Full-Time

Financial Advisor CIRO-MFD

Posted on 11/14/2025

Deadline 11/18/25
CIBC

CIBC

1,001-5,000 employees

Full-service banking, wealth management, capital markets

No salary listed

Toronto, ON, Canada

In Person

Category
Finance & Banking (1)
Requirements
  • You can demonstrate 1 – 3 years experience in providing financial advice to clients and establishing relationships while achieving performance targets.
  • You are a certified professional (CIRO-MFD). You have current accreditation and good standing in The Canadian Securities Course (CSC)/Canadian Investments Funds Course (CIFC)/Investment Funds in Canada Course (IFC) and must meet eligibility requirements for CIRO-MFD licensing.
  • You are a certified professional (Quebec). You have current accreditation and good standing in AMF licensing; Successful completion of Canadian Investment Funds Course (CIFC) or the Canadian Securities Course (CSC) to support AMF licensing, and Registered Retirement Consultant (RRC). It’s an asset if you’ve completed CSI/ICB Investment and Taxation Fundamentals Course - Quebec (0774) and CSI/ICB Legal & Ethical Aspects of Financial Planning Course (0790).
  • You need to be legally eligible to work at the location(s) specified and, where applicable, must have a valid work or study permit.
Responsibilities
  • Engage with clients and provide tailored advice and solutions in all areas of financial planning including day-to-day banking, investments, lending and estate planning, while cultivating your network to establish new client relationships.
  • Develop business by understanding local market and potential client base to create sales plans that will convert leads into new clients, using relationship-building to create connections, generate opportunities, and deliver bottom line results, and leveraging CIBC’s range of credit and investment solutions to provide a needs-based approach that results in satisfied, loyal clients and increased referrals.
  • Participate in community involvement by attending local events and participating in marketing and outreach activities to grow your network and create lasting connections for future opportunities.

CIBC is a diversified bank serving individuals, businesses, and institutional investors through four units: Canadian Personal and Business Banking, Canadian Commercial Banking and Wealth Management, U.S. Commercial Banking and Wealth Management, and Capital Markets. It offers deposits, loans, credit cards, mortgages, investment management, and advisory services, generating revenue from interest, fees, and trading; services are delivered via branches and digital channels for a smooth client experience. Unlike some peers, CIBC emphasizes a client-centric approach, a broad product range, and a cross-border footprint in Canada and the United States, supported by ongoing digital transformation. Its goal is to serve about 13 million clients in North America with integrated financial services and continuously improve customer experience through digital tools.

Company Size

1,001-5,000

Company Stage

N/A

Total Funding

N/A

Headquarters

null

Founded

N/A

Simplify Jobs

Simplify's Take

What believers are saying

  • Q1 2026 revenue grew 15% to CAD 8.4 billion with margin expansion.
  • U.S. commercial lending portfolio strengthened via Gold.com facility expansion to $1.1B.
  • Projected CA$34.4 billion revenue by 2029 requires 7.2% annual growth trajectory.

What critics are saying

  • RBC's U.S. commercial expansion erodes CIBC's 13-state footprint within 12-24 months.
  • Fed rate cuts to 2-3% compress CIBC Bank USA margins in 12-18 months.
  • BMO's Bank of the West integration outcompetes CIBC's smaller U.S. unit by mid-2026.

What makes CIBC unique

  • Capital Markets division grew net income 42% in Q1 2026, outpacing peers.
  • Skip+ partnership drives card usage with $10 monthly vouchers for eligible cardholders.
  • Avantis CIBC ETF launch expands low-cost active investment options for Canadian clients.

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Benefits

Health Insurance

Dental Insurance

Vision Insurance

Life Insurance

Disability Insurance

Health Savings Account/Flexible Spending Account

Unlimited Paid Time Off

Flexible Work Hours

Remote Work Options

Paid Vacation

Employee Stock Purchase Plan

Defined Benefit Pension Plan

Wellbeing Support

Employee and Family Assistance Programs

MomentMakers

Purpose Day

Company News

Hope Standard
Apr 29th, 2026
Skip and CIBC enhance collaboration to deliver free Skip+ Membership and Monthly Rewards for Canadians.

