Full-Time

Loan Representative

Confirmed live in the last 24 hours

OneMain Financial

OneMain Financial

5,001-10,000 employees

Provides personal loans for consumers

Financial Services

Junior, Mid

Fort Mill, SC, USA

Category
Insurance
Finance & Banking
Required Skills
Marketing
Customer Service
Requirements
  • High School Diploma or GED
  • Sense of urgency in meeting or exceeding application processing goals
Responsibilities
  • Reach out to customers via outbound calls or responding to inbound calls from potential customers
  • Processing applications for multiple personal lending products.
  • Implement key strategies to drive growth as well as demonstrating exemplary customer service standards and a high level of energy to exceed goals
  • Read and understand credit bureau reports and maintain a high level of personal lending product knowledge.
  • Maintain awareness of company policies and procedures, federal / state laws and providing guidance to other team members to ensure compliance
  • Actively market and sell OneMain lending products and services and demonstrate strong collaborative skills within a team environment
Desired Qualifications
  • 2 or more years’ experience in inside sales, customer service, retail, or call center environment.
  • Basic understanding of credit or personal finance concepts.
  • Bilingual in Spanish/English a plus.

OneMain Financial provides personal loans to individuals, particularly those who may not qualify for traditional banking services due to lower credit scores or financial challenges. The company offers both secured loans, which require collateral like a car or home, and unsecured loans that do not. This variety allows OneMain to meet diverse financial needs, such as debt consolidation and home improvements. Revenue is generated through interest and fees on loans, and the company also utilizes a securitization platform called Springleaf Funding Trust to bundle and sell loans as securities, ensuring a steady capital flow for further lending. OneMain distinguishes itself from competitors by focusing on customer-centric solutions, offering personalized financial support through its extensive branch network and online resources. The goal of OneMain Financial is to provide accessible financial solutions to clients across the U.S.

Company Stage

IPO

Total Funding

N/A

Headquarters

Baltimore, Maryland

Founded

1912

Simplify Jobs

Simplify's Take

What believers are saying

  • Digital lending platforms expand OneMain's reach and streamline operations.
  • Alternative data for credit scoring can expand OneMain's nonprime customer base.
  • Partnerships with fintechs offer innovation opportunities for OneMain's service offerings.

What critics are saying

  • Increased competition from fintechs may erode OneMain's market share.
  • Rising interest rates could reduce demand for OneMain's loans.
  • Executive share sales may indicate concerns about OneMain's future performance.

What makes OneMain Financial unique

  • OneMain specializes in personal loans for nonprime consumers, a niche market segment.
  • The company offers both secured and unsecured loans, providing flexible financial solutions.
  • OneMain's Springleaf Funding Trust platform enhances capital flow through loan securitization.

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Benefits

Health Insurance

Dental Insurance

Vision Insurance

Life Insurance

401(k) Retirement Plan

401(k) Company Match

Employee Stock Purchase Plan

Tuition Reimbursement

Paid Vacation

Paid Sick Leave

Paid Holidays

Paid Volunteer Time