Senior Anti-Money Laundering Sanctions Analyst

Position Overview

At PNC, our people are our greatest differentiator and competitive advantage in the markets we serve. We are all united in delivering the best experience for our customers. We work together each day to foster an inclusive workplace culture where all of our employees feel respected, valued and have an opportunity to contribute to the company’s success. As an AML Sanctions Analyst Sr within PNC's Real Time Solutions organization, you may be based remotely in the Pittsburgh, PA, Cleveland, OH, Columbus, OH, Laredo, TX, McAllen, TX, Tampa, FL or Rocky Mount, NC markets. This position may not be available in all geographic locations.

The Senior AML Sanctions Analyst is responsible for reviewing and investigating financial transactions, primarily wire transfers, to identify potential sanctions-related risks and ensure compliance with applicable regulatory requirements and internal policies. This role performs detailed sanctions screening reviews, conducts name and entity matching analysis, and determines whether transaction parties, countries, vessels, or other associated entities represent a true match or false positive against sanctions lists.

The ideal candidate has experience in wire processing operations, queue-based transaction review environments, and managing high-volume workloads while maintaining accuracy and compliance standards within a fast-paced setting.

Key Responsibilities
• Review domestic and international wire transactions for potential sanctions concerns involving individuals, entities, countries, vessels, and other sanctioned parties.
• Analyze alerts generated through sanctions screening systems to determine whether matches represent true sanctions concerns or false positives.
• Perform detailed list comparison analysis by evaluating transaction information against applicable sanctions lists and identifying potential matches.
• Conduct due diligence and research using available tools, systems, and external resources to support alert disposition decisions.
• Document investigative findings, rationale, and decision-making in accordance with regulatory and internal requirements.
• Manage a queue-based workflow environment, reviewing transactions on a first-in, first-out (FIFO) basis while meeting established service level agreements.
• Process multiple alerts and transactions simultaneously while maintaining strong attention to detail and accuracy.
• Escalate complex or high-risk sanctions concerns to senior leadership or compliance partners as appropriate.
• Collaborate with internal business partners, operations teams, and compliance stakeholders to resolve sanctions-related inquiries.
• Remain current on sanctions regulations, industry trends, and emerging financial crime risks.
• Support audit, regulatory examination, and quality assurance requests as needed.
• Contribute to process improvement initiatives that enhance operational efficiency and risk mitigation efforts.

Qualifications
• Experience working in a high-volume, queue-based processing environment.
• Strong analytical and investigative skills with the ability to compare transaction details against sanctions screening results.
• Ability to distinguish true matches from false positives through effective research and due diligence.
• Strong written and verbal communication skills.
• Excellent organizational skills and ability to prioritize multiple tasks simultaneously.
• Proficiency with Microsoft Office applications and compliance-related systems.
• Experience reviewing wire transfers and other payment transactions for compliance or risk concerns is a plus

The hours for this position will be Monday - Friday from 3:00 PM until 11:30 PM (training Monday - Friday 1:00 PM until 9:30 PM)This position may be eligible for remote work in select geographic locations, subject to approval by PNC. If approved, work must be conducted from a quiet, secure, and confidential home-based workspace. Occasional in-office participation may be required based on business needs.PNC will not provide sponsorship for employment visas or participate in STEM OPT for this position.

Job Description

• Assists in analyzing the implementation of enterprise wide and business unit Anti-Money Laundering (AML) and Sanctions Programs to prevent illegal, unethical, or improper business practices. Assists in the execution and oversight of activities to comply with the Bank Secrecy Act, AML, USA PATRIOT ACT and Sanctions Program requirements. Developing ability to constructively challenge conclusions/status quo.
• Update AML and Sanctions policies and procedures as needed. Ensure that Compliance Manuals, Front Office Manuals, policies and procedures accurately reflect current laws, rules, other regulatory requirements and management intent. Independently challenges analyses, reviews and recommendations.
• Identify and define the AML and Sanctions objectives for assigned line(s) of business, products/services and applicable regulations. Communicate and socialize those objectives (from a leadership position) to the business. Coordinate AML and Sanctions compliance monitoring and oversee preparation of compliance reports. May serve as a resource regarding AML and Sanctions compliance impact on overall business activities, product development and customer activities.
• Collects information and provides input used to prepare AML and Sanctions compliance reports and/or customer risk profiles. Identifies issues, recommends corrective action plans and escalates through proper governance channels as needed. Analyzes assessments of AML and Sanctions risk and internal controls. Researches AML and Sanctions regulatory developments. Understands impact of regulatory developments and begins to anticipate steps required to change or calibrate AML and Sanctions internal controls and policies.
• Supports key business initiatives by identifying AML and Sanctions Compliance risks and providing resolutions to manage these risks.

