Full-Time

Associate AI Solutions Engineer

Posted on 9/11/2026

Achieve

Achieve

1,001-5,000 employees

Digital personal finance services and loans

No salary listed

Tempe, AZ, USA

Hybrid

Hybrid work arrangement.

Bachelor's

Category
Software Engineering (1)
Required Skills
LLM
Microsoft Azure
Machine Learning
CRM
RAG
Version Control
AWS
Google Cloud Platform

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Requirements
  • Bachelor's degree in Computer Science, Engineering, or a related field.
  • Zero to two years of software engineering experience, with exposure to building AI-powered applications, internships, personal projects, or relevant academic work.
  • Working knowledge of AI-powered application development, including large-language-model-based systems or traditional machine-learning models.
  • Familiarity with large language model techniques such as prompt engineering, retrieval-augmented generation, and basic evaluation methods.
  • Exposure to modern artificial-intelligence tooling and frameworks, with interest in Model Context Protocol and agentic frameworks.
  • Familiarity with application programming interfaces, integration patterns, and at least one major cloud platform such as Amazon Web Services, Microsoft Azure, or Google Cloud Platform.
  • Solid software engineering fundamentals, including clean code, testing, version control, and a growing understanding of production reliability.
  • Strong analytical and problem-solving skills, with a willingness to investigate ambiguous problems and learn quickly.
  • Strong written and verbal communication skills, with the ability to explain technical concepts clearly to teammates and stakeholders.
  • Ability to collaborate with senior engineers and cross-functional stakeholders, take feedback, and contribute to artificial-intelligence adoption across the organization.
Responsibilities
  • Build artificial-intelligence-powered applications, agents, and workflows under the guidance of senior engineers to automate manual work and create new capabilities.
  • Contribute to integrating artificial intelligence responsibly into production systems and existing platforms.
  • Develop solutions using large language models, retrieval-augmented generation, and agentic frameworks.
  • Contribute to shared infrastructure including prompt libraries, evaluation harnesses, and Model Context Protocol integrations.
  • Help implement integration patterns connecting artificial-intelligence solutions to customer relationship management systems, data warehouses, ticketing platforms, and financial systems.
  • Evaluate artificial-intelligence services, models, and technologies under the direction of senior team members.
  • Partner with senior engineers and business stakeholders across Customer Service, Lending, Finance, Legal, Human Resources, and Operations to translate business problems into working solutions.
  • Ship clean, maintainable code.
  • Support evaluations, monitoring, and issue remediation to ensure reliability and quality.
  • Document artificial-intelligence solutions and collaborate across Technology and business groups to support internal teams and advance the organization's artificial-intelligence strategy.
Desired Qualifications
  • Coursework or demonstrated interest in artificial intelligence and machine learning.

Achieve delivers personal loans, home loans, debt resolution services, and financial tools through a digital platform tailored for everyday people seeking to improve their financial future. Customers apply online, receive loan offers, and repay through fixed schedules with interest and service fees; debt resolution helps manage and reduce existing obligations. The company earns revenue from interest on loans, service fees, and partnerships with financial institutions. Its tools help users budget, plan, and track progress on their finances, all supported by a nationwide team of financial experts. What sets Achieve apart is its holistic approach to personal finance, combining lending, debt management, and practical digital tools with a focus on inclusive culture, employee development, and philanthropy. Its goal is to make a lasting positive impact on clients’ financial well-being by providing accessible products and expert guidance that help people reach a better financial future.

Company Size

1,001-5,000

Company Stage

Debt Financing

Total Funding

$2.2B

Headquarters

San Mateo, California

Founded

2002

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Simplify Jobs

Simplify's Take

What believers are saying

  • Achieve closed a $151.4 million debt settlement securitization on June 18, 2026.
  • Achieve hired ex-Discover chief credit officer John Davis, strengthening underwriting and risk controls.
  • Achieve's consumer debt thesis remains strong as households keep seeking consolidation and relief.

What critics are saying

  • Achieve's 2026 growth depends on capital markets; securitization markets shut fast in stress.
  • Achieve's personal loans still charge 1.99%-9.99% origination fees, pressuring conversion against cheaper rivals.
  • If HELOC funding or partner-bank access tightens, Achieve's lending engine slows materially.

