Full-Time

Senior Product Manager

Knot

Knot

11-50 employees

B2B fintech API for card updates

Compensation Overview

$150k - $200k/yr

+ Bonus + Equity Grants

New York, NY, USA

In Person

Category
Product (1)
Required Skills
webhooks
Observability
REST APIs
Requirements
  • Experience: 2-8 years of experience working at a startup.
  • Clued-in on AI: you use multiple AI tools daily to perform your role and play with new tools frequently (e.g. cursor, chatgpt, claude, google AI studio, agent builders, etc.).
  • Intellectual firepower: you are exceptionally smart and can connect many dots to make high quality decisions.
  • Resilience under pressure: you don’t panic when things get hard and thrive in a high-stakes environment.
  • In-the-weeds execution: you live in the details and obsess over edge cases, not just pretty strategy decks. You’re the first to notice when something seems off or smells wrong.
  • Relentless drive: you operate with a maniacal intensity and don't slow down at the first (or tenth) obstacle.
  • Sharp judgment: you have elite product sense and strong instincts about what matters and what doesn't.
  • Technical fluency: you have some technical background (e.g. engineering, computer science, etc.) that allows you to deeply understand complex systems, collaborate with engineers, and spot technical risk early.
Responsibilities
  • Talk to customers frequently via slack & calls to help them integrate Knot seamlessly and to understand customers’ precise needs & desires to influence your roadmap
  • Prioritize your relationship with the engineering team, doing whatever it takes to support them in building the right products
  • Find ways to automate as much mundane work in & outside your team as possible
  • Set an exceptionally high pace for the team and everyone around you
  • Work with an engineering team to build any number of the following: Brand new 0 → 1 products that interact with direct merchant integrations (to read/write data) and solve a specific problem for customers (exposed via API and webhooks)
  • Funnel optimizations for the core CardSwitcher product via UX improvements and deep personalization
  • AI-native validation and code healing systems for data retrieval, parsing, and storage
  • 1st-of-it's-kind, SKU-level reward offer marketplace for merchants to offer rewards for specific products through the Knot UX and network
  • New transaction data features for the TransactionLink product on the API (e.g. membership info, fulfillment lifecycle info, product recommendations, etc.)
  • PLG features to enable customers to explore (through data & visualization) and sign up for Knot’s products without speaking to the team
  • Developer-experience features to make integrating Knot even easier (e.g. MCP, CLI tool, SDKs, 1-click testing, etc.)
  • Enterprise features (e.g. direct issuer processor integrations, localization, audit logs, observability, custom billing, etc.)

Knot provides a merchant connectivity platform that allows users to automatically update their saved payment card information across various online services. Financial institutions embed Knot’s software into their own apps, enabling customers to swap their old card details for new ones at merchants like Netflix and Amazon without manual entry. Unlike traditional manual updates, Knot uses a developer-first API and a wide merchant network to automate the process and provide item-level transaction data. The company's goal is to help banks increase card usage and reduce customer churn by ensuring their card remains the primary payment method for users.

Company Size

11-50

Company Stage

Series A

Total Funding

$13M

Headquarters

New York City, New York

Founded

2022

Simplify Jobs

Simplify's Take

What believers are saying

  • PayPal partnership streamlines checkouts using CardSwitcher since April 2025.
  • Plaid refers Knot as preferred card-switching provider since June 2024.
  • Amex integration boosts card adoption through Knot's technology.

What critics are saying

  • Plaid's Asset API erodes Knot's merchant network value now.
  • Amex terminates Knot partnership, builds internal tools in 2026.
  • No funding since 2023 Series A exhausts $13M runway immediately.

What makes Knot unique

  • CardSwitcher™ updates cards across Walmart, Netflix, Amazon instantly.
  • AccountUpdater™ automates card details via single API call.
  • MassSwitcher™ enables multi-merchant updates with one login.

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Your Connections

People at Knot who can refer or advise you

Benefits

Health Insurance

Dental Insurance

Vision Insurance

Unlimited Paid Time Off

Parental Leave

Company Equity

Growth & Insights and Company News

Headcount

6 month growth

4%

1 year growth

4%

2 year growth

18%
PYMNTS
Apr 7th, 2025
Knot Teams With PayPal to Help Streamline Checkouts

Merchant connectivity platform Knot has launched a checkout-focused partnership with PayPal.

