Full-Time

Principal Backend Engineer

Heron Data

Heron Data

51-200 employees

ML-based underwriting for small business lenders

Compensation Overview

$315k - $440k/yr

+ Equity

London, UK + 1 more

More locations: New York, NY, USA

In Person

Category
Software Engineering (1)
Required Skills
Python
Requirements
  • 8+ years building and scaling backend systems, with at least a couple of meaningful "at-bats" taking a system from early stage to serious scale
  • Experience in B2B Software as a Service and have opinions about how to build systems that are reliable and fast to develop on
  • Strong computer science foundation; deeply technical; writes code, reviews architectures, and debugs production issues
  • Recent production experience with Python and cloud infrastructure
  • Experience dealing with sensitive data at volume: financial, health, or similarly regulated domains
  • Individual contributor at heart; may set direction and mentor others but wants to build, not manage
  • Pragmatic and focused on shipping; startup mindset
Responsibilities
  • Assess the current backend architecture and identify the highest-leverage areas for improvement around reliability, scalability, and security
  • Partner with the platform and infrastructure team to design and implement core abstractions (data model, data pipeline reliability, deployment patterns) that will support the next phase of growth
  • Set the technical direction for how to scale infrastructure from handling hundreds of customers to thousands, and from millions of documents to tens of millions
  • Raise the bar on backend engineering practices across the team by building systems that make the right thing the easy thing
  • Contribute to longer-term shaping of Heron’s entire platform so the backend can support whatever product evolves to be
Desired Qualifications
  • Experience scaling backend systems in a B2B SaaS environment beyond early stage, including scale considerations from Series A to later stages
  • Experience with multi-tenant cloud architectures at scale
  • Prior involvement in implementing or improving data security and compliance controls in production environments
  • Familiarity with machine learning data pipelines and their integration into production workflows
  • Leadership or mentorship experience in guiding engineering practices, architecture decisions, or platform-level work

Heron Data uses machine learning to speed up underwriting for small business lenders. Its platform analyzes merchant applications and bank data, applying lender criteria to automatically decline applicants that don’t meet requirements. A dashboard lets lenders monitor loan portfolios over time to spot growing businesses and potential defaults. The goal is to help lenders approve more loans faster while reducing risk and increasing revenue by providing clear, data-backed credit decisions and portfolio visibility.

Company Size

51-200

Company Stage

Series A

Total Funding

$17.3M

Headquarters

London, United Kingdom

Founded

2020

Simplify Jobs

Simplify's Take

What believers are saying

  • Heron raised $16M Series A in 2025 from Insight Partners to expand into insurance.
  • Heron partnered with KLC Financial in 2026 for AI equipment finance streamlining.
  • Heron processes 350,000 documents weekly, cutting lender processing time by 98%.

What critics are saying

  • Enova's platform erodes Heron's MCA share with 98% accurate real-time analysis.
  • NY DFS mandates explainable AI by Q3 2026, costing Heron $5M+ in compliance.
  • OpenAI o1 commoditizes Heron's parsing tech with 99.9% accurate free models.

What makes Heron Data unique

  • Heron automates document-heavy workflows using AI for SMB lending and insurance.
  • Heron parses 20+ document types at 99.5% accuracy, including handwritten forms.
  • Heron integrates with CRMs, running SOS, KYB checks, and fraud detection automatically.

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Your Connections

People at Heron Data who can refer or advise you

Benefits

Health Insurance

Dental Insurance

Vision Insurance

401(k) Retirement Plan

401(k) Company Match

Parental Leave

Mental Health Support

Unlimited Paid Time Off

Hybrid Work Options

Flexible Work Hours

Growth & Insights and Company News

Headcount

6 month growth

15%

1 year growth

8%

2 year growth

3%
readmagazine.com
Aug 19th, 2025
Heron & KLC Financial Partner to Streamline Equipment Finance with AI

Heron has partnered with Minneapolis-based Equipment Finance company, KLC Financial, marking Heron's expansion into the Commercial Lending space.

PYMNTS
Jul 15th, 2025
Heron Data Secures $16M for Automation

Heron Data raised $16 million in a Series A funding round to expand its lending automation services in sectors like insurance and SMB lending. The company aims to automate document-based workflows, freeing humans for complex tasks. Heron's tools can perform tasks like eligibility checks in seconds, enhancing credit access and accuracy. CEO Johannes Jaeckle emphasizes the balance between AI and human review for reliable outcomes.

FinSMEs
Jul 15th, 2025
Heron Raises $16M in Series A Funding

Heron, a NYC-based startup using AI to automate workflows in business lending, equipment finance, and insurance, raised $16M in Series A funding.

PR Newswire
Jul 15th, 2025
Heron raises $16M Series A to bring the AI revolution from Silicon Valley to American businesses

/PRNewswire/ -- Heron, a startup using AI to automate workflows in business lending, equipment finance, and insurance, has raised $16 million in Series A...

AlleyWatch
Jul 15th, 2025
The AlleyWatch Startup Daily Funding Report: 7/15/2025

Covenant, an AI-powered law firm built for private market investors, has raised $4M in Seed funding led by Flybridge.