Full-Time

Solution Sales Executive

Payments

FICO

FICO

1,001-5,000 employees

Predictive credit risk scoring & analytics

Compensation Overview

$112k - $176k/yr

Remote in USA

Remote

Remote within the United States; travel up to 50% of business week.

Bachelor's

Category
Sales & Account Management (1)
Required Skills
Machine Learning
Data Analysis

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Requirements
  • Strong track record building relationships within the payments industry and related financial services sectors, with ability to explain technical architecture designs for payment processing systems, API integrations, and enterprise financial software.
  • Demonstrated success structuring and selling complex, enterprise software solutions to large payment service providers, acquirers, PSPs, payment facilitators, and other financial services partners.
  • Knowledge or experience in payment processing, transaction authorization, fraud detection, chargeback management, merchant risk assessment, PCI compliance, and broader financial services including Consumer Lending, Credit Risk, Account Management, Retail Banking and Fraud.
  • Deep interest and experience in transaction data, payment behavioral analytics, real-time decisioning, Machine Learning for fraud detection, Artificial Intelligence for transaction optimization, and decisioning in payment processing and financial services environments.
  • Passion to learn and educate our partners through presentations and conversations, with strong soft skills and collaborative working style essential for complex enterprise deployments.
  • Ability to work under tight deadlines and thrive in the fast-paced environment, with travel up to 50% of business week.
  • Bachelor's degree and, or experience developed in payments industry or related financial services work environments.
Responsibilities
  • Work primarily with existing and new payment service provider partners, along with select other partners, to understand their key initiatives in transaction processing, payment facilitation, merchant services, fraud prevention, risk management, and broader financial services applications across authorization, settlement, chargeback management, merchant onboarding, and customer management. Share expertise and thought leadership in real-time decisioning, transaction analytics, and payment optimization with the goal of helping our clients leapfrog the competition leveraging FICO's cutting-edge Platform.
  • Build relationships with senior stakeholders in both Business and Technology roles to gain insights into their most urgent payment decisioning, fraud prevention, and broader decision management challenges while articulating FICO's platform capabilities.
  • Research and shape solution opportunities primarily for payment service providers and other partners through collaborative engagement with internal teams to formulate and effectively position solution proposals.
  • Ensure our partners are delighted with solutions purchased to create win-win relationships that drive transaction growth and long-term business value.
  • Collaborate across internal FICO teams to shape a cohesive sales effort that educates payment service providers and other partners on the tremendous business value the FICO Platform delivers.
  • Manage sales to quarterly and annual targets with significant earnings upside when targets are exceeded.
  • Travel up to 50% of business week.
  • Bachelor's degree and, or experience developed in payments industry or related financial services work environments.

FICO provides data analytics and decision management tools that help financial institutions assess credit risk and detect fraud. The company’s primary product, the FICO score, works by transforming consumer credit report data into a numerical value that predicts the likelihood of a borrower repaying a loan. Unlike many competitors, FICO’s scoring system serves as the primary industry standard for consumer lending in the United States, integrated directly into software that manages the entire customer lifecycle. The company’s goal is to provide lenders with the predictive tools necessary to make informed, data-driven decisions regarding account origination, marketing, and risk management.

Company Size

1,001-5,000

Company Stage

IPO

Headquarters

San Jose, California

Founded

1956

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Simplify Jobs

Simplify's Take

What believers are saying

  • July 2026 revenue hit $674 million, up 25.7%, while FY2026 EPS guidance rose.
  • Q3 2026 Platform ARR reached $413 million, and platform revenue surpassed non-platform revenue.
  • Optimal Blue and LoanPASS adopted FICO Score 10T in 2026, expanding mortgage adoption.

What critics are saying

  • In re FICO Antitrust Litigation advances in discovery, threatening bureau distribution economics and margins.
  • Mortgage Direct Licensing awaits GSE certification on August 12, 2026, freezing promised pricing gains.
  • VantageScore 4.0 and GSE score flexibility can displace FICO scoring, weakening core score dominance.

What makes FICO unique

  • FICO Score remains the U.S. lending standard, embedded across banks, mortgages, and cards.
  • FICO Platform bundles decisioning, fraud, and partner data through Marketplace integrations like Pindrop.
  • March 2026 Direct Licensing gives lenders a bureau-bypassing path, tightening FICO’s control over distribution.

