Full-Time

Life & Health Claims Examiner

Posted on 9/20/2024

Horace Mann

Horace Mann

1,001-5,000 employees

Insurance and financial services for educators

Financial Services
Education

Compensation Overview

$21 - $29Hourly

Junior, Mid

Addison, TX, USA

Hybrid position requiring in-office presence.

Category
Insurance
Finance & Banking
Required Skills
Word/Pages/Docs
Excel/Numbers/Sheets
Requirements
  • 2 or more years’ claim experience in life/health claims or a related field
  • High School Diploma or GED required
  • Bachelors’ degree preferred
  • Some LOMA or AHIP classes completed or a willingness to take the classes
  • Ability to type 40 words per minute minimum
  • Working knowledge of Microsoft Outlook, Word and Excel
  • Strong written and verbal communication skills
  • Ability to prioritize tasks
  • Excellent organizational skills
Responsibilities
  • Link and set-up Wellness and Physician consult claims in the work distribution system and policy administration system.
  • Responsible for evaluating claims submitted, comparing the provisions of the policy and applicable laws with submitted information to accurately adjudicate the claim.
  • Responsible for providing claimant necessary forms, instructions, reasonable assistance of information the claimant must provide for proof of claim.
  • Types letters for request of medical and/or other necessary information relevant to the claim analysis.
  • Responsible for timely requests, follow-ups and closeouts on claims submitted.
  • Responsible for maintaining claim files up to standards with the Fair Claims Settlement Practice Regulations.
  • Communicates with policyholders, beneficiaries, and/or health care providers concerning claim handling, claim denials, claim payments and policy contract provisions in a caring, courteous, empathetic, and professional manner.
  • Process for payment, denial or request additional information for Wellness, Physician Consult benefits, group and substantive products.
  • Existing knowledge of medical terminology, diseases, conditions and treatments applicable to our product lines.
  • Process for payment, denial or request information for multiple substantive and group product maintaining satisfactory monthly performance rates.
  • Performs other duties as assigned.

Horace Mann provides financial services and insurance products specifically designed for educators and community service professionals. The company offers a variety of insurance options, including auto, home, renters, and life insurance, as well as financial solutions like retirement planning and investment services. Its products are tailored to meet the unique financial needs of K-12 school teachers, administrators, and support staff, reaching around 1 million educators in the U.S. What sets Horace Mann apart from its competitors is its focus on the education sector and its commitment to supporting educators through initiatives like DonorsChoose, which helps teachers obtain funding for classroom resources. The company's goal is to help educators achieve lifelong financial success while ensuring the security of their information through strong data protection measures.

Company Stage

IPO

Total Funding

N/A

Headquarters

Springfield, Illinois

Founded

N/A

Growth & Insights
Headcount

6 month growth

0%

1 year growth

0%

2 year growth

0%
Simplify Jobs

Simplify's Take

What believers are saying

  • Partnership with TransUnion enhances financial wellness offerings for educators.
  • New digital experience improves customer engagement and satisfaction among educators.
  • Increased demand for mental health resources presents opportunities for new insurance products.

What critics are saying

  • Competition from fintech companies could erode market share among tech-savvy educators.
  • Rising natural disaster costs may impact profitability in property insurance.
  • Changes in education policy could affect educators' ability to purchase financial products.

What makes Horace Mann unique

  • Horace Mann specializes in financial solutions for educators and community service professionals.
  • The company offers a unique partnership with DonorsChoose to support classroom funding.
  • Horace Mann employs robust data security measures, including end-to-end encryption.

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