Full-Time

Head of Security & Trust Engineering

Confirmed live in the last 24 hours

EarnIn

EarnIn

501-1,000 employees

Provides early wage access without fees

Compensation Overview

$360.5k - $440.6k/yr

+ Equity + Benefits

Senior, Expert

Palo Alto, CA, USA

Requires at least two days a week in the office.

Category
Cybersecurity
IT & Security
Requirements
  • Leadership: You have built and grown globally distributed and high-performing teams.
  • Cybersecurity Experience: You have 10+ years of progressive cybersecurity leadership experience in the fintech industry and high velocity product companies.
  • Product Experience: You have 5+ years of demonstrated experience to deliver customer-centric products and services.
  • Expertise: You bring deep knowledge of security frameworks (e.g., NIST CSF, NIST 800-53, ISO/IEC 27001/27002, etc.), cloud security, SecDevOps, and product engineering.
  • Skills: You excel at strategic thinking, problem-solving, and driving cross-functional alignment in a complex, dynamic environment.
Responsibilities
  • Define and Execute Strategy: You will develop and implement a forward-looking security strategy tailored to EarnIn's unique challenges, ensuring alignment with business priorities and regulatory requirements.
  • Drive a Security-First Culture: You will champion security as a core pillar of our products & services, fostering awareness and accountability across the organization.
  • Inspire and Lead: You will build and lead high-performing teams, empowering them to tackle complex security challenges and deliver impactful results.
  • Mentor and Develop Talent: You will invest in your team’s growth and foster a culture of continuous learning, innovation, and accountability.
  • Manage Resources Effectively: You will oversee budgets, allocate resources strategically, and optimize vendor partnerships.
  • Lead Detection and Response: You will oversee advanced threat detection and incident response programs, ensuring rapid identification, containment, and resolution of security incidents.
  • Enhance Threat Intelligence: You will build and maintain robust threat intelligence capabilities to stay ahead of evolving risks and bad actors targeting our community members and our business.
  • Strengthen Incident Response: You will continuously refine incident response processes and tools to improve efficiency and reduce risk & exposure to EarnIn.
  • Build Secure Systems: You will lead the design and implementation of secure cloud infrastructure, ensuring resilience against attacks while enabling scalability and innovation.
  • Scaling Security Organization: You will drive automation initiatives to improve the efficiency and effectiveness of security-related processes.
  • Collaborate Across Teams: You will collaborate closely with all EarnIn teams to embed security best practices into all aspects of our business.
  • Secure Products: You will ensure our products and services meet the highest security standards, integrating security throughout the product development lifecycle.
  • Proactively Reduce Risk: You will lead efforts to identify and mitigate vulnerabilities and security weaknesses in our products before they impact our community members.
  • Ensure Compliance: You will partner with compliance teams to align product security with regulatory frameworks such as PCI-DSS, SOC2, NIST, and other industry standards.
  • Innovate Identity Solutions: You will develop secure, frictionless authentication and identity verification solutions that enhance consumer trust and experience.
  • Lead Collaboration: You will partner with product teams to deliver innovative, secure financial experiences.
  • Safeguard Customer Privacy: You will develop consumable solutions to ensure that our products & services comply with privacy laws while protecting sensitive customer data.
  • Ensure Data Integrity: You will lead initiatives to protect data integrity, confidentiality, and availability throughout the organization.
Desired Qualifications
  • Certifications: Preferred certifications include CISSP, CISM, or GIAC.

Earnin provides a platform that allows individuals to access their earned wages before their official payday. Users can cash out a portion of their earnings without incurring any fees or interest, making it a convenient option for those needing quick funds for emergencies or daily expenses. The app features a "Balance Shield" that helps users maintain their bank account balance by automatically depositing money if it falls below a certain level. Earnin operates on a unique model where users can choose how much to pay for the service, fostering a community-driven approach that encourages voluntary contributions. This model contrasts with traditional financial institutions that typically charge mandatory fees. Additionally, Earnin includes a "Tip Jar" feature for users to set savings goals, all while ensuring data security through encryption. The company's goal is to create a fairer financial system that supports individuals in managing their finances more effectively.

Company Size

501-1,000

Company Stage

Series C

Total Funding

$190.1M

Headquarters

Palo Alto, California

Founded

2012

Simplify Jobs

Simplify's Take

What believers are saying

  • Earnin's app aligns with the growing trend of mobile financial management.
  • The rise of gig economy workers expands Earnin's potential user base.
  • Focus on data security meets heightened consumer demand for secure transactions.

What critics are saying

  • Legal challenges from regulatory scrutiny could impact Earnin's operations.
  • Voluntary contribution model may not sustain long-term revenue.
  • Negative public perception from predatory lending allegations could harm brand reputation.

What makes EarnIn unique

  • Earnin offers fee-free early wage access, unlike traditional financial institutions.
  • Users choose their payment amount, fostering a community-driven financial model.
  • Balance Shield feature provides automatic deposits for low bank balances.

