agile and strong team player with excellent written, verbal and interpersonal communication skills   

• Ability to remain adaptable and resilient to all situations with an optimistic outlook and cast a positive shadow that is aligned with our culture and Core Values   

• Intermediate level proficiency with Microsoft Word, Excel, Teams and Outlook    

Education & Experience   

• High school diploma or equivalent combination of education and experience required 

• 2+ years Real Estate loan experience preferred

• 2+ years of customer service via telephone, email and chat, experience preferred

*Must be eligible to work in the U.S. without sponsorship now or in the future

**Level of role is determined by knowledge, experience, skills, abilities, and education

***For individuals applying, assigned and/or hired to work in areas with pay transparency requirements, Commerce is required by law to include a reasonable estimate of the compensation range for some roles.  This compensation range is for the Mortgage Loan Servicing Representative II & Senior job and contemplates a wide range of factors that are considered in determining most appropriate job level and making compensation decisions, including but not limited to location, skill sets, education, relevant experience and training, licensure and certifications, and other business and organizational needs. The disclosed range estimate has not been adjusted for any applicable differentials (geographic, bilingual, or shift) that could be associated with the position or where it is filled. At Commerce, compensation decisions are dependent on the facts and circumstances of each situation. A reasonable estimate of the current base pay is $21.40 to $27.65 per hour.

#LI-CR1

Must be eligible to work in the US without sponsorship now or in the future.

The candidate selected for this position may be eligible for the following employment benefits: employer sponsored health, dental, and vision insurance, 401(k), life insurance, paid vacation, and paid personal time. In addition, we offer career development, education assistance, and voluntary supplemental benefits.  Click here to learn more.

Location: 922 Walnut St, Kansas City, Missouri 64106

Time Type:

Full time