Full-Time
Texas-based bank providing banking, investments, insurance
No salary listed
Marble Falls, TX, USA
In Person
Bachelor's
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Frost is a Texas-based financial services provider offering banking, investments, and insurance for individuals and businesses. It serves customers through branches and digital channels with products such as checking and savings accounts, loans, investment options, and insurance. The company emphasizes delivering easy, helpful experiences and uses technology and strong security to enable safe, efficient service across touchpoints. Frost differentiates itself by its large size as one of the 50 largest U.S. banks by assets, plus a focus on customer‑centric service, teamwork, and an agile workforce that can respond in ways other banks cannot. Its goal is to make customers’ lives better by delivering consistent experiences and trusted financial solutions.
Company Size
1,001-5,000
Company Stage
IPO
Headquarters
San Antonio, Texas
Founded
1973
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Health Insurance
Dental Insurance
Vision Insurance
Life Insurance
Disability Insurance
401(k) Company Match
Unlimited Paid Time Off
Paid Vacation
Tuition Reimbursement
Wellness Program
Referral Bonus Program
Training Programs
Professional Development Budget
Cullen/Frost Bankers reported mixed second-quarter results, with revenues of $576 million, up 5.3% year on year but falling short of analyst expectations by 2.2%. The Texas-based financial institution, which traces its roots to 1868, operates Frost Bank and provides commercial and consumer banking, wealth management, and insurance services. Chairman and CEO Phil Green described the quarter as "a period of sustained, solid and balanced growth." The company beat analysts' tangible book value per share estimates. The stock remained flat following the earnings announcement and currently trades at $166.47. Regional banks stocks tracked showed mixed second-quarter performance overall, with revenues meeting consensus estimates. Share prices have risen 1.8% on average since the latest earnings results.
Cullen/Frost Bankers reported Q2 revenue of $575.3 million, up 5.2% year-on-year but missing analyst estimates of $589 million. The Texas-based bank's adjusted earnings per share of $2.70 beat expectations of $2.57 by 5.2%. Consumer checking account household growth accelerated to 5.7%, with CEO Phillip Green noting this "high customer growth is also driving strong increases in noninterest income". However, multifamily commercial real estate nonperformers and intensified competition in lending structures presented challenges. The bank's branch expansion programme added over 100,000 new households, contributing $0.16 to earnings per share this quarter. Nonperforming assets increased due to a single $54 million multifamily loan. Management expects continued loan and deposit growth, supported by demographic trends showing 82% of new consumer customers are under 45 years old.
Cullen/Frost Bankers reported second-quarter 2026 earnings of $170 million, up 9.7% from $155 million in the same period last year. Earnings per share rose 13% to $2.70, compared with $2.39 a year earlier. The Texas-based bank's return on average assets was 1.31% for the quarter, up from 1.22% in the second quarter of 2025. Return on average common equity was 15.41%, slightly down from 15.64% in the prior-year period. Chairman and CEO Phillip D. Green led the earnings call alongside CFO Daniel J. Geddes, who provided additional commentary and guidance. The company held its quarterly earnings conference call on 30th July 2026 to discuss the results with investors and analysts.
Epsilon Energy has received a $90 million borrowing base redetermination on its senior secured revolving credit facility with Frost Bank and Texas Capital Bank. Effective 29 May, the lenders redetermined the borrowing base at $90 million and increased the facility. The redetermination reflects the lenders' assessment of Epsilon Energy's oil and gas reserves and production capabilities. The increased borrowing capacity provides the company with additional financial flexibility for operations and potential growth initiatives.
Cullen/Frost Bankers shares fell 2.9% after the Texas-based financial institution reported mixed first-quarter 2026 results. The company beat profit expectations with earnings of $2.65 per share versus analysts' consensus of $2.48, and net income rose 13.4% year-over-year. However, revenue of $574.8 million missed Wall Street expectations despite growing 6.5% from the previous year. Analysts suggested the decline could also represent a "sell the news" event, with investors taking profits after the stock's recent run-up. The market's reaction indicates the revenue miss overshadowed the otherwise solid profit figures. Frost Bank shares are up 9.7% year-to-date, trading at $140.63, close to their 52-week high of $147.10.