Commercial Portfolio Manager

Zions Bank recognizes that its success comes from the dedication, experience, and talents of its diverse employee base. As we usher in the next generation of banking, we’re committed to being the premier employer of choice. We’re proud to have ranked among American Banker magazine’s “Best Banks to Work For” almost every year since 2013, as Best Employer from Utah’s Best of State, among the Best Places to Work in Idaho, and “among the Salt Lake Tribune’s Top Workplaces. Make the leap into a new era of banking. Let us transform your career.

With benefits starting on day one, 12 bank holidays, profit sharing and company-matched 401(k) contributions, Zions is committed to career growth and advancement. At Zions, the possibilities are endless. You bring the talent; we bring the opportunity.

Zions Bank has just opened an opportunity for a Dealer Banking Commercial Portfolio Manager based in the Dealer Banking Department located at the Sandy, Utah office.

If you’re ready for the next rung on your career ladder, this may be your opportunity. 

Ideal candidates will have the skills and experience necessary to\: 

• Underwrite and service a portfolio of commercial loan relationships.

• Spread and analyze financial statements, address industry risks, collateral requirements, loan structuring and pricing, credit analysis, monitor credit performance and loan presentations.

• Handle reporting on loans, involving such things as past dues, documentation and collateral exceptions, financial performance updates, portfolio profitability, etc.

• Provide customer service through clear communication skills, approachability, and working knowledge of all processes.

• Manage existing client relationships.

• Assist Relationship Managers and Branch Managers with credit requests.

• Collaborate and communicate with internal and external clients at a high level regarding sensitive matters, as well as routine matters.

• Expand, build and maintain relationships, with a resulting high degree of customer satisfaction.

• Remain flexible and support other responsibilities as needed for the business

  .

What you need to bring to the table\:  

• Typically requires a Bachelor’s degree and 4+ years credit associated lending or 7+ years related experience. An equivalent combination of education and experience may meet qualifications.

• Comprehensive understanding of underwriting.

• Advanced knowledge of commercial and/or related lending required.

• Deep knowledge of credit analysis, spreading and analyzing financial statements, credit scoring, loan documentation, etc.

• Experience with bank loan and deposit systems preferred\:

• Credit Lead

• Aviva

• Tax Analysis

• Moody’s

• Excellent writing and verbal communication skills and confidence in working with internal and external senior level individuals.

• Advanced level expertise with MS Office – most particularly with Excel.

Benefits\: 

• Medical, Dental and Vision Insurance - START DAY ONE! 

• Life and Disability Insurance, Paid Parental Leave and Adoption Assistance

• Health Savings (HSA), Flexible Spending (FSA) and dependent care accounts

• Paid Training, Paid Time Off (PTO) and 11 Paid Federal Holidays, and any applicable state holidays

• 401(k) plan with company match, Profit Sharing, competitive compensation in line with work experience

• Mental health benefits including coaching and therapy sessions

• Tuition Reimbursement for qualifying employees enrolled in an accredited degree program related to the needs of the business, maximum of $5,250 per calendar year, employees are eligible for the program upon hire

Zions Bank recognizes that its success comes from the dedication, experience, and talents of its diverse employee base. As we usher in the next generation of banking, we’re committed to being the premier employer of choice. We’re proud to have ranked among American Banker magazine’s “Best Banks to Work For” almost every year since 2013, as Best Employer from Utah’s Best of State, among the Best Places to Work in Idaho, and “among the Salt Lake Tribune’s Top Workplaces. Make the leap into a new era of banking. Let us transform your career.

With benefits starting on day one, 12 bank holidays, profit sharing and company-matched 401(k) contributions, Zions is committed to career growth and advancement. At Zions, the possibilities are endless. You bring the talent; we bring the opportunity.

Zions Bank has just opened an opportunity for a Dealer Banking Commercial Portfolio Manager based in the Dealer Banking Department located at the Sandy, Utah office.

If you’re ready for the next rung on your career ladder, this may be your opportunity. 

Ideal candidates will have the skills and experience necessary to\: 

• Underwrite and service a portfolio of commercial loan relationships.

• Spread and analyze financial statements, address industry risks, collateral requirements, loan structuring and pricing, credit analysis, monitor credit performance and loan presentations.

• Handle reporting on loans, involving such things as past dues, documentation and collateral exceptions, financial performance updates, portfolio profitability, etc.

• Provide customer service through clear communication skills, approachability, and working knowledge of all processes.

• Manage existing client relationships.

• Assist Relationship Managers and Branch Managers with credit requests.

• Collaborate and communicate with internal and external clients at a high level regarding sensitive matters, as well as routine matters.

• Expand, build and maintain relationships, with a resulting high degree of customer satisfaction.

• Remain flexible and support other responsibilities as needed for the business

  .

What you need to bring to the table\:  

• Typically requires a Bachelor’s degree and 4+ years credit associated lending or 7+ years related experience. An equivalent combination of education and experience may meet qualifications.

• Comprehensive understanding of underwriting.

• Advanced knowledge of commercial and/or related lending required.

• Deep knowledge of credit analysis, spreading and analyzing financial statements, credit scoring, loan documentation, etc.

• Experience with bank loan and deposit systems preferred\:

• Credit Lead

• Aviva

• Tax Analysis

• Moody’s

• Excellent writing and verbal communication skills and confidence in working with internal and external senior level individuals.

• Advanced level expertise with MS Office – most particularly with Excel.

Benefits\: 

• Medical, Dental and Vision Insurance - START DAY ONE! 

• Life and Disability Insurance, Paid Parental Leave and Adoption Assistance

• Health Savings (HSA), Flexible Spending (FSA) and dependent care accounts

• Paid Training, Paid Time Off (PTO) and 11 Paid Federal Holidays, and any applicable state holidays

• 401(k) plan with company match, Profit Sharing, competitive compensation in line with work experience

• Mental health benefits including coaching and therapy sessions

• Tuition Reimbursement for qualifying employees enrolled in an accredited degree program related to the needs of the business, maximum of $5,250 per calendar year, employees are eligible for the program upon hire