Full-Time

Branch Manager

Updated on 9/3/2026

M&T Bank

M&T Bank

10,001+ employees

Full-service banking with mortgage, deposits, loans

Compensation Overview

$62.2k - $103.6k/yr

Carlisle, PA, USA

In Person

Bachelor's

Category
Finance & Banking (1)
Required Skills
Microsoft Office
Sales
Risk Management
Customer Service

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Requirements
  • A bachelor's degree, or four years of relevant experience in lieu of a degree, is required.
  • At least three years of sales experience is required.
  • At least two years of managerial experience or proven leadership abilities are required.
  • Life, Accident and Health Insurance licensing must be obtained within 18 months of entry when required by market manager discretion or branch need; branch training is provided within six months.
  • The M&T Business Banking Specialist designation must be obtained within 18 months of hire.
  • Demonstrated strong knowledge of Business Banking products, services, and client relationship management is required.
  • M&T Way Certification and Precision Leadership Certification are required.
  • The employee must be able to work with common personal-computer software, including Microsoft Office for word processing and spreadsheets.
  • Branch Managers must establish and maintain federal registration requirements under the SAFE Act.
  • Branch Managers must remain current on operational, product, and system changes and demonstrate sound risk-management decisions.
  • Insurance licensing minimum expectations and Business Banking Specialist minimum expectations must be maintained.
  • Branch Managers generally have direct reporting responsibility for branch staff.
Responsibilities
  • Manage all activities of the branch and be responsible for the overall success of its operating model, including customer and employee experience, digital engagement, transactions and operations, servicing, and sales.
  • Direct sales and business development, meet operational objectives, and ensure the branch achieves its annual goals and profitability targets.
  • Lead the team through coaching, performance management, and priority setting, and build and develop branch staff.
  • Identify Retail and Business Banking customer needs through M&T sales processes and use available tools and resources to provide short- and long-term solutions.
  • Prospect proactively and grow Business Banking relationships through outreach while building the bank's presence in the community.
  • Conduct interviews and select employees according to the staffing model.
  • Model and coach customer-service and needs-determination behaviors and maintain accountability for executing the Retail strategy.
  • Maintain operational and regulatory requirements, including consumer and business banking guidelines, and comply with security and control policies and procedures to prevent fraud and protect customer assets.
  • Own complex account-servicing and error-resolution issues, including escalations from other Bankers, and provide coaching to reduce future problems and escalations.
  • Process Business Banking loan requests up to $100,000 independently and bundle products and services as appropriate.
  • Adhere to compliance and operational risk controls in accordance with company and regulatory standards and policies.
  • Maintain M&T internal control standards, including timely implementation of internal and external audit points and applicable issues raised by external regulators.
  • Establish and maintain federal registration requirements outlined in the SAFE Act.
  • Spend time servicing existing customers and the majority of time growing the business through proactive sales and outside calling activities.
  • Build productive partnerships across the bank to resolve customer, service, and employee issues accurately and promptly.
  • Take full ownership of customer issues until they are completely resolved.
  • Exercise managerial authority over staffing, performance appraisals, promotions, salary recommendations, performance management, and terminations.
  • Lead the branch team in achieving annual sales and profitability goals.
Desired Qualifications
  • Bilingual Spanish ability is preferred.
  • Experience with the Internet and email is preferred.
  • Demonstrated sales and business-development experience and success is preferred.
  • A fundamental understanding of profitability is preferred.
  • Strong financial-services product knowledge is preferred.
  • Strong organization, time-management, and prioritization skills are preferred.
  • Excellent communication and interpersonal skills are preferred.
  • The ability to demonstrate and coach exceptional customer service is preferred.
  • The ability to communicate and function professionally with personnel and business partners across the organization is preferred.

M&T Bank is a full-service financial institution that offers a wide range of banking solutions for individuals, small businesses, and larger enterprises. Its products include personal and business checking accounts, mortgage assistance programs, loans, deposits, investment products, and mobile banking. The bank serves mainly customers in the Northeastern and Mid-Atlantic United States and emphasizes community engagement and customer-focused service. It generates revenue from interest income, fees, and service charges tied to loans, deposits, and other financial products. The company’s recent merger with United Bank, N.A. expands its footprint and enhances its service offerings. The goal is to provide accessible financial services to communities while growing its market presence and deepening local connections.