PYMNTS
Apr 7th, 2025
Knot Teams With Paypal To Help Streamline Checkouts

Merchant connectivity platform Knot has launched a checkout-focused partnership with PayPal. The collaboration, announced Monday (April 7), lets PayPal users update their PayPal branded card-on-file information across multiple merchants using Knot’s CardSwitcher technology. “For PayPal users, the process is simple. From the PayPal app, users can log in to their favorite merchants across categories to automatically add their PayPal branded cards to their selected merchants using Knot’s CardSwitcher,” the company said in a news release

Securities.io
Nov 20th, 2024
Knot Launches Accountupdater™: Automatic Card-On-File Updates For Seamless Transactions

New York, New York, November 20th, 2024, FinanceWireKnot, a leading fintech innovator in card-on-file management, introduces Knot AccountUpdater™, an advanced solution designed to upgrade and synchronize card information across hundreds of online merchants instantly and effortlessly.Over the past few years, Knot has been quietly building a suite of merchant connectivity products, and Knot AccountUpdater marks the beginning of rolling out these innovative tools to customers.Knot AccountUpdater enables card issuers using Knot’s CardSwitcher™ product to update cardholder details—including card information, name, address, and phone number—across Knot-connected merchants with a single API call, requiring no effort from the cardholder. Whether it's transitioning users from a debit to a credit card, changing processors, or managing cross-network updates and BIN range transitions, Knot AccountUpdater puts control back in the hands of issuers.“Outdated payment details can disrupt the customer experience and create unnecessary friction for merchants and financial institutions,” said Rory O'Reilly, CEO and co-founder of Knot. “Knot AccountUpdater ensures cards are effortlessly synchronized across merchant platforms, enhancing reliability, boosting loyalty, and driving better outcomes for everyone in the payment ecosystem. Network solutions handle lost, stolen, and reissued cards effectively, and Knot AccountUpdater excels at cross-network updates and managing BIN range transitions.”This solution redefines card-on-file management by focusing on real-time updates through a flexible and scalable design. Its bin-agnostic capabilities make it an ideal solution for issuers of all types, enabling seamless integration without costly overhauls. By integrating with Knot’s merchant connectivity network, Knot AccountUpdater ensures uninterrupted subscription services, online purchases, and recurring payments while simplifying the process for both cardholders and merchants.Knot AccountUpdater is currently being rolled out to select beta customers and merchants, laying the groundwork for future Knot products that will expand on its robust merchant connectivity.Financial institutions can rely on Knot AccountUpdater to minimize payment failures, build customer loyalty, and optimize interchange revenue

Securities.io
Nov 12th, 2024
Knot Unveils Massswitcher™: Instant Card-On-File Updates Across Multiple Merchants

New York, New York, November 12th, 2024, FinanceWireKnot, a leading fintech company specializing in card-on-file management, is proud to announce the launch of MassSwitcher™, an innovative solution that enables cardholders to update their card information across multiple merchant accounts instantly with a single login.MassSwitcher addresses the common challenge consumers face when updating payment details across various online platforms. By leveraging secure integrations with password managers and keychains, cardholders can now manage their card information effortlessly, eliminating the need for manual updates and repetitive logins.“Our mission at Knot is to simplify financial interactions for cardholders, merchants, and financial institutions alike,” said Rory O'Reilly, CEO and co-founder of Knot. “MassSwitcher exemplifies this commitment by providing a seamless, secure, and efficient method for cardholders to manage their payment information across a wide array of merchants.”MassSwitcher is now available to financial institutions, offering a streamlined approach to card-on-file management that enhances user experience and supports uninterrupted transactions across hundreds of online merchants.For more information about MassSwitcher and other Knot products, users can visit https://www.knotapi.com/mass-switcher/.About KnotKnot is a leading fintech company specializing in card-on-file management. Knot offers secure, user-friendly solutions for banks and fintechs to automatically switch saved payment methods at the request of their cardholders. With Knot, card issuers can update card-on-file information instantly and seamlessly, enhancing the customer experience and driving increased interchange revenue from day one.ContactPress TeamKnot PRKnot[email protected]

Bank Automation News
Sep 11th, 2024
Transactions: Amex, Knot launch card-on-file solution

"Amex has integrated with Knot's CardSwitcher technology, which allows eligible card members to quickly and securely provide their payment information to participating merchants directly through the Amex website," Stephanie Schultz, vice president and head [...]