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Full-Time

Staff Software Engineer

Digital Identity

Posted on 9/16/2024

SoFi

SoFi

1,001-5,000 employees

Offers diverse personal finance solutions

Fintech
Financial Services

Senior, Expert

Seattle, WA, USA

Category
Backend Engineering
Security Engineering
Software Engineering
Required Skills
Kotlin
Java
REST APIs
Requirements
  • 6+ years of experience of working on highly scalable and available systems, as well as delivering quality software and architecture
  • Proficiency with at least one object oriented programming language (preferably Java or Kotlin)
  • Experience leading and mentoring teams, and working on multi-quarter projects
  • Knowledge of REST API, design patterns, and scalable containerized systems and microservices.
  • Proven track record of working on scaling highly available, mission-critical systems with a SOA architecture
  • Growth mindset and a deep passion to improve customer experience
Responsibilities
  • Drive and contribute to the design and implementation of scalable, secure and efficient entitlement, permission and authorization management systems
  • Operate with a high degree of independence and autonomy to solve ambiguous problems, as well as take ownership of your work, from design to deployment, and be a champion for operational excellence
  • Partner with project leads, product managers as well as other software developers to translate business requirements into technical solutions
  • Participate in shaping the long-term architecture and vision for the team. Support the professional development of other team members.
  • Participate in the entire product lifecycle, implement new functionality, architect new systems, squash bugs, maintain the health and documentation of the code; and continuously grow as an engineer

SoFi provides a variety of financial services aimed at helping individuals manage their money effectively. Its offerings include home loans, personal loans, student loan refinancing, credit cards, and investment options. SoFi's platform is designed to be user-friendly and mobile-first, allowing members to easily access and utilize these services. The company differentiates itself from competitors by offering a comprehensive suite of financial products under one roof, along with educational resources to assist users in making informed financial decisions. SoFi's goal is to create a seamless experience for its members, encouraging them to engage with multiple services while fostering an inclusive environment.

Company Stage

IPO

Total Funding

$6.2B

Headquarters

San Francisco, California

Founded

2011

Growth & Insights
Headcount

6 month growth

5%

1 year growth

8%

2 year growth

18%
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Simplify's Take

What believers are saying

  • SoFi's strategic partnerships and securitization deals, such as the $350M loan securitization with PGIM, bolster its lending capabilities and financial stability.
  • The company's innovative approach to financial wellness, including the integration of spending, saving, and lending products, offers employees a dynamic and forward-thinking work environment.
  • SoFi's commitment to inclusivity and a welcoming environment fosters a positive workplace culture, enhancing employee satisfaction and retention.

What critics are saying

  • Regulatory challenges, such as the recent $1.1M fine for failing to verify customer accounts, could impact SoFi's reputation and operational costs.
  • The competitive fintech landscape requires continuous innovation to maintain market share, posing a risk if SoFi fails to keep pace with industry advancements.

What makes SoFi unique

  • SoFi's mobile-first approach and comprehensive suite of financial services create a seamless, integrated experience that sets it apart from traditional financial institutions.
  • The company's focus on member-centric services, including discounted financial planning and educational resources, enhances customer loyalty and engagement.
  • SoFi's recent expansion into alternative investments through partnerships like Templum provides unique investment opportunities for retail investors, distinguishing it from other fintech platforms.

Benefits

You’re taken care of. SoFi employees receive comprehensive health, vision, dental, life insurance, and disability benefits—as well as flexible time off, fitness, fertility, and family planning options.

Realize your ambitions. We want to help our employees achieve financial freedom, just like our members. That’s why we contribute $200 per month toward your student loans to help pay down your debt—plus free financial classes.

Never stop learning. We offer frequent training, mentorship opportunities, and leadership programs to develop our people. We also cover tuition costs for approved programs, up to $5,250 per year.

INACTIVE