Full-Time

Senior Product Manager

Payments Domain Expert

Posted on 3/12/2025

Royal Bank of Canada

Royal Bank of Canada

10,001+ employees

Global financial institution offering diverse services

Compensation Overview

$180k - $250k/yr

+ Bonus

Senior, Expert

New York, NY, USA

Category
Product Management
Product
Required Skills
UI/UX Design
Product Management
iOS/Swift
Requirements
  • 10 years of experience working in a cash management business as a product owner responsible for developing tools and systems to integrate with client host to host, API, and file channel integrations.
  • Strong Product Management background – Adept in Human Centered Design, Strong understanding of technical concepts and strong business acumen
  • Strong command of digitizing product implementation processes for corporate clients
  • Strong experience in working with corporate clients for cash product implementations such as ACH, Check, Wires and FX payments
  • Strong knowledge in developing client facing channels such as Host to Host connections, API integrations, SWIFT enablements and industry standard formats like ISO XML, and NACHA
  • Experience in helping craft user experience flows in tandem with backend processes/platforms
  • Proven track record of driving success in programs anchored on straight through processing / digitization
  • Ability to act as the product owner, providing end to end oversight of product in partnership with internal stakeholders and clients
  • Articulate communication skills with internal and external stakeholders in showcasing product ideas and collecting valuable feedback
  • Creativity in optimizing client experience based on the value to the user and the business
  • Comfortable working with quick turnaround times and deadlines
  • Can-do mindset, able to fail fast and pivot without taking circumstances personally
  • Ability to listen and engage stakeholders and effectively align others around a common goal
Responsibilities
  • Support the Product Strategy & Execution for US Cash Management in partnership with Product, Technology and other cross functional partners
  • Subject matter expert in end to end payment processing who can collaborate with internal stakeholders in managing the canonical data model
  • Collaborate with various internal partners to manage the end to end data mapping
  • Drive modern, frictionless User Experience (UX) design for seamless enterprise signup for and maintenance of Cash Management products
  • Proactively identify the opportunities to enhance client experience and drive the development of new processes and tools
  • Be the voice of the payment data value stream in various internal and external forums to drive efficiencies in host to host, API and SWIFT channels as well to enhance the overall experience with RBCClear client facing portal
  • Collaborate with internal stakeholders to drive client experience improvements
  • Enable and participate in forging creative partnerships with ecosystem providers

Royal Bank of Canada (RBC) is a major financial institution that provides a wide range of services including personal and commercial banking, wealth management, insurance, investor services, and capital markets. RBC operates in Canada, the United States, and 27 other countries, serving over 17 million clients. The bank generates revenue through various financial products such as loans, mortgages, and investment services. RBC stands out from its competitors by focusing on technology and innovation to enhance client experiences. Additionally, RBC is committed to community support through donations and volunteer activities, which reflects its dedication to social impact. With a workforce of over 94,000 employees, RBC aims to adapt to the changing needs of its clients while maintaining its position as a leading financial institution.

Company Size

10,001+

Company Stage

IPO

Headquarters

Toronto, Canada

Founded

1864

Simplify Jobs

Simplify's Take

What believers are saying

  • RBC's expansion in Asia-Pacific positions it for growth in emerging markets.
  • The bank's sustainable finance initiatives align with global environmental responsibility trends.
  • RBC's new mobile app features attract tech-savvy younger clients with personalized advice.

What critics are saying

  • Legal challenges from derivative contracts could lead to significant financial liabilities.
  • Unresolved industrial disputes may cause employee dissatisfaction and operational disruptions.
  • Potential U.S. tariffs could impact RBC's earnings and require increased capital reserves.

What makes Royal Bank of Canada unique

  • RBC's diversified business model spans banking, wealth management, and capital markets.
  • The bank's focus on innovation enhances client experiences through AI-driven customer service tools.
  • RBC's commitment to community support fosters prosperity through donations and volunteer activities.

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Benefits

Professional Development Budget

Flexible Work Hours

Performance Bonus

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