Full-Time

Property Claims Adjuster

Property Claims

Posted on 11/1/2025

The Hartford

The Hartford

10,001+ employees

Provides personal and commercial insurance coverage

Compensation Overview

$59.5k - $89.3k/yr

+ Base pay

Naperville, IL, USA + 5 more

More locations: San Antonio, TX, USA | Alpharetta, GA, USA | Lake Mary, FL, USA | Scottsdale, AZ, USA | Hartford, CT, USA

Hybrid

Hybrid role; 3 office days/week Tue–Thu at listed offices; training may require one week in Naperville, IL.

Category
Operations & Logistics (3)
, ,
Required Skills
Customer Service
Requirements
  • Adjuster License required to be obtained prior to start of training January 19th, 2026. Licensing prep time will be fully paid from January 5th - January 16th, 2026.
  • Must be available for the multi-week training from January 19, 2026 - March 27, 2026.
  • This role requires obtaining an Adjuster License prior to start of training.
Responsibilities
  • Handle claim files in a manner consistent with Claim quality standards and goals.
  • Negotiate skillfully in challenging situations with internal and external groups.
  • Make independent business decisions to move claims forward as needed.
  • Consistently provide high-quality customer service
  • Meet or exceed expectations and requirements of internal and external customers.
  • Properly assess the exposure of assigned claims.
  • Utilize organization and communication skills to effectively resolve assignments, manage claim deadlines, and appropriately manage vendors.
  • Develop technical and jurisdictional expertise, including knowledge of independent adjusters, contractors, vendors, etc.
  • Set appropriate and timely file reserves.
  • Identify and properly manage subrogation, salvage and other recovery opportunities.
  • Identify fraud indicators and initiate investigation.
  • Always demonstrate professionalism and establish credibility when interacting with customers; personally enhance The Hartford’s reputation in the marketplace.
  • Demonstrate knowledge of LOB specific competencies to ensure effective management of claims.
  • Utilize verbal and numerical critical thinking skills to gather information and data; make sound decisions based upon the mixture of analysis, wisdom, experience and judgment.
  • Ability to communicate in a clear succinct manner (written and verbal).
  • Support and help create a team environment that achieves diversity and inclusion behaviors.
  • Build appropriate rapport and constructive and effective relationships with people inside and outside the organization.
  • Represent The Hartford as a credible, trustworthy, flexible and dependable resource.
  • Demonstrate courtesy, honesty, integrity, respect and competence when interacting with others.
  • Consistently act with the highest level of integrity and adhere to general principles of business ethics.
Desired Qualifications
  • College Degree strongly preferred to include extracurricular or volunteer activities desired.
  • Evidence of career growth.
  • Experience in Construction Industry preferred, not required.
  • Ability to handle complex and difficult negotiations with urgency.
  • Ability to handle competing priorities while positively impacting the quality and service we are committed to delivering.
  • Superior desk management skills required.
  • Critical thinking skills inclusive of investigation, decision making and conflict resolution.
  • Ability to contribute and promote an inclusive culture of continuous learning that is built on teamwork, collaboration, transparency, and accountability to one another.
  • Passionate desire to help both internal and external customers.
  • Ability to embrace change and flourish with industry-changing technology and trends.
  • Ability to create and maintain loyal customers by creating a service experience that differentiates us within the industry.
  • Ability to listen attentively to our customer’s needs and exhibit empathy during difficult situations.
  • Ability to produce clear and grammatically accurate correspondence.

The Hartford provides personal and commercial insurance and risk-management services. Its offerings include auto, home, renters, and various business coverages (such as workers’ compensation and property/casualty lines) designed to shield individuals and organizations from financial losses. Policies work by customers paying premiums in exchange for coverage and access to claims handling and loss-prevention resources; when a loss happens, claims teams assess and pay covered damages, and risk-management tools help reduce risk over time. The company differentiates itself through a long history of service, financial strength, and a focus on helping customers beyond the policy, including community and social impact programs, industry-specific expertise, and strong support for small businesses. The Hartford’s goal is to protect people and businesses from uncertain risks and to make a positive impact in the communities it serves.

Company Size

10,001+

Company Stage

IPO

Headquarters

Hartford, Connecticut

Founded

1810

Simplify Jobs

Simplify's Take

What believers are saying

  • Intake automation reduces property claims processing from 10 days to 36 hours.
  • AI-driven photo analysis boosts claim handling efficiency by up to 54%.
  • Small business maintains industry-leading $6B written premium with 88.9% combined ratio.

What critics are saying

  • Legacy systems prevent scalable AI success; only 7% of carriers achieve full deployment.
  • Fragmented data silos across claims tools weaken AI outputs and decision quality.
  • Rising loss costs outpacing prices in P&C lines squeeze 88.5% business insurance margins.

What makes The Hartford unique

  • AI-first strategy rolling out Prevail platform across 30 states by early 2027.
  • Cape Analytics geospatial intelligence enhances property underwriting accuracy across US and Canada.
  • 19.4% core earnings ROE with $3.8B 2025 earnings demonstrates disciplined underwriting execution.