Skip and CIBC enhance collaboration to deliver free Skip+ Membership and Monthly Rewards for Canadians. PR Newswire Today at 9:00am PDT Eligible CIBC cardholders, who have already saved tens of millions through Skip+, can now unlock more savings, more rewards and more value on everyday convenience TORONTO, April 29, 2026 /CNW/ - Skip, Canada's homegrown delivery network, and CIBC, one of Canada's leading financial institutions, today announced an expansion of their strategic collaboration to deliver even greater value to millions of Canadians through Skip+. Built to reward the way Canadians live, Skip+ empowers members to "Skip to the good part" by pairing $0 delivery fees at participating partners and exclusive in-app savings with access to VIP experiences from partners like Live Nation and WestJet. Starting today, eligible cardholders can access an enhanced Skip+ membership program, unlocking free membership and ongoing monthly rewards designed to help Canadians save more on everyday essentials. Building on the momentum of their 2024 launch - which has already helped CIBC customers save tens of millions on Skip - the enhanced program is designed to meet the growing demand for meaningful, recurring value. More ways to save, every month The enhanced program offers a streamlined path to savings for eligible CIBC cardholders, helping Canadians turn everyday ordering into consistent, predictable value from the purchases they already make: * Complimentary Skip+ Membership ($120 yearly value): $0 delivery fees at participating partners and access to member benefits * Welcome Bonus: Save $20 on your first order after linking (minimum $40 order) * Recurring Monthly Rewards: CIBC cardholders earn a $10 voucher every month when placing 4 orders of $30+ (before taxes, tips and fees) in any calendar month * Exclusive Member Perks: Exclusive offers and customized time-sensitive challenges for additional savings "Canadians are looking for smarter ways to make their dollars go further without sacrificing the experiences they love," said Rachel MacAdam, Vice President of Marketing at Skip. "By deepening our partnership with CIBC, we're making Skip+ an even more powerful everyday tool, helping eligible CIBC cardholders save on every order while unlocking exclusive experiences with partners like Live Nation and WestJet." As Canadians increasingly look to maximize value from a single loyalty ecosystem, the enhanced Skip+ and CIBC program reflects a broader shift in how Canadians engage with loyalty, prioritizing consistent, everyday value over one-off rewards. Together, Skip and CIBC are redefining what everyday loyalty looks like. Customers can link their eligible CIBC credit or debit card directly in the Skip app by visiting the My Skip tab (or by visiting the link here to start accessing these enhanced benefits today). About Skip Skip is Canada's homegrown delivery network. What started in 2012 as a local start-up in the Prairies has grown into a Canadian technology success story, connecting millions of Canadians in over 450 cities and towns with more than 50,000 local restaurant, grocery, convenience and retail partners. With a vision to empower everyday convenience, Skip helps Canadians get what they need, when they need it - so they can Skip to the Good Part of their day. As a subsidiary of Just Eat Takeway.com, one of the world's leading on-demand delivery companies, Skip combines local expertise with global scale to provide fast, reliable service when it matters most. About CIBC CIBC is a leading North American financial institution with 15 million personal banking, business, public sector and institutional clients. Across Personal and Business Banking, Commercial Banking and Wealth Management, and Capital Markets, CIBC offers a full range of advice, solutions and services through its leading digital banking network, and locations across Canada, in the United States and around the world. Ongoing news releases and more information about CIBC can be found at www.cibc.com/ca/media-centre. SOURCE Skip This is a paid placement. For further inquiries, please contact PR Newswire directly.

Investment Executive
Apr 10th, 2026
Product roundup: RBC iShares alliance rolls out five new ETFs.

