Full-Time
Lending Portfolio Lead
Posted on 9/11/2026
NatWest Group
10,001+ employees
Diversified banking group delivering financial services
No salary listed
London, UK
Remote
Remote-first working arrangement.
 Finance & Banking (1) |
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- Extensive experience in a credit strategy and analytics role or similar role in the consumer lending space.
- Deep understanding of the end-to-end digital consumer lending decisioning lifecycle.
- Strong analytical skills and the ability to turn data into insights using SQL, Python, and Excel to inform business initiatives.
- Ability to distill complex quantitative analyses into clear, structured, and compelling narratives for diverse stakeholders.
- Ability to operate effectively in a fast-moving and evolving environment.
- Deep intellectual curiosity and interest in understanding complex fintech and Banking-as-a-Service commercial models and products.
- Drive the evolution and optimization of decisioning strategy, including credit and fraud, for consumer lending products such as unsecured loans and point-of-sale finance.
- Partner with central credit and fraud strategy teams to define and deliver optimization roadmaps for Boxed products and optimize profit and loss outcomes.
- Champion Boxed’s business priorities to influence the Group’s broader decisioning agenda.
- Serve as the subject matter expert in commercial team discussions by evaluating optimization opportunities and potential new deals.
- Provide data-driven input on business KPI forecasting and articulate the credit and fraud implications of commercial initiatives.
- Conduct hands-on quantitative analyses to generate actionable insights and recommendations.
- Develop Boxed’s internal credit and fraud management information in collaboration with team members and partner functions.
- Work cross-functionally with Credit, Fraud, Product, Data, Operations, Risk, and Finance on day-to-day business management and optimization initiatives.
- Collaborate with engineering and product teams to integrate and operationalize strategy changes within lending platforms.
NatWest Group is a financial services group that helps customers with everyday money needs and long-term planning, including buying a home, investing, growing a business, and pursuing a more sustainable future. Its products come from a range of banking and financial services across multiple businesses, delivered through digital and traditional channels. The company works by understanding what matters to customers—their priorities, goals, and challenges—and then offering services and expertise to help them navigate change and make progress. It differentiates itself by combining a broad set of financial offerings with an emphasis on an inclusive culture, flexible working, and a technology-driven approach to anticipate and respond quickly to customer needs. The goal is to be simpler, more integrated, and more capable of delivering impact for customers, so both customers and NatWest Group can succeed together.
Company Size
10,001+
Company Stage
IPO
Headquarters
London, United Kingdom
Founded
1968
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Simplify's Take
What believers are saying
- H1 2026 attributable profit reached £3.0 billion, supporting dividends and buybacks.
- NatWest raised 2026 income guidance after Q1 and H1 performance outperformed forecasts.
- Evelyn Partners lifted AUMA to £131 billion, expanding NatWest's wealth and fee base.
What critics are saying
- Gibraltar cuts of 32 back-office jobs in August 2026 signal continued operational simplification pressure.
- US expansion stops short of deposit-taking, limiting revenue upside from Connecticut before 2027.
- A misstep in AI-led trade controls or US compliance can trigger FCA, Fed, or AML scrutiny.
What makes NatWest Group unique
- NatWest posted H1 2026 RoTE of 19.7% and £4.3 billion operating profit.
- NatWest secured Federal Reserve approval for a Connecticut representative office on August 25, 2026.
- NatWest deployed Cleareye.ai in May 2026 to automate trade finance and financial-crime controls.
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Benefits
Health Insurance
Paid Vacation
401(k) Company Match
Flexible Work Hours
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