Product Analytics

About OnePay

OnePay is the consumer fintech trusted by millions of Americans to make money better.

Our financial system is broken. High fees, low rates, and too few ways to actually grow your money. We’re fixing it. And we’re moving fast.

We’re an all-in-one financial services platform that brings together banking, high-yield savings, credit cards, point-of-sale lending, investing, and crypto in one place. We also partner with employers, HCM providers, gig platforms, and others to deliver embedded financial services to millions of employees and frontline workers.

We’re backed by Walmart, the world’s largest retailer, and Ribbit Capital, one of fintech’s most respected investors, giving us rare scale, distribution, and the opportunity to build something truly category-defining.

But what really sets OnePay apart is how we move. Our customers don’t have time to wait… and neither do we. This place moves fast, and we’re looking for people who are:

• Ready to run

• Hungry and driven by urgency

• Exceptional at what they do, with low ego

• Comfortable operating in motion

The Role

As a member of the analytics team, you will bring order to vast amounts of internal and external data so OnePay can make better data-driven business decisions, faster. You will work cross-functionally to leverage data to understand strengths and opportunities in our business and extend proposals that advance both the business and provide a better experience for our customers. To be successful, you’ll need a passion for solving complex problems inherent to working in the fintech industry, have an eager-mentality to accelerate our robust customer growth, and take an owner-like mentality in managing our foremost business performance metrics.

What You'll Do

• Own analytics for our Lending product including funnel performance, user behavior, and cross-product interaction.

• Work cross functionally with product, engineering, and product marketing to create data driven strategies and testing agendas that drive business growth.

• Intertwine analytics with business and product strategy to craft business proposals that ultimately impact the bottom-line.

• Leverage AI-powered tools and techniques to uncover patterns, automate insights, and push the boundaries of what’s possible in product analytics.

• Lead and develop a team of high-performing analysts to achieve the above.

You Bring

• Expert Career (7-10 Years) with minimum of 2 yrs as a people manager; preferred 3+yrs in consumer financial credit risk

• Advanced SQL skills with a track record of extracting and analyzing complex datasets independently.

• Strong analytical thinking and problem-solving skills — you can go from ambiguous questions to clear insights.

• Proven ability to work cross-functionally to translate complex data questions into practical business guidance.

• Intellectual curiosity to look beyond the ‘what’ and answer the ‘why’.

• An act-like-an-owner mentality. We have a bias toward taking action.

• Advanced SQL skills with a track record of extracting and analyzing complex datasets independently.

• Strong analytical thinking and problem-solving skills — you can go from ambiguous questions to clear insights.

• Proven ability to work cross-functionally to translate complex data questions into practical business guidance.

• Intellectual curiosity to look beyond the ‘what’ and answer the ‘why’.

• An act-like-an-owner mentality. We have a bias toward taking action.

What We Offer

• Competitive base salary, stock options, and health benefits from Day 1

• 401(k) plan with company match

• Remote-friendly (US), flexible time off (FTO), and opportunities for growth

• A high-growth, mission-driven, inclusive culture where your work has real impact

Standard Interview Process

• Initial Interview with Talent Partner

• Technical or Hiring Manager Interview

• Team Interview

• Executive Interview

• Offer!

Equal Employment Opportunity

To build technology and products that are used and loved by people and solve real-world problems, we need to build a team with many different perspectives and experiences. We are an equal opportunity employer. We do not discriminate on the basis of race, religion, color, national origin, gender, sexual orientation, age, marital status, veteran status, or disability status. We encourage candidates from all backgrounds to apply. Applicants in need of special assistance or accommodation during the interview process or in accessing our website may contact us at [email protected].