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Benefits

Health Insurance

Dental Insurance

Vision Insurance

Life Insurance

Disability Insurance

Paid Vacation

Paid Holidays

Hybrid Work Options

Remote Work Options

Tuition Reimbursement

Company News

Yahoo Finance
Mar 23rd, 2026
Hartford Insurance targets cluster around $150 amid underwriting strength and P&C cycle concerns

Hartford Insurance Group has drawn price targets from several research firms clustering around US$150, aligning with a model fair value estimate of US$150.85. Goldman Sachs, Keefe Bruyette, Wells Fargo, Cantor Fitzgerald, Citi, Morgan Stanley and UBS have raised targets to the US$150-160 range, citing confidence in Hartford's underwriting and pricing execution. However, concerns remain about softening property and casualty market conditions. Goldman Sachs and BofA flag increased capital supply and competition pressuring growth, whilst BofA notes loss costs may be rising faster than prices in some lines. Hartford recently joined Centro Benefits' digital quoting ecosystem, opened a technology hub in Columbus, Ohio, and repurchased 3 million shares for US$400 million between October and December 2025.

Yahoo Finance
Feb 1st, 2026
Hartford Insurance reports Q4 core earnings of $1.1B, plans to boost quarterly buybacks to $450M

The Hartford Insurance Group reported fourth-quarter core earnings of $1.1 billion ($4.06 per share) and a full-year core earnings return on equity of 19.4%. Business insurance written premium grew 8%, whilst personal insurance showed improved combined ratios and employee benefits maintained solid margins. Net investment income rose 17% to $832 million in the fourth quarter. The company repurchased approximately $400 million of stock and plans to increase quarterly buybacks to $450 million. It also boosted catastrophe protection coverage to $1.9 billion and expects roughly $2.9 billion in net dividends from operating companies in 2026. Management is pursuing an "AI-first" strategy across claims, underwriting and operations. The company is rolling out its Prevail platform across agency and direct channels, with 10 states currently live and approximately 30 launches planned by early 2027.

Yahoo Finance
Jan 30th, 2026
The Hartford reports 19.4% ROE with $3.8B core earnings in 2025

The Hartford reported strong 2025 results with core earnings of $3.8 billion and a 19.4% core earnings return on equity. Fourth quarter core earnings reached $1.1 billion, or $4.6 per diluted share. Business Insurance delivered robust 8% top-line growth with an 88.5% underlying margin. The unit benefited from strong new business, stable retention and disciplined underwriting. Small business maintained its industry-leading position with $6 billion in written premium and an 88.9% underlying combined ratio. Personal Insurance achieved a pivotal milestone as auto reached targeted profitability whilst homeowners continued strong performance. Employee Benefits reported an 8.2% core earnings margin, led by favourable group life mortality trends. CEO Christopher Swift credited the results to the company's AI-driven modernisation efforts, particularly in claims processing, underwriting and customer service operations. The Hartford is deploying Amazon's call centre technology and advancing its data science capabilities.

FinTech Global
Oct 29th, 2024
HOMEE secures $12m in Series C funding to enhance AI claims management

HOMEE, the only AI-driven direct repair network for the Property and Casualty (P&C) insurance industry, today announced the successful closure of its Series C funding round, amassing $12m.

Benzinga
Sep 12th, 2023
Beam Benefits Closes On $40 Million Fundraise

COLUMBUS, Ohio, Sept. 12, 2023 (GLOBE NEWSWIRE) -- Beam Benefits, the digitally-led employee benefits company, today announced that it raised $40 million, bringing the company's total funding to over $200 million and increasing its valuation by 25% since the company's Series E raise in early 2021 .The round was led by existing investor Georgian , with broad sponsorship from a combination of new, existing, and strategic partner investors.Beam is on track to grow its revenue 40% year-over-year with its expanded benefits portfolio and continued investment in new platform capabilities . Over the past 18 months, Beam has launched six new benefits products and plans to add more in-demand products in the future."Our most recent funding is an incredible accomplishment, especially in the face of today's economic headwinds, and marks a significant step forward in our company's aggressive growth plans," says Alex Frommeyer, Beam's Co-Founder and CEO.This announcement comes on the heels of other growth news for the company. Recently, The Hartford and Beam Benefits released news of a strategic relationship supporting product expansion efforts for both companies.Tens of thousands of employers across the country choose Beam due to its simple and smart approach to employee benefits. Its digital-first tools, such as the Beam Quoting Tool, cut down or eliminate paperwork entirely and can deliver a quote in under 30 seconds. Hundreds of thousands of members love Beam too – due to the ease and simplicity of use, its app carries a 4.7/5 average rating on the Apple App Store with over 1,300 ratings.The capital raised will be used to further propel Beam's growth, including investment in its digital platform, which makes it easier for brokers to quote, enroll, and manage a full suite of ancillary products for their SMB clients.About Beam BenefitsBeam Benefits is a digitally-led employee benefits company that offers dental, vision, life, disability, and supplemental health coverage

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