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Benefits

Health Insurance

Flexible Work Hours

Professional Development Budget

Wellness Program

Remote Work Options

Growth & Insights and Company News

Headcount

6 month growth

-1%

1 year growth

-1%

2 year growth

-1%
Associated Press
Aug 11th, 2026
Alogram joins FICO Marketplace to offer explainable AI fraud intelligence

Alogram Inc. has joined FICO Marketplace, making its fraud intelligence offerings available to FICO Platform customers worldwide. The suite includes Account Forensics, Behavioral Intelligence, Email Intelligence, Identity Intelligence, Purchase Forensics, and Telecom Intelligence. These modular capabilities are designed to help enterprises identify suspicious digital activity and emerging AI-enabled fraud patterns. The offerings provide explainable indicators and audit-ready evidence that integrate directly into existing decisioning workflows. FICO Marketplace enables customers to discover and deploy pre-built AI models, data services, and analytics without replacing existing infrastructure. Alogram's CEO d'Artagnan Osborne said the partnership provides customers with additional signals and forensic context to better understand fraud risks. The listings are now accessible to FICO Platform customers through the marketplace, allowing enterprises to explore how these intelligence capabilities can support their fraud and risk management strategies.

Yahoo Finance
Jul 24th, 2026
Three companies beat market with strong growth: Brinker International up 214%, Construction Partners up 212%, Fair Isaac up 123%

Three companies have delivered strong returns over the past five years, according to recent analysis. Brinker International, which operates Chili's and Maggiano's Little Italy, has returned 214% with same-store sales growth averaging 15.5% over two years and £5.73 billion in revenue. Construction Partners, a civil infrastructure firm, has gained 212% with 39.9% annual revenue growth over the past two years. Its earnings per share growth of 46.7% outpaced revenue gains. Fair Isaac Corporation, creator of the FICO credit score, has returned 123%. The company's earnings per share growth of 29.3% exceeded revenue gains over the last two years, whilst maintaining a 34% free cash flow margin. All three companies have demonstrated consistent earnings growth and improving operational metrics.

Business Wire
Jun 4th, 2026
Optimal Blue integrates FICO Score 10T into capital markets platform for mortgage lenders

Optimal Blue, a mortgage capital markets platform, has integrated FICO Score 10T into its technology, marking a significant step in the adoption of FICO's most predictive credit scoring model across the mortgage industry. The integration enables lenders to price and decision non-agency loans using FICO Score 10T within Optimal Blue's product, pricing and eligibility engine, as well as mortgage servicing rights valuation and hedging capabilities. Optimal Blue supports approximately 60% of the top 50 US mortgage lenders. FICO Score 10T is currently available at no cost alongside Classic FICO through the FICO Score 10T Free Access Programme, allowing lenders to conduct side-by-side testing without additional fees. The integration extends to the secondary market, where investors and servicers can leverage the score for portfolio assessment.

Yahoo Finance
May 29th, 2026
FICO partners with Pindrop to integrate AI fraud detection into banking workflows

FICO has partnered with Pindrop to integrate AI-powered fraud detection into the FICO Platform. The agreement embeds Pindrop Protect to deliver real-time, multi-signal fraud intelligence for financial institutions, including deepfake detection and consortium intelligence within FICO decisioning workflows. The collaboration positions FICO as an orchestration layer for high-risk interactions such as account opening, wire transfers and call centre authentication. By hosting Pindrop Protect in the FICO Marketplace, the company aims to make advanced fraud controls function as a plug-in for banks and telecoms. The partnership expands FICO's role beyond credit scoring into voice, device and behavioural signals, adding another data-rich partner alongside existing arrangements with AWS and Plaid.

Business Wire
May 14th, 2026
FICO and Citi to host dozen free credit education workshops at branches nationwide in 2026

FICO is hosting free credit education workshops at select Citi branches nationwide throughout 2026 through its Score A Better Future programme. The workshops aim to help individuals in underserved communities understand credit, budgeting and financial planning for major life milestones. The series will launch on 28 May 2026 at Citi's flagship branch in San Francisco, with additional events planned in Florida, New York and Illinois. Attendees will learn to read credit reports, understand FICO Score factors and receive guidance from on-site financial specialists. A FICO-sponsored Harris poll found 98% of Americans consider financial literacy essential to financial stability, whilst 74% believe better access to financial education would have improved their current situation. The workshops are free and open to the public.