Credit Analyst

Job Description

Job Title: Credit Analyst

Duration: 1 Year

Location: Newark NJ

This is a credit position with a stable Fortune 500 utility company located in New Jersey. The successful candidate will provide analytical and credit underwriting expertise to support the loan origination and portfolio monitoring efforts of the Solar Loan Program.

Key Duties 

• Review and analyze financial statements, credit ratings, financial models, both for existing clients and on new commercial solar financing opportunities

• Establish and maintain contact with clients throughout the due diligence process to obtain/provide information and advice, conduct interviews and relay information regarding the process and client's requirements

• Evaluate credit proposals and applications, conduct due diligence and make written credit recommendations to management

• Assist in documenting new financing transactions

• Responsible for monitoring of borrowers' financial condition as required by the loan agreement

• Assist in the identification and analysis of potential business transactions and assist in the preparation of presentations/pitches

• Provide support for special projects and other functions as requested

Essential Qualifications: 

• 3 5 years financial analysis and/or credit experience

• Bachelor Degree in business or finance or equivalent experience

• Strong technical, computational and quantitative skills

• Ability to build, review and maintain complex cash flow forecasting models with an excellent understanding of lending financial concepts and ratios

• Understanding of financial statements, corporate finance theories and practices, credit and risk principles, accounting, economics and statistics as well as strong research skills

• Excellent interpersonal, presentation, oral and written communication skills and an ability to explain complicated financial concepts

• Demonstrated job commitment including a willingness to work under deadlines in a high-volume, fast-paced, results-driven environment with flexibility and adaptability in order to meet client requirements

• Proven ability to pay close attention to detail, multi-task and work collaboratively within a team under tight deadlines

• Well-developed organizational and time management skills in order to respond to shifting priorities on several simultaneous projects

• Superior proficiency in Microsoft Excel, Word, and PowerPoint

Desired Qualifications: 

• Previous US power and renewables experience

• Prior investment/corporate banking work experience

• Project Finance experience/knowledge

• Understanding of New Jersey's solar energy market and familiarity with local utility solar financing programs, CMMS, OMS and other client's applications.

Qualifications

Must have 4 year degree. 

Additional Information

Thanks

Warm Regards

Harshad

(732) 429 1922