Upgrade is a fintech company that provides affordable and responsible credit, mobile banking, and payment products to everyday consumers. We were the fastest growing company in the Americas last year according to the Financial Times and Upgrade Card was the fastest growing credit card in America. We have delivered over $24 billion in affordable and responsible credit over the last 5 years. The company is backed by some of the most prominent technology investors and was recently valued at $6.3B.
We have built an energizing, collaborative and inclusive culture where team members help each other, learn and innovate to move the company and its customers in the right direction, and own the outcome of their efforts.
Upgrade has been named a “Best Place to Work in the Bay Area” three years in a row, “Top Companies to work for in Arizona” and one of the "Best Engineering Department" awarded annually by Comparably. We’ve also received recognition for being a best company for Diversity, Women, Culture, and Veterans.
We are looking for new team members who get excited about designing and delivering new and better products to join a team of 1600 talented and dedicated professionals. Come join us if you like to tackle big problems and make a meaningful difference in people’s lives.
About the Role:
We are currently seeking Collections Specialists for our Collections team. In this role you’ll be interacting with our customers daily by phone and email providing super service related to current status of accounts, payments and other concerns.
Pay: $22.00/ hour
$500 Sign On Bonus (Must be available to start by September 25st, 2023)
Signing Bonus Requirement: The Company agrees to pay you a one-time cash signing bonus in an amount equal to $500 gross, payable upon the Company’s first regular payroll date following the first pay period after 90 days of employment and is subject to all applicable tax reporting and withholding requirements. You must be in good standing with performance and attendance standards at the time of pay out.
What You’ll Do:
- Interact with customers who are greater than 30 days past due, providing assistance by answering questions and process requests by phone
- Answer incoming customer calls regarding billing issues, service questions and general concerns
- Assist customers with disputes and inquires and reconciling payment history
- Perform creative skip tracing techniques to locate customers
- Provide thorough and accurate documentation to customer accounts through our communication channels
- Utilize judgment to analyze the customers ability to pay and establish a repayment plan
- Identify areas of opportunity for optimizing results and improving customer satisfaction
- Contribute daily to the improvement of training and development
- Service accounts by investigating problems and finding resolutions to help overcome objections that customers may have about making payments and working towards solutions that best fit the customer needs, creating a positive customer experience
- Maintain superior quality assurance results
- Come to work with a positive outlook contributing to Upgrade’s already enjoyable environment
What We Look For:
- Bachelor’s or Associate’s degree preferred
- Excellent written and verbal communication combined with analytical and problem-solving skills
- Demonstrated ability to multi-task and work in a fast-paced environment
- Flexibility and ability to adapt to business needs
- Capability of gaining customer loyalty through listening, relationship building and professional and persuasive communication skills
- Previous experience in a customer service, sales, or finance industry
- Working knowledge of FDCPA and FCRA experience
- Team player seeking a fast-paced and challenging environment
- Proficient in Microsoft, Cloud based products and Google apps
What We Offer You:
- Great open office space
- Paid time off (PTO)
- 401K matching
- Comprehensive benefits package: Medical, dental, vision, life insurance & disability
- Conveniently located in the heart of Downtown Phoenix close to light rail and public transportation
- Paid parking or platinum pass
- New Hire Training Program
- Wellness Incentive Program
- Kitchen fully stocked with snacks and beverages
COVID-19:
Our office space exceeds OSHA and CDC guidelines for workspaces amidst COVID-19. This is an in office job and work from home is not regularly offered.
Notice to California-based Candidates for Employment. This California Candidate Privacy Notice is intended to provide information about how Upgrade collects and uses personal information to California consumers who apply for employment with Upgrade If you are employed by Upgrade, refer to the Employee Handbook for additional information. For any questions about this notice, please contact [email protected].
Personal Information Upgrade Collects:
Identifiers Including name, address, email, telephone number, social security number, driver license number, passport number, and other personal identifying information. Characteristics of protected classifications under California or federal law, including demographic information and other personal information obtained during the application process, such as gender, race, national origin. Professional or employment-related information, such as salary/compensation and benefits packages, other relocation or job preferences, prior background, experience, skills, and other information in support of your application, reference information, other information obtained through background checks, including employment, credit, and criminal history. Education Information. Any other information you provide as a part of recruitment, job application, or interview process.
Purposes for Collecting Personal Information:
To consider qualifications, skills, and interest for employment. To communicate with you during the recruitment and interview process. To conduct background checks and verify your information if you are offered employment. To provide compensation, including payroll, and administer stock options and benefits, including medical, dental, vision, commuter, and retirement benefits. To provide human resources services and conduct performance evaluations. To monitor work eligibility including work-related licenses, credentials, training, and eligibility to work in the United States. To improve recruitment and interview processes and ensure a safe and efficient working environment. To comply with applicable legal or regulatory requirements including state and federal company reporting obligations.
We are an equal opportunity employer and value diversity at our company. We do not discriminate on the basis of race, religion, color, national origin, gender, sexual orientation, age, marital status, veteran status, or disability status.