Wise is looking for a Financial Crime Compliance Manager to join the UK’s Financial Crime Oversight team, responsible for the effective mitigation of financial crime risks through the maintenance of adequate systems and controls. We work closely with teams across Wise (including first line fincrime operations, product, and banking teams) to provide advice on new regulations and emerging risks, ensure new products and services are launched in compliance with regulatory requirements, and oversee the firm’s financial crime controls (KYC, AML, Sanctions, Fraud). Externally, Financial Crime Oversight is also responsible for defending Wise’s compliance program to regulators, law enforcement, and partner banks. 

Your mission:

Wise has already pioneered new ways for people to transfer money across borders and currencies. Our customers can also manage their hard-earned money with the world’s first platform to offer true multi-currency banking. Your mission is to play a key role in supporting a financial crime program that is driven by Wise’s mission for money without borders, transparency, and protecting customers. We are looking for someone with in-depth knowledge and experience in fincrime compliance, an excitement and desire to learn, and strong organizational and communication skills.

Here’s how you’ll be contributing to Core Compliance

• Conduct horizon scanning of new FinCrime regulatory developments and deliver advice to 1LOD teams through formal Advisory notices. Ensure that control changes and updates are implemented appropriately and in a timely manner.
• Handle financial crime escalations and requests submitted from 1LOD teams.
• Provide adequate challenge to 1LOD teams on the development of controls and provide approvals  on any  control changes, new products or features.
• Speak to internal stakeholders, regulators, or bank partners about high level financial crime policies and procedures at Wise.
• Assist in the maintenance of the FinCrime policy framework to ensure policies are up to date and correctly reflect Wise’s regulatory obligations, risk appetite and controls.
• Proactively identify key areas of risk and work collaboratively with 1LOD teams in the development of mitigation plans.
• Be the subject matter expert on all things related to customer due diligence and enhanced due diligence.
• Assist with various compliance related projects and tasks as required. 

This role will give you the opportunity to:

• Build a strong working knowledge of Wise’s products and associated fincrime systems and controls, and take initiative in identifying areas for improvement.
• You will have full ownership of necessary control changes and hold 1LOD accountable for these changes, challenging them where necessary. 
• You will become embedded within the KYC team and will become the 2LOD point of contact for all KYC related queries.

About you: 

• You have strong AML/CTF compliance experience and may be currently working or have worked within the area of financial crime compliance. 
• You have demonstrable experience designing and challenging processes, ideally across multiple products. You have thought deeply about the Wise mission and how it intersects with compliance.
• You are a comfortable and effective communicator in both your writing and speaking. You can convey complex ideas effectively to both internal and external audiences.
• You have a sense of urgency and an ability to work well under pressure, prioritising, taking accountability and working to tight deadlines.
• You have meticulous attention to detail and if you’ve skimmed through without reading this bullet point, I’m sure a bank would love to have you. 
• You have great people skills and can effectively and efficiently collaborate, build relationships with colleagues throughout the business and across the globe.
• You are an expert in CDD and EDD, and have experience designing and overseeing a CDD/EDD program
• You must be willing to travel to our other offices as required.

Some extra skills that would be great:

• You might have Compliance experience in investments services or crypto

We’re people without borders — without judgement or prejudice, too. We want to work with the best people, no matter their background. So if you’re passionate about learning new things and keen to join our mission, you’ll fit right in.

Also, where and what you studied isn’t important to us. If you’ve got great experience, the right skills for the role and you’re great at articulating your thinking, we’d like to hear from you.

And because we believe that diverse teams build better products, we’d especially love to hear from you if you’re from an under-represented demographic.