Full-Time

Director II

Data Science

Posted on 4/25/2024

Credit Karma

Credit Karma

1,001-5,000 employees

Provides free credit scores and financial tools

Fintech
Cybersecurity
Financial Services

Compensation Overview

$405.7kAnnually

Senior

Oakland, CA, USA

Category
Applied Machine Learning
AI Research
AI & Machine Learning
Required Skills
Data Science
Operations Research
Requirements
  • MS / PhD in a quantitative discipline (e.g., engineering, machine learning, data science, operations research, economics) with 8+ years experience
  • Prior Director of Data Science, Machine Learning or similar experience
  • Experience with working cross-functionally and with multiple stakeholders, including Engineering, Product, Analytics and Finance at mid- or large-scale companies
  • Strong communication skills
Responsibilities
  • Partner with Engineering, Product, and cross-functional teams to inform, influence, support, and execute strategy and the roadmap for the existing and emerging AI space at Credit Karma
  • Shape the short and long-term technical vision and strategy for current and new ML capabilities to drive revenue, member engagement and member value at scale
  • Direct and manage the activities and personnel of Credit Karma’s Data Science organization including hiring, training, talent development and performance management
  • Develop understanding of large scale AI systems, their operational maturity, as well as broader industry challenges, to identify present and future risks and opportunities
  • Inspire, lead and scale a team of data scientists and managers across multiple teams in close collaboration with other Data Science Directors and Managers
  • Exhibit intellectual curiosity, intrinsic drive, decisiveness, and resilience with ambiguity and complexity

Credit Karma provides financial tools and resources to help individuals improve their financial health. The platform offers free access to credit scores, credit monitoring, and personalized recommendations for credit cards and loans, including options for cars, homes, and personal expenses. Users can track their credit status and receive alerts about changes, which helps them make informed financial decisions. Unlike many competitors, Credit Karma operates on a freemium model, allowing users to access a wide range of services at no cost while earning revenue through partnerships with financial institutions. The company's goal is to empower its members to achieve their financial goals and make a positive impact in the financial industry.

Company Stage

Acquired

Total Funding

$358M

Headquarters

Oakland, California

Founded

2007

Growth & Insights
Headcount

6 month growth

1%

1 year growth

2%

2 year growth

2%
Simplify Jobs

Simplify's Take

What believers are saying

  • Credit Karma's acquisition of Zendrive enhances its mobility risk intelligence capabilities.
  • AI-driven financial assistants trend could boost Credit Karma's user engagement.
  • Growing digital solutions adoption by SMBs presents opportunities for Credit Karma's financial tools.

What critics are saying

  • Increased competition from Walmart-backed FinTech One challenges Credit Karma's market share.
  • Intuit's AI-driven strategies may overshadow Credit Karma's offerings.
  • Integration of Zendrive's technology may pose service delivery challenges.

What makes Credit Karma unique

  • Credit Karma pioneered free credit scores, setting it apart in personal finance.
  • The platform offers a comprehensive suite of free financial tools and recommendations.
  • Credit Karma's freemium model attracts users while generating revenue through financial partnerships.

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