Full-Time

Principal Engineer

Bank of America

Bank of America

10,001+ employees

Global banking, investing, and wealth management

No salary listed

Charlotte, NC, USA

In Person

In-office culture and role-specific in-office expectations apply.

Bachelor's, Master's

Category
Software Engineering (1)
UI/UX & Design (1)
Required Skills
LLM
JavaScript
React.js
TypeScript
Version Control
Role-based Access Control
Risk Management
Next.js
Observability
DevOps

Get referred to Bank of America

See people who can refer or advise you

Requirements
  • 15+ years of engineering experience with a strong focus on frontend or full-stack platforms.
  • Experience building developer-facing tools, AI-assisted applications, or intelligent workflow systems.
  • Experience defining architecture and scaling platforms across teams.
  • Hands-on experience building LLM-powered applications using OpenAI, Anthropic, Google, or open-source models.
  • Experience designing agent-based or AI-assisted workflows, including task planning and execution flows, multi-step reasoning or orchestration, and tool or API integration via agents.
  • Familiarity with prompt engineering, context management, and response streaming user experiences.
  • Experience building AI-driven user interface patterns, including conversational interfaces, Copilot-style assistance, and command-driven or intent-based interactions.
  • Understanding of human-in-the-loop design, feedback loops, and AI explainability in user experience.
  • Deep expertise in TypeScript, JavaScript, React, Next.js, or similar frameworks.
  • Experience building scalable user interface platforms, including component libraries, design systems, and shared frameworks.
  • Knowledge of state management, asynchronous user interface patterns, performance optimization, rendering strategies, micro-frontends, or modular user interface architecture.
  • Experience building highly interactive, app-like web interfaces for technical users.
  • Experience designing complex, multi-step workflow user interfaces that guide users through execution and decision-making.
  • Understanding of streaming and event-driven interfaces, real-time updates, asynchronous task handling, progressive disclosure, and contextual user interfaces.
  • Ability to represent agent actions, execution state, logs, outputs, system feedback, recommendations, and next steps.
  • Strong experience with API-first architecture and frontend-backend integration.
  • Familiarity integrating with CI/CD systems, source control platforms, infrastructure and cloud services, and observability and telemetry systems.
  • Ability to collaborate across AI/ML, backend, and platform engineering teams.
  • Experience working with IAM, SSO, RBAC, and enterprise-grade access controls.
  • Understanding of secure user interface patterns for AI-driven systems, including data exposure, prompt safety, and access-aware rendering.
  • Experience in regulated or large-scale enterprise environments.
  • Bachelor’s degree in Computer Science, Engineering, Information Systems, Applied Mathematics, or a related technical field.
Responsibilities
  • Develop the engineering approach for the entire program or portfolio solution and work with Architecture to develop, analyze, and deliver technical enablers.
  • Lead the planning, definition, and design of complex features spanning multiple teams and explore solution alternatives.
  • Create approaches for designing complex technology and solution development.
  • Lead technical oversight for solution development teams, including design reviews and code reviews within the domain.
  • Define the technology tool stack for the solution within internally approved and supported technologies.
  • Explore state-of-the-art technologies to improve development efficiency, test and quality-assurance coverage, and release management.
  • Lead and own the end-to-end test strategy, creation, adherence, and integration between teams for a program or portfolio solution.
  • Improve the developer experience by making it easier to deliver solutions while managing work efficiently and with appropriate controls.
  • Advance technology platforms through innovation.
  • Reduce risk and improve quality across the technology portfolio by aligning to an enterprise architecture strategy and delivering governance that enables consistency, integration, and automation.
  • Define and drive the user interface platform architecture for AI-powered and agent-assisted developer experiences.
  • Build scalable frontend frameworks, component systems, and design patterns for dynamic, AI-driven workflows.
  • Design interactive, conversational, and workflow-centric interfaces integrating LLMs and autonomous agents.
  • Develop real-time user experiences with streaming responses, step-by-step execution, logs, agent reasoning visibility, and task progress.
  • Create user interface patterns for human-in-the-loop workflows, approvals, overrides, and task orchestration.
  • Partner with AI/ML and platform teams to integrate LLMs, APIs, and agent orchestration layers into cohesive user experiences.
  • Define standards for prompt-driven user experience, contextual interfaces, and adaptive user interface behavior based on model outputs.
  • Ensure secure, role-aware, and governed experiences aligned with enterprise IAM and SSO.
  • Drive adoption by establishing frontend standards, usability benchmarks, and developer experience best practices.
Desired Qualifications
  • Advanced degree in a technical discipline or an equivalent record of distinguished technical leadership in internal developer platforms, developer portal services, platform onboarding architecture, or software delivery engineering.
  • Experience building Copilot-style or assistant-driven interfaces for developers or enterprise users.
  • Familiarity with agent orchestration frameworks and tool-use patterns.
  • Experience designing editor-like or command-driven user interfaces, including structured outputs, inline actions, and context panels.
  • Background in developer experience, internal developer platforms, or Software Delivery Lifecycle tooling.
  • Experience instrumenting AI user experience metrics such as latency, quality, completion rate, and user trust.

Bank of America provides a full range of financial services to individuals, small businesses, and large corporations, including banking, investing, asset management, and risk management products. Customers access services via branches, online and mobile banking, and advisory and trading capabilities across consumer banking, wealth management, corporate and investment banking. Its breadth, scale, and global reach enable cross-service solutions and large-scale operations that few peers match. Its goal is to be a trusted, full-service financial partner helping customers manage money, grow assets, and navigate risk.

