Simplify Logo

Full-Time

Technical Product Manager

Remote

Confirmed live in the last 24 hours

PayNearMe

PayNearMe

51-200 employees

Flexible payments platform for diverse transactions

Consulting
Fintech
Financial Services

Senior, Expert

Remote in USA + 1 more

Category
Product Management
Product
Required Skills
Agile
Communications
JIRA
Confluence
Requirements
  • Minimum of 5 years of experience in technical product management, with a significant focus on services, API, and other technical systems
  • Deep knowledge of payment processing mechanisms (e.g., PayPal/Venmo, ACH, Cash/Retailers network, and card processing) and the technical challenges associated with their integrations
  • Strong technical, analytical, and problem-solving skills, with demonstrated ability to leverage data in making informed product decisions
  • Exceptional communication and leadership capabilities, with experience guiding development teams and managing cross-functional stakeholder relationships
  • Must be detail-oriented, with a commitment to high-quality product documentation and the enhancement of the developer experience
  • Intrinsic curiosity to dive into complex problems and review solutions
  • Working knowledge of JIRA and Confluence
  • Familiarity with accounting processes and financial events
Responsibilities
  • Drive the strategy and development for money movement solutions, with a focus on backend understanding of ACH processing and Retail cash network
  • Act as a subject matter expert (SME) and bridge the gap between business needs vs. technical task by collaborating with other product teams, engineering teams, and other internal stakeholders for ACH and Retailers
  • Guiding technological and architecture changes and help make informed decisions about the technical solutions
  • Communicating the product development roadmap across agile teams
  • Defining and documenting the user stories that will guide the technical product requirements and implementation
  • Owning the organization of the backlog and working proactively and collaboratively with Engineering management to ensure proper prioritization
  • Leading the refinement and planning sessions to ensure the teams have adequately planned work
  • Work closely with cross-functional teams to develop products that meet both business goals and customer needs, with a keen focus on how money moves through internal and external networks
  • Partner with internal stakeholders to understand the team’s needs, and then translate the requirements into technical requirements for engineering teams
  • Engage with external developers, customers, and banking/retailer partners to gather feedback and requirements that influence the development roadmap
  • Continue to contribute to documentation and document funds flow on regular basis
  • Stay educated on ACH practices, rules, and industry developments to ensure the team’s knowledge remains current and relevant

PayNearMe provides a payments platform that allows customers to pay in various ways, including cards, ACH transactions, cash, and mobile payment methods like PayPal and Apple Pay. This flexibility caters to a wide range of clients, such as consumer lenders and online gaming companies, enhancing the payment experience for both customers and businesses. The platform includes a secure cash payment service available at over 60,000 retail locations, making it easier for businesses to collect payments. PayNearMe's user-friendly design improves the productivity of collections agents, and the company uses artificial intelligence to personalize customer experiences based on payment data. Unlike many competitors, PayNearMe offers a comprehensive range of payment options and has been recognized as one of the top digital payments companies. The goal of PayNearMe is to provide a seamless and convenient payment experience for all users.

Company Stage

Series D

Total Funding

$204.5M

Headquarters

Santa Clara, California

Founded

2009

Growth & Insights
Headcount

6 month growth

3%

1 year growth

6%

2 year growth

31%
Simplify Jobs

Simplify's Take

What believers are saying

  • PayNearMe's recognition as one of the world's Top 40 Digital Payments Companies by CNBC and Statista highlights its industry leadership.
  • The exclusive partnership with Mohegan Digital for Pennsylvania online gaming positions PayNearMe as a key player in the growing iGaming market.
  • Innovations like Smart Switch for card processing redundancy demonstrate PayNearMe's commitment to reliability and customer satisfaction.

What critics are saying

  • The highly competitive fintech market requires continuous innovation to maintain a competitive edge.
  • Dependence on partnerships, such as with Trustly, could pose risks if these relationships falter or if integration issues arise.

What makes PayNearMe unique

  • PayNearMe offers a comprehensive range of payment options, including cash payments at over 60,000 retail locations, which is rare among fintech competitors.
  • The integration of AI for personalized customer experiences and the use of payments data sets PayNearMe apart in the fintech landscape.
  • Their recent partnership with Trustly to enhance Open Banking technology provides a modern, real-time payment solution that many competitors lack.