Product roundup: RBC iShares alliance rolls out five new ETFs. Plus, new emerging market, target-date and tech funds, and a raft of fund changes The RBC iShares alliance, between RBC Global Asset Management (RBC GAM) and BlackRock Canada, has introduced five new investment funds, including three target-maturity bond ETFs and two actively managed equity ETFs. The new target-maturity bond funds include the RBC Target 2032 Canadian Government Bond ETF (TSX: RGQU), which has a 0.15% management fee, and the RBC Target 2032 Canadian Corporate Bond ETF (TSX: RQU) and RBC Target 2032 U.S. Corporate Bond ETF (TSX: RUQU/RUQU.U), which both have a 0.2% management fee. Those funds join RBC iShares' suite of target-maturity bond ETFs, which has grown to more than $4 billion in assets across maturities ranging from 2026 to 2032. The actively managed equity funds include the RBC Canadian Equity ETF (TSX: RCAN) and RBC U.S. Large-Cap Equity ETF (TSX: RUSA/RUSA.U), which both have a 0.39% management fee. The funds leverage the expertise of RBC GAM's North American equities team, which collectively manages more than $100 billion in assets. All five funds are managed by RBC GAM. CI GAM expands access to fund. CI Global Asset Management (CI GAM) has made new investment options available for the CI Morningstar International Value Index ETF. Previously, the CI Morningstar International Value Index ETF was only offered in Canadian-dollar hedged (TSX: VXM) and unhedged units (TSX: VXM.B). As of Tuesday, it's also offered in a mutual fund format - the CI Morningstar International Value Hedged Index Fund, which invests in hedged units of the ETF and is available in mutual fund series A, F, I and P units, as well as in unhedged U.S.-dollar ETF units (TSX:VXM.U). The fund is designed to replicate the performance of the Morningstar Developed Markets ex-North America Target Value Index, providing investors with exposure to undervalued companies in developed markets outside of the U.S. and Canada. CIBC, Avantis unveil emerging markets fund. CIBC Asset Management Inc. (CAMI) has debuted a new emerging markets ETF as part of its partnership with Avantis Investors, a subsidiary of Kansas City, Mo.-headquartered American Century Investments. The Avantis CIBC Emerging Markets ETF (TSX: CAEM) began trading on the TSX on Tuesday. It aims to provide long-term capital growth by investing primarily in equities of all market caps across eligible emerging markets. The fund has a 0.39% management fee and medium risk rating. It joins a suite of Canadian, U.S., and international funds offered by CAMI and Avantis Investors, which surpassed $125 billion in assets under management on Feb. 28. MFS updates its target-date fund suite. MFS Investment Management Canada Ltd. has announced new additions to its suite of target-date maturity funds, and that the product suite has been added to iA Financial Group's platform. For one, MFS is including new underlying funds as part of its MFS LifePlan suite of funds, including: * MFS Blended Research Global Equity Fund * MFS Global Small-Mid Cap Equity Fund * MFS Emerging Market Equity Fund * MFS US High Yield Fixed Income Fund * MFS Emerging Market Debt Fund "These funds further expand diversification across geography, style and market capitalization within global equities, and across geography and credit quality within fixed income," the firm said in a release, adding this will help position the product suite "for strong, risk-adjusted returns." Also, MFS said its LifePlan Funds were recently added to iA's retirement investment platform. The funds are also available through other Canadian group retirement platforms. Further, the firm said it's made some asset allocation improvements to its product lineup. Namely it has "enhanced the sub-asset class components of global equities and global fixed income and has also altered the asset mix between Canadian and global fixed income," the release noted. Toronto-based MFS is a provider of Canadian group retirement investment products. Earlier this year, it surpassed $5 billion in Canadian target-date assets under management. Proposed fund mergers get approved. IG Wealth Management and Canada Life Investment Management Ltd. (CLIML) say they've received investor approval to proceed with some proposed fund mergers. On or around April 17, the IG Beutel Goodman Canadian Equity Fund will be merged into the IG Mackenzie North American Equity Fund, while the IG Mackenzie Global Core Plus Bond Fund will be merged into the IG Core Portfolio - Global Income. Those mergers were approved at an investor meeting on Tuesday. On the other hand, CLIML said it received investor approval at a meeting on Friday to proceed with the following fund mergers on or around April 24: * Canada Life Canadian Focused Growth Fund will be merged into the Canada Life Canadian Growth Fund * Canada Life Canadian Growth Balanced Fund will be merged into the Canada Life Strategic Income Fund * Canada Life Canadian Focused Value Fund will be merged into the Canada Life Canadian Value Fund * Canada Life Canadian Value Balanced Fund will be merged into the Canada Life Strategic Income Fund * Canada Life U.S. Carbon Transition Equity Fund will be merged into the Canada Life ESG U.S. Equity Fund * Canada Life U.S. Concentrated Equity Fund will be merged into the Canada Life U.S. Value Fund * Canada Life International Concentrated Equity Fund will be merged into the Canada Life International Equity Fund * Canada Life Emerging Markets Concentrated Equity Fund will be merged into the Canada Life Emerging Markets Large Cap Equity Fund Mackenzie announces fund mergers. Mackenzie Investments has announced two upcoming fund mergers in an effort to streamline its product shelf. The Mackenzie Cundill Value Fund II will be merged into the Mackenzie Cundill Value Fund, while the Mackenzie GQE Emerging Markets Fund II will be merged into the Mackenzie GQE Emerging Markets Fund. No investor action is required. Investors will receive at least two months' notice about the mergers, which are slated to occur on or around July 10. Global X's new tech ETF. Global X Investments Canada Inc. has launched a new technology ETF. The Global X NYSE 100 Index ETF (TSX: NYSX.U) began trading on March 26. The fund tracks the newly created NYSE 100 Index, providing exposure to tech companies listed across all U.S. stock exchanges, a release said. "By selecting constituents from the three major U.S. exchanges and incorporating an expanded sector framework, NYSX.U aims to deliver a more comprehensive and intentional approach to technology exposure than existing benchmarks that track traditional tech or growth companies," the release added. Global X Investments Canada's U.S. affiliate has launched a fund on the New York Stock Exchange with the same strategy. Similar listings are planned in other regions, including Europe and Asia. Fund terminations announced. Invesco Canada Ltd. says it plans to terminate two investment funds, while BMO Financial Group intends to nix four funds and RGP Investments Inc. is dissolving one. In a release, Invesco said the Invesco Managed Futures Fund and Invesco Global Real Estate Fund are slated to be terminated on or around May 29. And, as of March 30, the funds are closed to all investments, except for series I units of the Invesco Global Real Estate Fund, which will remain open for purchases until about May 28. As a result of the upcoming terminations, the Invesco funds will no longer be acquired and managed by CI Global Asset Management as previously announced, and a meeting that was scheduled for investors of each terminating fund on April 13 has been cancelled. Meanwhile, BMO Financial Group's asset management arms plan to terminate the BMO BBB Corporate Bond Index ETF (TSX: ZBBB), BMO Global Agriculture ETF (TSX: ZEAT), BMO MSCI ACWI Paris Aligned Climate Equity Index ETF (TSX: ZGRN) and BMO Brookfield Global Real Estate Tech Fund (A, T6, F, F - hedged, F6, I, ETF, advisor and hedged advisor series units) on or around June 19. The funds are closed to purchases, as of April 1. Unitholders will no longer be able to exchange or redeem units of the terminating BMO funds as of the termination date. All units of the funds held by investors after that date will be subject to a mandatory redemption. More details will be shared with investors ahead of the terminations. Lastly, RGP Investments says it plans to dissolve the RGP Impact Fixed Income Portfolio. As of March 30, the fund is closed to purchases. The fund is slated to be dissolved on or around May 31. Investors of the RGP fund will receive a notice at least two months before the dissolution occurs. They will have until the dissolution date to redeem their units of the fund, and all units still held by investors after that will be subject to a mandatory redemption. Any applicable short-term trading and redemption fees in connection with redemptions of units of the fund prior to the dissolution date will be waived. Advisor's notes inadmissible, court finds | Investment Executive CIRO says 750K investors affected by August cyberbreach | Investment Executive Rate cut unlikely to spur growth: report | Investment Executive