PNC Employees take pride in our reputation and to continue building upon that we expect our employees to be:

• Customer Focused - Knowledgeable of the values and practices that align customer needs and satisfaction as primary considerations in all business decisions and able to leverage that information in creating customized customer solutions.
• Managing Risk - Assessing and effectively managing all of the risks associated with their business objectives and activities to ensure they adhere to and support PNC's Enterprise Risk Management Framework.

Qualifications

Successful candidates must demonstrate appropriate knowledge, skills, and abilities for a role. Listed below are skills, competencies, work experience, education, and required certifications/licensures needed to be successful in this position.

Preferred Skills

Compliance Reporting, Customer Risk, Decision Making, Regulatory Requirements, Risk Assessments, Risk Control, Strategic Objectives

Competencies

Accuracy and Attention to Detail, Anti-money Laundering/Sanctions Policies and Procedures, Audit And Compliance Function, Fraud Management, Internal Controls, Problem Solving, Quality Management

Work Experience

Roles at this level typically require a university / college degree with < 1 year of professional experience and/or successful completion of a formal development program. In lieu of a degree, a comparable combination of education, job specific certification(s), and experience (including military service) may be considered.

Education

Bachelors

Certifications

No Required Certification(s)

Licenses

No Required License(s)

Language Assessments

No Required or Preferred Language Assessments

Pay Transparency

Base Salary: $41,250.00 – $75,625.00Salaries may vary based on geographic location, market data and on individual skills, experience, and education.

Application Window

Generally, this opening is expected to be posted for two business days from 09/09/2026, although it may be longer with business discretion.

Benefits

PNC offers a comprehensive range of benefits to help meet your needs now and in the future. Depending on your eligibility, options for full-time employees include: medical/prescription drug coverage (with a Health Savings Account feature), dental and vision options; employee and spouse/child life insurance; short and long-term disability protection; 401(k) with PNC match, pension and stock purchase plans; dependent care reimbursement account; back-up child/elder care; adoption, surrogacy, and doula reimbursement; educational assistance, including select programs fully paid; a robust wellness program with financial incentives.In addition, PNC generally provides the following paid time off, depending on your eligibility: maternity and/or parental leave; up to 11 paid holidays each year; 9 occasional absence days each year, unless otherwise required by law; between 15 to 25 vacation days each year, depending on career level; and years of service.

To learn more about these and other programs, including benefits for full time and part-time employees, visit pncthrive.com.

Disability Accommodations Statement

If an accommodation is required to participate in the application process, please contact us via email at [email protected]. Please include “accommodation request” in the subject line title and be sure to include your name, the job ID, and your preferred method of contact in the body of the email. Emails not related to accommodation requests will not receive responses.  Applicants may also call 877-968-7762 and say "Workday" for accommodation assistance. All information provided will be kept confidential and will be used only to the extent required to provide needed reasonable accommodations.

At PNC we foster an inclusive and accessible workplace.  We provide reasonable accommodations to employment applicants and qualified individuals with a disability who need an accommodation to perform the essential functions of their positions.

Equal Employment Opportunity (EEO)

PNC provides equal employment opportunity to qualified persons regardless of race, color, sex, religion, national origin, age, sexual orientation, gender identity, disability, veteran status, or other categories protected by law.

This position is subject to the requirements of Section 19 of the Federal Deposit Insurance Act (FDIA) and, for any registered role, the Secure and Fair Enforcement for Mortgage Licensing Act of 2008 (SAFE Act) and/or the Financial Industry Regulatory Authority (FINRA), which prohibit the hiring of individuals with certain criminal history.

California Residents

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