Full-Time

Technical Product Manager

Remote

Posted on 10/30/2024

PayNearMe

PayNearMe

201-500 employees

Flexible payments platform for diverse transactions

Fintech
AI & Machine Learning

Senior

Remote in USA + 1 more

More locations: Santa Clara, CA, USA

Remote option available, but Santa Clara is a specific location.

Category
Product Management
Product
Required Skills
Agile
JIRA
Confluence
Requirements
  • Minimum of 5 years of experience in technical product management, with a significant focus on services, API, and other technical systems
  • Deep knowledge of payment processing mechanisms (e.g., PayPal/Venmo, ACH, Cash/Retailers network, and card processing) and the technical challenges associated with their integrations
  • Strong technical, analytical, and problem-solving skills, with demonstrated ability to leverage data in making informed product decisions
  • Exceptional communication and leadership capabilities, with experience guiding development teams and managing cross-functional stakeholder relationships
  • Must be detail-oriented, with a commitment to high-quality product documentation and the enhancement of the developer experience
  • Intrinsic curiosity to dive into complex problems and review solutions
  • Working knowledge of JIRA and Confluence
  • Familiarity with accounting processes and financial events
Responsibilities
  • Drive the strategy and development for money movement solutions, with a focus on backend understanding of ACH processing and Retail cash network
  • Act as a subject matter expert (SME) and bridge the gap between business needs vs. technical task by collaborating with other product teams, engineering teams, and other internal stakeholders for ACH and Retailers
  • Guiding technological and architecture changes and help make informed decisions about the technical solutions
  • Communicating the product development roadmap across agile teams
  • Defining and documenting the user stories that will guide the technical product requirements and implementation
  • Owning the organization of the backlog and working proactively and collaboratively with Engineering management to ensure proper prioritization
  • Leading the refinement and planning sessions to ensure the teams have adequately planned work
  • Work closely with cross-functional teams to develop products that meet both business goals and customer needs, with a keen focus on how money moves through internal and external networks
  • Partner with internal stakeholders to understand the team’s needs, and then translate the requirements into technical requirements for engineering teams
  • Engage with external developers, customers, and banking/retailer partners to gather feedback and requirements that influence the development roadmap
  • Continue to contribute to documentation and document funds flow on regular basis
  • Stay educated on ACH practices, rules, and industry developments to ensure the team’s knowledge remains current and relevant

PayNearMe provides a payments platform that allows customers to pay in various ways, including cards, ACH transactions, cash, and mobile payment methods like PayPal and Venmo. The platform is designed to enhance the payment experience for both customers and businesses, making it easy for clients such as consumer lenders and online gaming companies to collect payments. PayNearMe stands out by offering a secure cash payment service at over 60,000 retail locations, which simplifies the payment process for users who prefer cash. Additionally, the platform utilizes artificial intelligence to personalize customer experiences and improve bill pay. The company's goal is to create a seamless and user-friendly payment experience while generating revenue through fees charged to businesses for processing payments.

Company Stage

Series D

Total Funding

$156.1M

Headquarters

Santa Clara, California

Founded

2009

Growth & Insights
Headcount

6 month growth

0%

1 year growth

0%

2 year growth

2%
Simplify Jobs

Simplify's Take

What believers are saying

  • The rise of BNPL services presents an opportunity to attract younger consumers.
  • Increasing adoption of cryptocurrency payments could diversify PayNearMe's payment options.
  • Open banking regulations in the US offer new integration opportunities for PayNearMe.

What critics are saying

  • Emerging fintech startups could erode PayNearMe's market share with similar solutions.
  • Rapid AI evolution may outpace PayNearMe's current capabilities, leading to disadvantages.
  • Expansion into online gaming payments increases exposure to regulatory scrutiny.

What makes PayNearMe unique

  • PayNearMe offers a wide range of payment options, including cash and mobile-first methods.
  • The platform integrates AI to enhance personalized customer experiences and payment security.
  • Partnerships with companies like Trustly and PayPal expand PayNearMe's open banking capabilities.

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Benefits

Professional Development Budget

INACTIVE