Yahoo Finance
Apr 9th, 2026
CIBC issues US$1.25B covered bond, reshapes funding mix with senior notes and US$1B debenture redemption

Canadian Imperial Bank of Commerce has completed several fixed-income offerings in early April 2026, including US$1.25 billion in 4.242% covered bonds due 2031 and multiple senior unsecured global notes with coupons ranging from 4.50% to 5.35% across 2029–2036 maturities. The bank also plans to redeem US$1.0 billion of 1.96% NVCC subordinated debentures due 2031, reshaping its funding mix and capital structure. The moves aim to support growth in Canadian retail, digital banking and US commercial markets whilst maintaining capital flexibility. CIBC's narrative projects CA$34.4 billion revenue and CA$10.3 billion earnings by 2029, requiring 7.2% yearly revenue growth. Fair value estimates from analysts range from CA$143 to CA$211 per share, reflecting divergent views on the bank's prospects.

Yahoo Finance
Mar 5th, 2026
CIBC posts record Q1 earnings of $1.9B on 15% revenue growth and margin expansion

Canadian Imperial Bank of Commerce reported record first-quarter 2026 results, with adjusted net income reaching CAD 2.7 billion, up 23% year-over-year. Total revenue rose 15% to CAD 8.4 billion, driven by margin expansion and an 18% increase in non-interest income. Growth was broad-based, with the Capital Markets division posting a 42% rise in net income. The Canadian Personal & Business Banking unit benefited from a 34-basis-point improvement in net interest margins, attributed to favourable business mix and higher deposit levels, though management cautioned about potential seasonal pullback in Q2. Credit performance remained stable, with provisions for credit losses totalling CAD 568 million. Despite modest increases in credit card delinquencies, management expressed confidence in full-year guidance, noting healthy loan-to-value ratios in the mortgage portfolio.

