Full-Time

Enterprise Operational Analyst

AVP

Posted on 11/1/2025

Apple Bank

Apple Bank

1,001-5,000 employees

High-yield savings via Wallet app

Compensation Overview

$135k - $155k/yr

+

No H1B Sponsorship

New York, NY, USA

Hybrid

Category
Operations & Logistics (8)
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Required Skills
Agile
Data Analysis
Requirements
  • Bachelor’s degree in business administration, information systems, computer science, or a related field required.
  • 6 + years of experience in business analysis, data analytics, or systems analysis.
  • Strong foundational knowledge in business analysis methodologies, process modeling, and enterprise systems.
  • Experience documenting user stories and solution requirements in Agile or hybrid environments.
Responsibilities
  • Partner with business units and product owners to evaluate and document existing business processes to identify inefficiencies and automation opportunities.
  • Assess complex business processes by conducting gap analysis and recommend improvements aligned with strategic goals.
  • Identify bottlenecks, redundancies, and automation opportunities.
  • Create a future state solution design document for process optimization including exception processes.
  • Collaborate with stakeholders to gather and validate business processes enhancements recommendations
  • Support the design and implementation of automation solutions in partnership with technical teams.
  • Document workflows, requirements, and solution designs with clarity and precision.
  • Monitor post-implementation performance and support continuous improvement efforts.
  • Ensure alignment between business objectives and technology capabilities.
  • Create and maintain user stories, solution requirement documents, and workflow diagrams to support solution design and development.
  • Present findings and recommendations to stakeholders in a clear and actionable manner.
  • Collaborate with Risk, Audit, and Legal teams as needed.
  • Participate in vendor demos and/or vendor meetings related to automation opportunities provided by third party partners and document the business requirements required to leverage federated solutions (i.e. work with Contact Center or OLB vendors related to bots or AI features).
  • Perform other duties as assigned.
Desired Qualifications
  • Business Analyst Certifications (e.g., CBAP, PMI-PBA, Lean Six Sigma, or RPA tools like UiPath Academy) are a plus.
  • Familiarity with automation tools and platforms such as UiPath, Automation Anywhere, or Microsoft Power Automate is a plus.
  • Experience or knowledge of Large Language Models (LLM), Microsoft CoPilot, Agentic AI, or other AI experience a plus

Apple Bank is a high-yield savings option offered by Goldman Sachs for Apple Card holders, accessible and manageable directly within the iPhone Wallet app. The product lets users earn interest on Daily Cash rewards automatically deposited into the Savings account and supports additional deposits from linked bank accounts. The business model relies on the interest rate spread between what Goldman Sachs earns on its investments and what it pays to savers. The primary customers are digitally savvy Apple Card users seeking to grow savings through a convenient, Apple-native experience. The goal is to broaden consumer savings by combining Goldman Sachs’ investment capabilities with Apple’s ecosystem, delivering a straightforward, mobile-first savings solution.

Company Size

1,001-5,000

Company Stage

N/A

Total Funding

N/A

Headquarters

New York

Founded

1863

Simplify Jobs

Simplify's Take

What believers are saying

  • Expansion to Hartsdale and Lakewood branches captures underserved regional markets through 2025.
  • Financial literacy partnerships with Hofstra strengthen brand loyalty among Long Island communities.
  • Interest rate spread model generates recurring revenue as deposits grow with ecosystem integration.

What critics are saying

  • Goldman Sachs' 4.15% APY Apple Savings account directly siphons digitally native customers within six months.
  • Federal Reserve rate cuts compress net interest margins faster than deposit costs decline.
  • Upper West Side flagship building faces $50M+ climate litigation costs from flood zone designation.

What makes Apple Bank unique

  • Integrated Apple ecosystem access via Wallet app for seamless financial management.
  • Automatic Daily Cash rewards deposit into savings account incentivizes customer retention.
  • Physical branch network across Long Island and Manhattan differentiates from digital-only competitors.

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Benefits

Flexible Work Hours

Professional Development Budget

Company News

Hofstra University
Oct 2nd, 2025
Zarb Expands Financial Literacy Program With Apple Bank

For more than five years, Apple Bank has partnered with Hofstra to strengthen Money & Me and extend its reach across Long Island schools.

Apple Bank
Jul 16th, 2025
Apple Bank Announces Opening of Hartsdale Branch (Coming Soon)

Apple Bank announces opening of Hartsdale branch (coming soon).

ROI-NJ
Nov 20th, 2024
Apple Bank to open Lakewood branch in 2025; Hires Crisafulli as new relationship manager

Apple Bank to open Lakewood branch in 2025; hires Crisafulli as new relationship manager.

Apple Bank
Oct 9th, 2023
Art on the Ave NYC

Apple Bank has partnered with Art on the Ave NYC to showcase multi-disciplinary art by James Hsieh as part of a ten-week artist residency at 812 Lexington Avenue, in the retail space next door to their East Midtown branch.

TechRechard
Apr 18th, 2023
Apple Launches Apple's High-Yield Savings Account

However, Apple Savings is expected to provide strong customer support since it launched with the Savings panel in the Wallet app, allowing users to quickly track their account balance and interest earned over time.

INACTIVE