Full-Time
Senior Liquidity Product Manager
Citizens Financial Group
51-200 employees
Middle-market M&A advisory for strategic transactions
Compensation Overview
$163k - $175k/yr
Boston, MA, USA + 2 more
More locations: Providence, RI, USA | Norwood, MA, USA
In Person
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- 8-10+ years of experience in financial services, with demonstrated ownership of deposit products, liquidity, or related product disciplines.
- Strong understanding of commercial deposit products, liquidity management, pricing strategies, and banking operating models.
- Experience operating as a product owner with accountability for strategy, execution, and governance in regulated environments.
- Proven ability to partner effectively with Risk, Compliance, Operations, Technology, Treasury, Marketing, Finance, and Sales teams.
- Strong analytical judgment with the ability to translate regulatory, operational, and financial considerations into actionable product strategies.
- Excellent stakeholder management and executive-level communication skills.
- Self-starter with strong prioritization, operational rigor, and execution discipline.
- Develop deep expertise in assigned deposit products and liquidity services, including design, delivery, client value propositions, and revenue drivers.
- Serve as key point of contact for all things related to assigned product portfolio.
- Lead product lifecycle management, including all of the activities to develop and deliver on the product roadmap (insights gathering, strategy development, budget, prioritization, execution through partners, etc…).
- Support business planning, prioritization, and executive communication related to product portfolio strategy and performance.
- Participate in direct and indirect Sales efforts when necessary, attending client meetings, providing product insights and/or demos, strategizing with Sales and coordinating with Marketing.
- Ensure up-to-date product and services documentation supporting product design and delivery of portfolio of products (product guides, FAQs, procedures, process flows, Service Requests, Disclosures, Marketing materials, etc.).
- Drive strong risk management practices related to product design and delivery and support risk reviews, audit/exam, testing, and remediation.
- Familiarity with Agile delivery frameworks and modern product delivery tools is preferred.
Citizens M&A Advisory helps middle-market firms, private equity sponsors, and private owners with buy-side and sell-side mergers and acquisitions, plus other strategic deals. It uses sector expertise in technology, healthcare, and digital infrastructure, supported by Citizens Bank’s resources and by strategic hires like DH Capital. The team guides clients through a structured process—from goal setting to identifying targets or buyers, negotiating terms, and closing with bank support. Its approach combines client relationships, sector intelligence, and coordinated advisory across deals to align with clients’ strategic and financial objectives.
Company Size
51-200
Company Stage
IPO
Headquarters
Providence, Rhode Island
Founded
1828
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Simplify's Take
What believers are saying
- Q2 2026 EPS hit $1.30, and fee revenue reached a record.
- Management said middle-market deal activity is improving in July 2026.
- Citizens repurchased $300 million of stock in Q1 2026, signaling capital confidence.
What critics are saying
- Citizens still faces third-party data-incident scrutiny from April 2026.
- Matrix and DH Capital integration can distract bankers during client pitch cycles.
- A downturn in middle-market M&A quickly exposes Citizens' advisory growth story.
What makes Citizens Financial Group unique
- DH Capital gave Citizens digital infrastructure expertise in 2022.
- Matrix Capital Markets added downstream energy and convenience retail coverage in March 2026.
- Citizens Capital Markets & Advisory won mandates on Till Financial and Ondas deals in 2026.
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Benefits
Health Insurance
Dental Insurance
Vision Insurance
Parental Leave
Flexible Work Hours
Tuition Reimbursement
Wellness Program
Paid Vacation
Paid Sick Leave
Company News
Citizens Financial Group reported second quarter 2026 net income of $587 million, up 35% year-over-year, with earnings per share of $1.30, up 41% year-over-year and 15% quarter-over-quarter. The Providence, Rhode Island-based bank, which has $233.8 billion in assets, attributed the results to strong revenue growth and favourable credit performance. Chairman and CEO Bruce Van Saun highlighted progress on strategic initiatives, including growth in the Private Bank, record wealth fees, and record second quarter fees in capital markets. The company also announced successful launch of a new consumer mobile platform and progress on its "Reimagine the Bank" initiative. Citizens' board declared a quarterly dividend of $0.46 per share, payable on 13 August 2026 to shareholders of record on 30 July 2026.
The First Amendment is an important contractually binding document that modifies certain provisions of the original Credit Agreement between CareCloud, Inc., its subsidiaries, and Citizens Bank, N.A. The amendment was executed to address new requirements related to acquisitions and reporting obligations under the credit facility.
Safety Insurance Group has doubled its revolving credit facility with Citizens Bank to $100 million from $50 million, extending maturity to June 2031. The additional capacity remains undrawn, providing enhanced liquidity flexibility rather than immediate leverage. The expansion supports the property and casualty insurer's capital management programme, including dividends and share buybacks, though recent performance has been uneven with a Q1 2026 net loss. The company's investment case centres on disciplined underwriting and balance sheet conservatism rather than rapid profit growth. Analysts note profitability risks and relatively high valuation multiples compared to insurance peers. The Simply Wall St Community estimates fair value at $60.83 per share, suggesting current prices may be extended by 14%. The credit facility amendment provides a prudent backstop amid ongoing earnings volatility.
On June 5, 2026, Brown & Brown, Inc. entered into an amended and restated credit agreement with the lenders named therein, JPMorgan Chase Bank, N.A. as administrative agent, Bank of America, N.A.,...
Dropbox has completed a new $2 billion senior secured revolving credit facility arranged by Blackstone Credit & Insurance, with an initial $1 billion draw and the option to access an additional $1 billion. The company also authorised a $1.2 billion share repurchase programme. The proceeds will be used for working capital, general corporate purposes and share repurchases. Dropbox terminated its existing revolving credit agreement, which had been in place since March 2014. CEO Drew Houston said the financing supports strategic goals, including development of new products like Dropbox Dash, whilst aligning with financial guidance for Q4 and FY 2024. The company expects to meet or exceed financial targets. The move reflects Dropbox's broader capital allocation strategy, balancing growth investment with shareholder returns.