Full-Time

Banking Services Operations Associate IV

SCRA Servicing

Posted on 1/15/2025

M&T Bank

M&T Bank

10,001+ employees

Full-service banking for individuals and businesses

Financial Services

Compensation Overview

$18.57 - $30.95Hourly

Junior, Mid

Millsboro, DE, USA + 2 more

More locations: Burlington, VT, USA | Buffalo, NY, USA

Hybrid role requiring in-office presence.

Category
Customer Experience
Customer Support
Customer Success & Support
Required Skills
Risk Management
Customer Service
Requirements
  • Associate’s Degree and a minimum of 1 year work experience
  • In lieu of a degree, a combined minimum of 3 years’ higher education and/or general work experience
Responsibilities
  • Respond to simple and moderately complex customer inquiries for military service members and dependents related to the SCRA regulation, Bank policies and related customer service requests.
  • Perform system maintenance on mortgage and loan servicing systems including the adjusting of interest rate.
  • Complete simple and moderately complex document review and validation related to administering the Bank's SCRA compliance program.
  • Provide timely written communication to customers to respond to their inquiries.
  • Create and maintain related business documentation such as procedures, training materials, business unit presentations.
  • Interpret legal and Bank documents for internal processing through analysis of circumstances and document recommended action steps to management.
  • Understand and adhere to the Company’s risk and regulatory standards, policies and controls in accordance with the Company’s Risk Appetite. Identify risk-related issues needing escalation to management.
  • Promote an environment that supports diversity and reflects the M&T Bank brand.
  • Maintain M&T internal control standards, including timely implementation of internal and external audit points together with any issues raised by external regulators as applicable.
  • Complete other related duties as assigned.
Desired Qualifications
  • Proficiency with personal computers as well as pertinent spreadsheet and word processing software
  • Demonstrated excellent verbal and written communication skills
  • Demonstrated problem solving skills

M&T Bank provides a variety of banking services to individuals, small businesses, and larger enterprises. Its offerings include mortgage assistance programs, personal and business checking accounts, and mobile banking solutions. The bank primarily operates in the Northeastern and Mid-Atlantic regions of the United States, emphasizing community engagement and a customer-focused approach. M&T Bank's business model is based on traditional banking services such as loans, deposits, and investment products, generating revenue through interest income and service fees. A key aspect that sets M&T Bank apart from its competitors is its commitment to community involvement, which includes allowing employees to volunteer and supporting local organizations. The recent merger with United Bank, N.A. has further expanded its services and market presence.

Company Stage

IPO

Total Funding

N/A

Headquarters

Buffalo, New York

Founded

1993

Simplify Jobs

Simplify's Take

What believers are saying

  • M&T Bank's $1.5 billion senior notes offering strengthens its financial position.
  • Decreased prime rate may attract more borrowers, increasing loan volume.
  • Shannon Lazare's appointment as New Jersey Regional President enhances local community engagement.

What critics are saying

  • Competition from fintechs could erode M&T Bank's market share among tech-savvy customers.
  • Integration challenges from the United Bank merger may disrupt operations.
  • Decreased prime rate could reduce interest income, impacting profitability.

What makes M&T Bank unique

  • M&T Bank emphasizes community engagement through its charitable foundation and volunteer programs.
  • The bank offers a wide range of traditional and digital banking services.
  • Recent merger with United Bank, N.A. expands M&T's market reach and service offerings.

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Benefits

401(k) Company Match

401(k) Retirement Plan

Flexible Work Hours

Hybrid Work Options

Paid Vacation

Paid Holidays

Health Insurance

Dental Insurance

Vision Insurance

Life Insurance

Disability Insurance

Health Savings Account/Flexible Spending Account