Full-Time

Application Operations Specialist

Posted on 4/16/2025

Mudflap

Mudflap

51-200 employees

Mobile app for fuel savings solutions

Compensation Overview

$57k - $70k/yr

+ Equity Awards + Short-term Incentives

Junior

San Francisco, CA, USA + 1 more

More locations: Austin, TX, USA

Hybrid work approach, balancing in-office collaboration with remote work.

Category
Financial Planning and Analysis (FP&A)
Finance & Banking
Required Skills
Hubspot
Customer Service
Requirements
  • Prior experience with credit products and/or credit underwriting to include KYB/KYC processes
  • 1+ years of customer service experience with the ability to empathize, listen, and effectively communicate with customers; ideally in the Financial or FinTech space
  • Excellent attention to detail and accuracy in data entry and documentation
  • Solid understanding of credit card application processes, regulations, and compliance standards
  • Strong problem-solving skills to resolve application issues and customer inquiries
  • Detail-oriented and ability to work under pressure in a fast-paced environment
  • Strong organizational and time management skills to handle multiple applications and meet deadlines
  • Experience with traditional CRM softwares
Responsibilities
  • Outreach to applicants, via phone, email, and SMS, who need to provide supporting identity documents, financial verification, or business verification
  • Assist any applicants that contact Mudflap via phone, email, or SMS for assistance with their credit application
  • Maintain processes and coverage for completing credit applications, communicating with customers to clarify any missing or inconsistent information, and request additional documentation if needed
  • Collaborate with credit card issuers and underwriters to resolve any application discrepancies or concerns, providing them with the required information in a timely manner
  • Process and update sales deals in HubSpot to track application status and decisioning

Mudflap helps independent truck drivers and small fleet owners save money on fuel through its free mobile app and fleet card. The app allows users to access fuel discounts at partnered truck stops without a credit check, and it includes features like live support and receipt management. Unlike competitors, Mudflap's revenue model is based on earning a commission from the fuel savings it negotiates, ensuring that the company profits only when its users save money. The goal is to reduce fuel costs for truck drivers and fleet owners, making their operations more affordable.

Company Size

51-200

Company Stage

Series B

Total Funding

$50M

Headquarters

Palo Alto, California

Founded

2016

Simplify Jobs

Simplify's Take

What believers are saying

  • Integration of telematics can enhance Mudflap's app with fuel purchasing insights.
  • Collaborating with telematics providers could offer advanced data analytics and fraud prevention.
  • Expanding partnerships with gas station chains could increase savings opportunities for users.

What critics are saying

  • AtoB's advanced features may attract Mudflap's customer base.
  • AtoB's partnerships could limit Mudflap's ability to negotiate favorable terms.
  • Increased competition from AtoB's no-fee fleet cards may impact Mudflap's market share.

What makes Mudflap unique

  • Mudflap offers a free app with no credit check for fuel savings.
  • The company partners with truck stops to provide discounts to independent truckers.
  • Mudflap's business model aligns its profits with customer savings on fuel.

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Benefits

A flexible, remote-first company

Competitive salary and benefit options

Growth & Insights and Company News

Headcount

6 month growth

0%

1 year growth

-6%

2 year growth

0%
FreightWaves
Mar 30th, 2023
Atob Aims To Boost Commercial Transportation Efficiency With Telematics

AtoB, a fleet payments platform, is leveraging telematics and geolocation technology to give commercial transportation operators more insight into fuel purchasing habits and security.The San Francisco-based startup recently deployed apps and fuel cards capable of optimal station selection, telematics-based location tracking and fuel-level tracking.“We are effectively modernizing payments for the trucking and broader transportation industry, and when we say the word ‘modernizing,’ we are really trying to build things from the infrastructure level up,” Vignan Velivela, co-founder and CEO of AtoB, told FreightWaves. “We are building on a newer card network which has significantly better reliability.”AtoB was founded in 2020 by Velivela, Harshita Arora and Tushar Misra. The company’s payments platform provides a suite of tools for the trucking industry, including no-fee fleet cards, instant direct-deposit payroll, and access to bank accounts and savings tools.The user base for AtoB’s Visa fleet card includes over 30,000 fleets and 100,000 drivers, including owner-operators. The company is also seeing a growing market for fuel card users from rental car companies, as well as last-mile providers.Velivela said AtoB’s telematics offerings came after working with Visa, as well as partnering with some of the nation’s largest gas station and truck stop chains. The company also works with about 30 telematics providers to gather data from the cards.Telematics is a branch of IT that deals with the long-distance transmission of computerized information.“The approach we have taken is to make sure that the driver has a very seamless experience when they’re using a fuel card, while also making sure that all the reporting, all the analytics and any potential for fraud are checked in the background,” Velivela said. “We see this wealth of data we can get from the telematics of trucks in North America, whether you take a long-haul truck, or like some of the other commercial fleets in the regional space, they also use telematics devices.”Velivela said every time drivers use an AtoB fuel card, they can record things such as how much fuel is in the tank and how much should be authorized for the location of the vehicle.AtoB also has the ability to lock card usage until an authorized driver texts into the system, and geolocation tools that ensure drivers can only use AtoB cards if they are near their truck.“We have built this on a real-time payment model,” Velivela said

PYMNTS
Oct 24th, 2022
Small Truckers, Truck Stops Pool Buying Clout To Take On Industry Giants

Smaller players in both the trucking industry and the truck stop industry are challenged to match the efficiencies of their larger competitors. Trucking companies with fleets of 20 or fewer vehicles can’t negotiate the same discounts as larger firms when it comes to their greatest expense — fuel — which accounts for 40% of their costs