Full-Time

Product Engineers

London

Heron Data

Heron Data

51-200 employees

ML-based underwriting for small business lenders

Compensation Overview

£110k - £170k/yr

+ Equity

London, UK

In Person

Occasional travel to NYC for retreats and to work with the team there.

Category
Software Engineering (1)
Required Skills
REST APIs
Requirements
  • Applicants must be based in London, United Kingdom.
  • Experience designing, building and maintaining backend services and APIs.
  • Experience designing and building new user interface web components.
  • Experience developing integrations to third party services and artificial intelligence models.
Responsibilities
  • Designing, building and maintaining backend services and APIs.
  • Designing and building new user interface web components.
  • Developing new integrations to third party services and artificial intelligence models.
  • Help triage bugs, investigate production incidents, and contribute to postmortems and root cause analysis.
  • Participating in code reviews, collaborating across technical and non-technical teams and stakeholders.
Desired Qualifications
  • Enjoy actually building and making an impact: shipping code frequently, iteratively, and collaboratively; valuing minimum viable products and customer impact over perfectly engineered systems; taking responsibility over end-to-end deployment of what you build.
  • Thrive at solving tough technical problems: enjoy breaking down challenges into simple and well-designed solutions; be fact-oriented and thoughtful without over-intellectualizing or over-complicating.
  • Scale-oriented: care about scalable infrastructure and engineering processes; able to bring better practices or improvements to infrastructure or ways of working.
  • Be able to contribute in our stack: comfortable working with Python, Flask, FastAPI on the backend; Terraform, Google Cloud Platform, Amazon Web Services for infrastructure; React, JavaScript, TypeScript, Vercel for frontend; able to contribute within the stack and help evolve to improve functionality and performance.
  • Scrappy and creative: overcome obstacles by determination or unconventional approaches.
  • Persistent: motivated to keep trying until finding answers or the right person, willing to go the extra mile.
  • Pilot not passenger: proactively drive opportunities to great outcomes.
  • Excited to work in a fast-paced, high-growth, team-based environment and be a great team player.

Heron Data uses machine learning to speed up underwriting for small business lenders. Its platform analyzes merchant applications and bank data, applying lender criteria to automatically decline applicants that don’t meet requirements. A dashboard lets lenders monitor loan portfolios over time to spot growing businesses and potential defaults. The goal is to help lenders approve more loans faster while reducing risk and increasing revenue by providing clear, data-backed credit decisions and portfolio visibility.

Company Size

51-200

Company Stage

Series A

Total Funding

$17.3M

Headquarters

London, United Kingdom

Founded

2020

Simplify Jobs

Simplify's Take

What believers are saying

  • Heron raised $16M Series A in 2025 from Insight Partners to expand into insurance.
  • Heron partnered with KLC Financial in 2026 for AI equipment finance streamlining.
  • Heron processes 350,000 documents weekly, cutting lender processing time by 98%.

What critics are saying

  • Enova's platform erodes Heron's MCA share with 98% accurate real-time analysis.
  • NY DFS mandates explainable AI by Q3 2026, costing Heron $5M+ in compliance.
  • OpenAI o1 commoditizes Heron's parsing tech with 99.9% accurate free models.

What makes Heron Data unique

  • Heron automates document-heavy workflows using AI for SMB lending and insurance.
  • Heron parses 20+ document types at 99.5% accuracy, including handwritten forms.
  • Heron integrates with CRMs, running SOS, KYB checks, and fraud detection automatically.

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Benefits

Health Insurance

Dental Insurance

Vision Insurance

401(k) Retirement Plan

401(k) Company Match

Parental Leave

Mental Health Support

Unlimited Paid Time Off

Hybrid Work Options

Flexible Work Hours

Growth & Insights and Company News

Headcount

6 month growth

15%

1 year growth

8%

2 year growth

3%
readmagazine.com
Aug 19th, 2025
Heron & KLC Financial Partner to Streamline Equipment Finance with AI

Heron has partnered with Minneapolis-based Equipment Finance company, KLC Financial, marking Heron's expansion into the Commercial Lending space.

PYMNTS
Jul 15th, 2025
Heron Data Secures $16M for Automation

Heron Data raised $16 million in a Series A funding round to expand its lending automation services in sectors like insurance and SMB lending. The company aims to automate document-based workflows, freeing humans for complex tasks. Heron's tools can perform tasks like eligibility checks in seconds, enhancing credit access and accuracy. CEO Johannes Jaeckle emphasizes the balance between AI and human review for reliable outcomes.

FinSMEs
Jul 15th, 2025
Heron Raises $16M in Series A Funding

Heron, a NYC-based startup using AI to automate workflows in business lending, equipment finance, and insurance, raised $16M in Series A funding.

PR Newswire
Jul 15th, 2025
Heron raises $16M Series A to bring the AI revolution from Silicon Valley to American businesses

/PRNewswire/ -- Heron, a startup using AI to automate workflows in business lending, equipment finance, and insurance, has raised $16 million in Series A...

AlleyWatch
Jul 15th, 2025
The AlleyWatch Startup Daily Funding Report: 7/15/2025

Covenant, an AI-powered law firm built for private market investors, has raised $4M in Seed funding led by Flybridge.