Full-Time

Senior Partner Decision Scientist

Posted on 12/20/2024

Credit Karma

Credit Karma

1,001-5,000 employees

Provides free credit scores and financial tools

No salary listed

Senior

Company Historically Provides H1B Sponsorship

Charlotte, NC, USA

Category
Risk Management
Finance & Banking
Required Skills
Python
Data Science
SQL
Machine Learning
Data Analysis
Requirements
  • Bachelor's Degree in Statistics, Math, Data Analytics or a relevant quantitative discipline
  • 5+ years Experience in statistical analysis, modeling, or data analysis related to one or more of: credit and underwriting, customer segmentation and marketing analytics, or customer valuations
  • Advanced knowledge and experience with working with consumer credit data
  • Proven understanding and usage of Python, SQL, or similar industry standard tools used for large-scale data analysis and modeling
  • Experience machine learning techniques
  • Experience working with teams at Financial institutions
Responsibilities
  • Be the essential bridge between banking / FinTech partners and the Credit Karma data science platform
  • Work hand-in-hand with internal data science teams and partner risk science teams to integrate and build decision science models on the CK platform
  • Build relations with data science teams at financial institutions, ranging from VP-level executives to hands-on data scientists
  • Thoroughly understand the capabilities of the Credit Karma machine learning platform and help guide requirements and enhance capabilities
  • Increase and guide the partner model building and analytics process, coaching partner risk teams on machine learning capabilities provided by the CK platform

Credit Karma provides free financial tools and resources to help over 130 million members in the U.S., Canada, and the U.K. Its main offerings include free credit scores, credit monitoring, and personalized recommendations for credit cards and loans, such as car, home, and personal loans. Users can access these services without any cost, as Credit Karma generates revenue through partnerships with financial institutions. Unlike many competitors, Credit Karma focuses on a freemium model, allowing users to benefit from essential financial services for free while also promoting financial literacy and progress. The company's goal is to empower individuals to achieve their financial objectives by providing accessible tools and support.

Company Size

1,001-5,000

Company Stage

Acquired

Total Funding

$358M

Headquarters

Oakland, California

Founded

2007

Simplify Jobs

Simplify's Take

What believers are saying

  • Acquisition of Zendrive's technology enhances mobility risk intelligence capabilities.
  • AI-driven financial assistants could improve user engagement and personalized advice.
  • Growing trend of digital solutions adoption by SMBs presents expansion opportunities.

What critics are saying

  • Increased competition from well-funded fintech startups like FinTech One.
  • Integration challenges from Zendrive acquisition may divert focus from core services.
  • Intuit's focus on AI solutions may shift resources away from Credit Karma.

What makes Credit Karma unique

  • Credit Karma pioneered free credit scores, setting it apart in personal finance.
  • The platform offers a comprehensive suite of free financial tools and recommendations.
  • Credit Karma's freemium model generates revenue through partnerships with financial institutions.

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Benefits

Health Insurance

Dental Insurance

401(k) Retirement Plan

Commuter Benefits

Wellness Program

Paid Vacation

Paid Sick Leave

Education Perks

Growth & Insights and Company News

Headcount

6 month growth

0%

1 year growth

0%

2 year growth

0%
Yahoo Finance
Jan 23rd, 2025
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We all have a unique relationship with our finances shaped by our upbringing, culture, generation, and more. These influences can alter our perception of our finances and impact our choices — sometimes negatively.When a person has a distorted or unhealthy perception of their financial situation, it may be considered a form of “money dysmorphia.” Although it’s not a formally recognized psychological condition, the term is increasingly used to describe irrational beliefs or feelings about wealth, spending, or financial stability.If that sounds familiar, you may wonder if you have money dysmorphia. Learn more about the signs and symptoms, and what to do if you’re struggling.What is money dysmorphia?Drawing parallels to the mental health condition of body dysmorphic disorder (BDD) — commonly referred to as body dysmorphia — money dysmorphia refers to a distorted perception of your financial situation that doesn't match reality.For example, money dysmorphia can cause stress and anxiety around spending money, even though you earn plenty to cover all of your costs. Or it may drive you to overspend and have a distorted view of what you can truly afford.According to a 2024 study conducted by Qualtrics on behalf of Intuit Credit Karma, 29% of Americans experience money dysmorphia, with younger generations being more likely to report feelings of financial inadequacy (43% of Gen Z and 41% of millennials).7 signs of money dysmorphiaMoney dysmorphia doesn’t manifest the same way in every person. Some key indicators that you may be struggling with money dysmorphia can include:Avoiding checking your bank account balances, or constantly checking your account balancesMaxing out your credit cardsConstantly worrying about not saving enough moneyAvoiding spending any amount of money or making financial decisions because it causes you anxietyFeeling guilty or ashamed after spending moneyFeeling like you don’t have enough moneyConstantly comparing your financial situation to othersRead more: Most Americans are dissatisfied with their savings, survey showsRegardless of how money dysmorphia may present itself, the consequences can be severe and far-reaching.“The reality is that money dysmorphia can hold people back in personal and financial ways,” said Han Lim Kim, a licensed clinical psychologist at Clarity Therapy NYC. “You might be losing or hurting relationships by avoiding spending on activities with friends and family and miss out on the joys connected to these interactions

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Intuit has rolled out new tax platform offerings for personal and small business filers. The company behind services like TurboTax, Credit Karma and QuickBooks announced the new tools Thursday (Dec. 5), saying they were part of its efforts to help taxpayers outside of tax season. “Receiving a tax refund is a pivotal moment in the financial lives of millions of Americans each year, so we’re laser focused on eliminating the work and worry of tax filing, delivering the best ‘done-for-you’ tax prep experience on the market that puts maximum refunds guaranteed into customers’ pockets faster,” Mark Notarainni, Intuit executive vice president and general manager of the company’s consumer group, said in a news release

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PYMNTS
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