AML Sanctions and KYC Analyst l @ Onbe

Onbe, a fast-growing FinTech, bringing innovation to a rapidly growing global marketplace, stands for “on behalf.” Because that’s exactly how we work: on behalf of our clients, as their comprehensive payments partner. We transform the way payments are imagined — as an opportunity for innovation, a source of insight to customers, and a way to connect with partners around the globe!

The AML Sanctions and KYC Analyst will play a vital role in the Compliance department supporting our efforts to mitigate risks related to money laundering, terrorism financing, and other financial crimes. This role involves conducting comprehensive PEP (Politically Exposed Persons) and adverse media screening, due diligence, and analysis to ensure compliance with sanctions regulations and KYC requirements. In addition, you will collaborate closely with our customer service team to address partner concerns related to sanctions and KYC issues.

This position is remote, but it’s essential that candidates reside within 30 miles of the Metro Dallas area. The role may occasionally require in-person meetups and travel.

Responsibilities:

Supervise and analyze global sanctions lists, regulatory changes, and advisories.
Conduct comprehensive investigations to identify potential sanctions matches.
Provide recommendations for escalating and reporting sanctions-related issues.
Review customer onboarding and ongoing due diligence documentation.
Verify customer identities and assess the nature of their business activities.
Ensure KYC files are complete, up-to-date, and aligned with regulatory standards.
Evaluate customer transactions and account activity for unusual or suspicious behavior.
Assess and rate the level of risk associated with each customer relationship.
Collaborate with the risk management team to resolve appropriate risk mitigation strategies.
Serve as a point of contact for the customer service team regarding sanctions and KYC inquiries and issues.
Provide guidance and support to resolve customer-related issues related to compliance.
Collaborate with customer service representatives to address customer concerns while maintaining compliance standards.
Prepare and maintain detailed records.
Generate reports for internal and external stakeholders as required by regulations.
Assist in preparing and filing suspicious activity reports (SARs) and sanctions-related reports.
Stay current with sanctions regulations, industry best practices, and emerging risks.
Provide training and guidance to colleagues on sanctions and KYC matters.
Supervise and analyze global sanctions lists, regulatory changes, and advisories.
Conduct thorough PEP and adverse media screening to identify potential matches.
Handles other compliance initiatives, as needed.

Qualifications:

1-2 years of tangible work experience in operations, customer service, or working at a financial service organization.
Ability to take direct ownership of projects.
Organized with a keen eye and attention for detail.
Strong work ethic and problem-solving skills.
Excellent written and verbal communication.
Proficiency in standard PC (Word, Excel and PowerPoint) programs and SQL.

The base salary range for this position is budgeted between $49,000 - $55,000 with eligibility for an annual bonus. The actual base salary offered depends on a variety of factors, including but not limited to the qualifications of the individual applicant for the position, years of relevant experience, specific and unique skills, level of education attained, certifications or other professional licenses held, business needs, and market demand. Our competitive benefits includes medical, dental, vision, wellness, 401(k) matching, open PTO, generous parental leave, and more! Our job titles may span more than one career level. All candidates are encouraged to apply. #LinkedIn-Hybrid

At Onbe, a diverse group of people, ideas, and perspectives are key to achieving phenomenal things. For over 25 years, our focus has remained on building a culture of openness and ingenuity, where employees come together to innovate and build disbursement solutions that make the lives of our clients and their consumers and workforces easier and better. Our definition of success includes celebrating differences and affirming belonging. To that end, we ask employees to come to Onbe as they are and contribute their diverse perspectives, identities, and experiences.

We believe that the recruiting phase is only the very beginning of diversity and inclusion. At Onbe, we’re constantly evolving the way we celebrate diversity every day and in everything we do. With several internal committees that are dedicated to mental and physical wellness, diversity, inclusion, and community outreach, we are committed to making a culture that is inclusive to all.

Onbe is proud to be an equal opportunity employer. We seek out ways to create a mindful workforce that embraces diversity and celebrates a culture of inclusion. We do not discriminate against employees or job applicants on the basis of race, color, ancestry, national origin, sex (including pregnancy), gender identity, sexual orientation, marital or family status, religion, age, disability, genetic information or military service. Our equal opportunity policy applies to all decisions of employment including hiring, placement, promotion or advancement, termination, layoff, recall, transfer, compensation, training and leaves of absence

Responsibilities:

Qualifications:

6 month growth

1 year growth

2 year growth