Company Size

10,001+

Company Stage

IPO

Headquarters

Buffalo, New York

Founded

1993

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Simplify Jobs

Simplify's Take

What believers are saying

  • Q2 2026 revenue reached $2.52 billion, beating consensus and rising 4.9% year over year.
  • Q2 2026 net income hit $818 million, while net charge-offs declined to $80 million.
  • A July 2026 app update added smoother navigation, biometric login, and configurable alerts.

What critics are saying

  • Commercial real estate grew $1.1 billion in Q2 2026, increasing credit-cycle exposure.
  • CET1 fell to 10.19% after $1.25 billion buybacks and $465 million repurchases.
  • Fintech lenders and digital-first banks pressure fee income, deposits, and branch economics by 2027.

What makes M&T Bank unique

  • M&T pairs regional deposits with commercial lending across the Northeast and Mid-Atlantic.
  • Its 2026 mobile app refresh strengthens sticky retail relationships and daily transaction usage.
  • Decades of community banking and multilingual branch programs deepen local trust and cross-sell opportunities.

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Benefits

401(k) Company Match

401(k) Retirement Plan

Flexible Work Hours

Hybrid Work Options

Paid Vacation

Paid Holidays

Health Insurance

Dental Insurance

Vision Insurance

Life Insurance

Disability Insurance

Health Savings Account/Flexible Spending Account

Growth & Insights and Company News

Headcount

6 month growth

10%

1 year growth

10%

2 year growth

10%
Yahoo Finance
Aug 28th, 2026
M&T Bank beats Q2 revenue estimates by 1.9% as regional banks show mixed results

Regional banks delivered mixed second-quarter results, with revenues matching analyst expectations on average. M&T Bank reported revenues of $2.52 billion, up 4.9% year on year and exceeding consensus estimates by 1.9%. The bank also beat earnings per share projections and narrowly surpassed net interest income forecasts. Despite the strong quarter, M&T Bank's shares fell 1.3% following the announcement, trading at $238.67. The decline suggests investor expectations may have been higher than published Wall Street projections. Regional banks as a group have struggled, with share prices down an average of 1.5% since their latest earnings releases. These institutions face challenges including fintech competition, deposit outflows, credit deterioration, regulatory costs, and concerns about commercial real estate exposure following recent high-profile bank failures.

Pulse 2.0
Aug 7th, 2026
Charles River Associates expands credit facility to $400M with six-bank syndicate

Charles River Associates has expanded its credit facility to $400 million through a six-bank lending syndicate. The five-year agreement includes a $75 million term loan and a $325 million revolving credit facility, replacing a previous $300 million facility set to mature in August 2027. The revolving facility can be reduced to $250 million between 16 July and 15 January each year when working-capital requirements are lower. CRA will use proceeds to repay outstanding borrowings, support working capital, fund growth investments, and cover general corporate purposes. The lending group includes Bank of America, Citizens Financial Group, Eastern Bank, and Beacon Bank & Trust, with BMO and M&T Bank joining as new lenders. The expanded facility provides additional liquidity as the consulting firm invests in its global economic, financial, and management advisory operations.

CommercialSearch
Jul 22nd, 2026
Merritt Lands $621M for Mid-Atlantic Portfolio

Merritt Properties has secured a $621 million refinancing loan for a portion of its 58-asset Maryland Industrial Portfolio.

Simply Wall St
Jul 21st, 2026
Does M&T’s US$600 Million Preferred Offering and Buyback Shift the Capital Story for MTB?

M&T Bank Corporation recently completed a US$600 million callable preferred depositary share offering, sold in two tranches totaling 24,000,000 shares at US$25 each, with multiple major banks, including J.P. Morgan, BofA Securities and others, acting as co‑lead underwriters. Around the same time, M&T Bank reported higher second‑quarter 2026 net interest income of US$1,792 million and net income of US$818 million, while also reducing net charge‑offs to US$80 million and completing a US$465...

Associated Press
Jul 16th, 2026
HEICO closes $1.2B senior notes offering to fund future acquisitions

HEICO Corporation has closed a $1.2 billion senior notes offering, comprising $550 million in 4.950% notes due 2031 and $650 million in 5.400% notes due 2036. The aerospace and defence company will use the proceeds to pay down borrowings under its $2.2 billion revolving credit agreement, maintaining capacity for future acquisitions. Co-Chairmen Eric and Victor Mendelson said the notes received investment grade ratings, building on HEICO's inaugural issuance in 2023. Chief Financial Officer Carlos Macau noted the offering expands the company's capital sources and provides greater flexibility for continued growth. HEICO designs and produces products for aviation, defence, space, medical, telecommunications and electronics industries through its Flight Support Group and Electronic Technologies Group.