ETFGI
Feb 20th, 2026
CIBC Asset Management Inc. announces launch of Canadian and U.S. ETFs with Avantis Investors by American Century Investments

CIBC Asset Management Inc. announces launch of Canadian and U.S. ETFs with Avantis Investors by American Century Investments. 20 February 2026 TORONTO, Feb. 20, 2026 /CNW/ - CIBC (TSX: CM) (NYSE: CM) - CIBC Asset Management Inc. (CAMI) today announced the launch of four new Avantis CIBC ETFs to its expanding suite of ETF offerings. Developed in collaboration with Avantis Investors, an investment offering from American Century Investments Inc., these new ETFs feature both Canadian and U.S. equity mandates. The initial offerings of units have closed, and these four ETFs begin trading today on the Toronto Stock Exchange (TSX). In addition, four internationally focused Avantis CIBC ETFs are expected to be listed on the TSX in the coming weeks. "Canadians are looking for solutions that seamlessly complement their investment holdings, and the Avantis CIBC ETFs are purpose-built to integrate effortlessly into their existing portfolios," said Greg Gipson, Managing Director and Head of ETFs at CIBC Asset Management. "Our strategic alliance with Avantis Investors expands the range of ETF solutions available to our clients by offering them access to new investment opportunities designed to meet their evolving financial needs with confidence." The Avantis CIBC ETFs launching today include: | TSX Ticker | ETF Name | | CACE | Avantis CIBC Canadian Equity ETF | | CAUS | Avantis CIBC U.S. All-Cap Equity ETF | | CALV | Avantis CIBC U.S. Large Cap Value ETF | | CAUV | Avantis CIBC U.S. Small Cap Value ETF | "It is a privilege to collaborate with CIBC Asset Management to bring our ETF capabilities to investors in Canada. Our strategic alliance with CIBC Asset Management provides Canadian investors with a broader selection of cost-effective ETF solutions to help them achieve their financial goals. We are proud of our relationship with CIBC, which highlights their commitment to offering innovative investment options for their clients," said Philip McInnis, Chief Investment Strategist of Avantis Investors. Avantis Investors, an investment offering by global asset manager American Century Investments is one of the fastest growing active ETF providers, which surpassed $100 billion in assets under management (AUM) on December 9, 2025. More details about the new Avantis CIBC ETFs can be found at CIBC.com/etfs. CIBC ETFs are managed by CIBC Asset Management Inc. ("CAM"), a subsidiary of Canadian Imperial Bank of Commerce. Commissions, management fees and expenses all may be associated with investments in exchange traded funds (ETFs). Please read the CIBC ETFs prospectus and ETF Facts document before investing. To obtain a copy, call 1-888-888-3863, ask your advisor or visit CIBC.com/etfs. ETFs are not guaranteed, their values change frequently and past performance may not be repeated. This material is provided for general informational purposes only and does not constitute financial, investment, tax, legal or accounting advice nor does it constitute an offer or solicitation to buy or sell any securities referred to. The material and/or its contents may not be reproduced without the express written consent of CIBC Asset Management Inc. (R) The CIBC logo is a registered trademark of CIBC, used under license. American Century Investment Management, Inc. ("ACIM") is a US registered investment adviser pursuant to the Investment Advisers Act of 1940 of the Securities and Exchange Commission. ACIM is not registered pursuant to Canadian securities law and relies on exemptions from the requirement to register as an adviser in Canada. About CIBC CIBC is a leading North American financial institution with 15 million personal banking, business, public sector and institutional clients. Across Personal and Business Banking, Commercial Banking and Wealth Management, and Capital Markets, CIBC offers a full range of advice, solutions and services through its leading digital banking network, and locations across Canada, in the United States and around the world. Ongoing news releases and more information about CIBC can be found at www.cibc.com/en/about-cibc/media-centre.html. About CIBC Asset Management CIBC Asset Management Inc. (CAM), the asset management subsidiary of CIBC, provides a range of high-quality investment management services and solutions to retail and institutional investors. CAM's offerings include: a comprehensive platform of mutual funds, strategic managed portfolio solutions, discretionary investment management services for high-net-worth individuals, and institutional portfolio management. CAM is one of Canada's largest asset management firms, with over $288* billion in assets under administration as of December 2025. *Assets under management (AUM) as of December 31, 2025. This figure includes $58 billion in multi-asset and notional currency overlay mandates and $46 billion in 3rd party sub-advised assets. All figures expressed are in CAD. SOURCE CIBC For further information: Kira Smylie, CIBC Public Affairs, 416-980-2949 or [email protected]

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