What makes Achieve unique

  • Achieve combines personal loans, HELOCs, and debt relief under one consumer platform.
  • Achieve closed its ninth HELOC securitization on August 6, 2026, surpassing $1.7 billion.
  • Achieve Pro launches in second-half 2026, giving lenders turnkey HELOC infrastructure.

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Benefits

Remote Work Options

Hybrid Work Options

Growth & Insights and Company News

Headcount

6 month growth

0%

1 year growth

0%

2 year growth

-1%
StreetInsider
Aug 7th, 2026
Achieve closes $261M HELOC securitisation, ninth deal brings cumulative issuance to over $1.7B

Achieve, a digital personal finance company, has closed a $261.5 million securitization backed by home equity lines of credit (HELOCs). The transaction, ACHM Trust 2026-HE1, closed on 30 July and includes six classes of rated mortgage-backed notes and three classes of unrated notes. The deal is backed by 3,129 HELOCs originated by Achieve Home Loans, with a total unpaid principal balance of approximately $261.5 million as of 30 June. Deutsche Bank Securities served as structuring agent and lead bookrunner, with Barclays and Jefferies as joint bookrunners. This marks Achieve's ninth HELOC securitization, bringing cumulative issuance to more than $1.7 billion. The company's total loan originations exceed $14 billion.

American Banker
Jun 11th, 2026
Achieve raises $151.4M in second debt relief ABS, six months after $217M debut

Achieve has raised $151.4 million in its second debt relief asset-backed securities deal, with Jefferies serving as lead underwriter. The transaction comes just six months after the company's inaugural securitisation, which raised $217.2 million. Founded in 2022, Achieve helps consumers resolve debt through installment loans with partner banks, debt restructuring, home equity lines of credit and financial education, according to Kroll Bond Rating Agency. The follow-up deal issued three classes of notes, though the total amount is considerably smaller than the debut transaction. The rapid return to the securitisation market demonstrates strong investor appetite for debt relief-backed securities despite the reduced deal size.

PR Newswire
May 28th, 2026
Achieve names John Davis chief credit officer to strengthen lending operations

Achieve, a digital personal finance company, has appointed John Davis as chief credit officer. Davis brings over 25 years of financial services experience to oversee credit policy, modelling and risk management frameworks. Davis joins from Discover Financial Services, where he served as chief credit officer. He previously held senior roles at JPMorgan Chase, Citigroup and Bank of America, beginning his career at MBNA. Reporting to President of Lending Kyle Enright, Davis will manage relationships with Achieve's partner bank and investors whilst expanding the company's artificial intelligence capabilities for responsible lending. The appointment comes as Achieve continues scaling operations in debt consolidation, personal loans and home equity products, aiming to help American households manage approximately $19 trillion in outstanding debt.

PR Newswire
May 15th, 2026
Achieve appoints Nectar Kalajian to launch Achieve Pro HELOC platform for mortgage lenders

Achieve, a digital personal finance company, has appointed mortgage industry veteran Nectar Kalajian as Managing Director to launch Achieve Pro, a new third-party origination platform for home equity lines of credit. The platform will launch in the second half of 2026, enabling correspondent lenders to access Achieve's fixed-rate HELOC infrastructure without building proprietary technology. Kalajian brings over 40 years of experience from roles at Countrywide, Newrez and Finance of America Mortgage. The initiative targets growing demand for home equity products as homeowners with low-rate mortgages seek alternatives to refinancing. Achieve Pro will provide lenders with turnkey HELOC infrastructure, capital markets integration and consumer insights. The company has over seven years of HELOC experience and has originated billions of dollars in loans.

PR Newswire
Dec 18th, 2025
Achieve closes $217M debt settlement fee securitization with 11.5x oversubscription

Achieve, a digital personal finance company, has closed its first debt settlement fee securitisation worth $217.2 million. The ACHD Trust 2025-DS1 transaction includes three classes of rated notes backed by fees from Achieve Debt Relief's debt settlement programmes for US consumers. Jefferies served as initial purchaser and sole bookrunner. Kroll Bond Rating Agency assigned ratings ranging from BBB- to B-, whilst DBRS Morningstar provided ratings for the Class A and B notes. The deal attracted strong investor interest, with demand exceeding supply by more than 11.5 times, and 25 unique investors participating. Co-CEO Andrew Housser said the securitisation unlocks a new capital channel to help consumers resolve debt. The transaction expands Achieve's existing capital markets capabilities, which include investment-grade rated personal loan and home equity loan securitisations.