Company Size

10,001+

Company Stage

IPO

Headquarters

Charlotte, North Carolina

Founded

1904

Get referred to Bank of America

See people who can refer or advise you

Simplify Jobs

Simplify's Take

What believers are saying

  • July 14, 2026 Q2 profit hit $9.1 billion, with revenue up 15%.
  • Global Markets posted record equities trading, and investment banking fees jumped 50% in Q2.
  • March 10, 2026 Erica drove 30 billion client interactions, proving digital scale and retention.

What critics are saying

  • March 2026 Epstein settlement extends BofA's conduct overhang and legal costs.
  • August 17, 2026 Mexican bond-rigging settlement shows recurring litigation exposure in markets businesses.
  • Branch closures and the Elma, New York layoffs signal relentless headcount compression and morale damage.

What makes Bank of America unique

  • Bank of America pairs 56 million U.S. relationships with top consumer deposits on April 15, 2026.
  • Merrill and Private Bank AI meeting tools cut advisor prep time on March 26, 2026.
  • Q2 2026 trading, investment banking, and wealth diversified revenue across four major franchises.

Help us improve and share your feedback! Did you find this helpful?

Benefits

Health Insurance

Dental Insurance

Vision Insurance

Life Insurance

Disability Insurance

Paid Vacation

Paid Sick Leave

Flexible Work Hours

Remote Work Options

Professional Development Budget

Conference Attendance Budget

Growth & Insights and Company News

Headcount

6 month growth

-6%

1 year growth

-6%

2 year growth

-6%
Yahoo Finance
Aug 22nd, 2026
Bank of America warns HP stock faces 40% downside despite PC market share recovery

Bank of America analyst Wamsi Mohan maintained an Underperform rating on HP Inc. with an $18 price target, implying roughly 40% downside from the current share price. HP reports fiscal third-quarter earnings on 26 August. The bank expects HP's Personal Systems revenue to rise about 8% year over year in the quarter, helped by pricing and market-share recovery. Preliminary data showed HP regaining worldwide PC share in the second calendar quarter after losing ground earlier. However, BofA warns that margin pressure could intensify. The bank forecasts Personal Systems operating margin falling to 4.3% in fiscal Q3 and 3.9% in Q4. Higher memory costs and pricing that lags rising component costs are expected to weigh on profitability before conditions improve in fiscal 2027.

MarketScreener
Aug 20th, 2026
The Ensign Group Increases Credit Facility to $800 Million and Extends Maturity

SAN JUAN CAPISTRANO, Calif., Aug. 20, 2026 -- The Ensign Group, Inc. , the parent company of the Ensign™ group of companies, which invest in and provide skilled nursing and senior living...

Yahoo Finance
Aug 20th, 2026
BofA maintains buy rating on Capital One despite slowing card growth

Bank of America maintained its Buy rating on Capital One Financial with a $253 price target, representing 11.3% upside potential. The rating comes as Capital One integrates its Discover acquisition, completed in May 2025. Capital One's domestic credit card loans totalled $258.9 billion in July, growing 1.92% year-over-year, down from 2.58% growth in June. BofA analyst Mihir Bhatia expects loan growth to remain subdued until integration headwinds clear. Despite slower card growth, credit quality improved. The domestic card net charge-off rate fell 26 basis points to 4.12%, outperforming historical averages. Auto loans showed stronger momentum, growing 12.05% annually to reach $90.5 billion. BofA cited expected expense synergies, capital-return potential, and improving credit trends as reasons for its positive outlook, despite risks from economic uncertainty and regulatory concerns.

Yahoo Finance
Aug 19th, 2026
Bank of America backs Medtronic as cardiac ablation unit posts 78% growth

Bank of America has maintained a Buy rating on Medtronic with a $95 price target, citing expectations for strong fiscal first-quarter results when the medical-device maker reports on 1 September. The company finished fiscal 2026 with $9.8 billion in fourth-quarter revenue, up 6.6% organically. Medtronic's Cardiac Ablation Solutions division posted 78% global revenue growth and 124% growth in the US, gaining eight percentage points of market share. Bank of America analyst Travis Steed expects similar growth rates to continue, potentially pushing results toward the upper end of management's 6% to 6.5% organic revenue growth guidance. However, concerns remain about sustaining momentum. Bank of America estimates CAS currently adds about three percentage points to total growth, making an eventual slowdown significant.

Yahoo Finance
Aug 18th, 2026
Bank of America boosts XRP holdings by 77%, now holds $94M in crypto ETFs

Bank of America has increased its cryptocurrency holdings through exchange-traded funds, according to its latest 13F filing with the US Securities and Exchange Commission. The bank now holds $94 million in net exposure to Bitcoin, Ethereum, and XRP through ETFs. The Wall Street bank boosted its XRP holdings to 13,260 shares of the Volatility Shares XRP ETF during the second quarter. It also increased its Bitcoin exposure by 77%, raising its stake in BlackRock's iShares Bitcoin Trust ETF to 1.72 million shares from 972,590 shares. However, Bank of America trimmed its holdings in crypto companies. It reduced its stake in Strategy from 3.96 million shares to 1.17 million shares and completely exited its positions in American Bitcoin and the Solana ETF.