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Benefits

Life in balance - Ten company holidays and flexible time off so you can rest and recharge when you need it most. With pay, no catch.

Family matters - When your family grows, we want your focus on them. Our generous parental leave policy and wellness funds make it easy to put yourself and loved ones first.

Learn & grow - A commitment to career development that includes regular training for team members and managers alike, 360 feedback, and an annual stipend for growth opportunities.

Company culture - Employee Resource Groups provide growth opportunities and allow you to create the company *you* want to work at (more on that below).

Health & wellness - Flexible healthcare options across medical, dental, and vision—and a free Employee Assistance program offering mental health resources and legal advice.

Save & support - Includes Earnin’s 401(K) and FSA plans with tax advantages for retirement, healthcare, and dependent care expenses.

Growth & Insights and Company News

Headcount

6 month growth

0%

1 year growth

2%

2 year growth

2%
PYMNTS
Mar 18th, 2025
Earnin Debuts Early Pay For Faster Paycheck Access

EarnIn has debuted a product that lets users access their paychecks two days early. Early Pay, announced by the earned wage access (EWA) provider Tuesday (March 18), lets customers get paid early no matter where they bank. “In today’s world, it shouldn’t take days for money to get from an employer to an employee’s bank account,” Ram Palaniappan, EarnIn’s founder/CEO, said in a news release. “We created Early Pay to fix that — to give people faster access to their paychecks so they can manage their money on their own terms, not their bank’s schedule.”

TechCrunch
Nov 20th, 2024
Another VC-backed fintech, Earnin, faces crackdown over allegedly 'predatory' loans

Another vc-backed fintech, Earnin, faces crackdown over allegedly 'predatory' loans.

The Washington Informer
Nov 20th, 2024
D.C. Attorney General Sues EarnIn for Deceptive Lending Practices and Illegal High-Interest Loans

D.C. Attorney General sues EarnIn for deceptive lending practices and illegal high-interest loans.

Finsmes
Nov 18th, 2024
Exploring Alternative Financing Options For Employees In The Gig Economy

Gig workers face unique financial challenges that traditional banking institutions often fail to address. With irregular income patterns and lack of conventional employment documentation, many find themselves excluded from standard financial products. Banks typically require steady paychecks and extensive credit history, creating significant barriers for those working in ride-sharing, delivery services, freelance platforms, or other gig economy roles. This gap has created a pressing need for innovative financing solutions tailored to the modern workforce’s actual working patterns and income structures.Income-Based Lending SolutionsIncome-based lending has emerged as a practical alternative to traditional credit-based loans. These solutions analyze real-time earnings data from gig platforms to determine loan eligibility and terms. Instead of focusing solely on credit scores, lenders evaluate consistent earning patterns and work history, opening doors for workers who maintain steady gig income but may have imperfect credit. This approach provides a more accurate picture of a borrower’s ability to repay, considering factors like platform-specific performance metrics, customer ratings, and historical earnings data across multiple gig platforms.Early Wage Access ProgramsEarly wage access has revolutionized how gig workers manage cash flow. Rather than waiting for scheduled payouts, workers can access their earned wages immediately after completing tasks

PR Newswire
Aug 27th, 2024
Amazon Photos, Bank Of America, Coca-Cola, Docusign, First Citizens, Wyndham Hotels, Others Awarded Unitq Quality Excellence Awards

BURLINGAME, Calif., Aug. 27, 2024 /PRNewswire/ -- unitQ, the leading AI-powered customer feedback platform empowering organizations to take a customer-centric, real-time data-driven approach to craft high quality products, services and experiences, announced today the 50 winners of the unitQ 2024 Summer Quality Excellence Awards.These awards celebrate and recognize companies that have shown exceptional commitment to delivering consistently high-quality products and services, and have earned overwhelmingly positive user feedback.Recognizing companies delivering quality products and services, and have earned overwhelmingly positive user feedback Post thisThe winners are setting new benchmarks for excellence in their respective sectors, demonstrating unparalleled dedication to the customer experience. These awards represent a commitment from product, engineering and support teams to foster a culture of continuous improvement backed by high user satisfaction."The dedication and effort these companies have shown in upholding superior quality across their offerings and client interactions is remarkable and deserves recognition with the unitQ Quality Excellence Award," said Christian Wiklund, unitQ CEO. "We are proud to honor these organizations for their unwavering commitment to excellence."The unitQ 2024 Summer Quality Excellence Awards, released today, are grounded on the comprehensive AI analysis provided by unitQ's customer feedback software. unitQ's proprietary AI and ML algorithms translated, categorized and summarized 40,040,889 pieces of publicly available Google Play Store and Apple App Store user reviews for 7,850 top Android and iOS top mobile applications, surfacing:Top Quality IssuesTop feature requestsTrending 4-start reviews on brink of a 5-star reviewTop 50 apps driving quality excellenceRecipients were among those companies that received a Good to Epic unitQ Score. The unitQ Score is unitQ's unbiased and proprietary machine-generated metric that represents the percentage of a company's users reporting a frictionless experience with their product or service