Underwriting Manager

Crum & Forster Company Overview

Crum & Forster (C&F) provides market leading property & casualty, accident & health, specialty and standard commercial lines insurance solutions. A true underwriting company, we have a 200-year history of helping our customers manage risk with laser-focused expertise, integrity and discipline. Our people are empowered to make decisions and problem-solve with you smartly and swiftly. Our annual gross written premium is 6.2 billion. C&F enjoys a financial strength rating of "A+" (Superior) by AM Best.

Our most valuable asset is our people. We have 3000 employees, and locations throughout the United States and India. With our employee-first focus, the Company is consistently recognized as a great place to work, earning multiple workplace and wellness awards, including the Great Place to Work® Award, Fortune 100 Best Companies to Work For, Fortune Best Workplaces for Parents, Fortune Best Workplaces for Millennials, and many others.

C&F is part of Fairfax Financial Holdings. For more information about C&F, please visit our website: www.cfins.com

Job Description

Since 2000, Crum & Forster’s Accident & Health division (A&H) has offered a diverse portfolio of specialty insurance and reinsurance products nationwide. We place a strong focus on product development and creative distribution methods, along with excellent client service and support.

In addition to our robust domestic portfolio, which spans both special risk and medical solutions, A&H works on an international basis through various partnerships. Our global capabilities provide our partners with even broader flexibility in underwriting solutions.

The qualities and capabilities of Crum & Forster Accident & Health demonstrate our philosophy of building meaningful, long-term partnerships and our dedication to providing alternative strategies in an ever-changing insurance market.

The A&H SBU takes a forward-thinking, flexible approach to solutions that span a robust slate of products tailored to needs in Special Risk, International Travel Medical, retail and wholesale Travel, Occupational & Alternative Risk, and Pet insurance. At year-end 2025, the SBU recorded $1.4B in gross premium written.

About the Role, Line of Business, and Team:This senior-level position is part of the Accident & Health (A&H) Specialty Business Unit (SBU), specifically within the Special Risk team—a group focused on delivering tailored insurance solutions to a broad range of niche markets. The A&H Special Risk team manages a diverse and evolving portfolio of programs through partnerships with Managing General Underwriters (MGUs), Third Party Administrators (TPAs), and other key producers.

As VP, Underwriting Manager, you will play a critical leadership role in shaping the profitability, direction, and multiyear growth goals of the book. With a high degree of autonomy, you will be responsible for the strategic evaluation, selection, and management of complex risks, while serving as a key decision-maker on underwriting and program structure. You will lead high-level negotiations, provide oversight on reinsurance placements with Crum & Forster for other carriers, and offer guidance on technical underwriting matters across multiple specialty lines.

In addition to cultivating strong relationships with MGUs, producers, and internal stakeholders, you will help drive operational efficiency and innovation across the business. You will lead the onboarding of new MGA and TPA partners across multiple business segments and serve as a mentor/technical resource to team members. This role requires a forward-thinking, solution-oriented leader with deep market knowledge, proven underwriting acumen, and the ability to influence strategy and outcomes at both the account and portfolio levels.

What you will do:

• Drive profitability, retention, and written premium goals for the department
• Make independent decisions within underwriting letter of authority and maintain proper file documentation
• Assist in developing annual business goals for assigned agents/producers
• Responsible for analyzing results and maintaining accountability of agency partners within the department
• Lead a high-performing and technically strong UW team through clear communication, delegation, mentoring, and ongoing professional growth and development. Continue to develop their sales orientation, negotiation, and refine effectiveness when representing C&F and managing risk.
• Drive business results and team results through accountability
• Remain current with market trends, competitive landscape, and identify emerging threats and opportunities to the department
• Has an in-depth knowledge of department products and services
• Clearly articulate the department’s value proposition
• Collaborate with Senior Leadership in the development of strategic planning
• Perform Underwriting Audits, and evaluate portfolio performance based upon profitability metrics, overseeing execution to ensure alignment with business unit objectives
• Attend any necessary due diligence review for new MGUs
• Participate in training and initiatives
• Onboard new clients and/or new accounts
• Manage the reinsurance relationships and the process
• Other duties as assigned

What YOU will bring to C&F:

• Strong problem-solving skills
• Strong risk management and analytical skills
• Excellent organizational and time management skills
• Strong interpersonal skills necessary to interact with brokers, producers and clients
• Strong verbal and written communication skills
• Proven leadership ability
• Exceptional attention to detail
• Ability to multi-task with an emphasis on quality and customer service

Requirements:

• Bachelor's degree from an accredited college or university
• 15+ years of underwriting experience required
• Experience managing other underwriters
• Underwrite submissions of quotes that may be applicable to the travel, travel medical and blanket accident business segments
• Strong Microsoft Office skills, i.e. Word, Excel, PowerPoint, etc.
• Travel required, 25-30%
• Possesses underwriting and industry designations applicable to SBU desired

What C&F will bring to you

At C&F you will BELONG

We value inclusivity and diversity. We are committed to equal employment opportunity and welcome everyone regardless of race, color, ancestry, religion, sex, national origin, sexual orientation, age, citizenship, marital status, disability, gender identity, or Veteran status. If you require special accommodation, please let us know.

For California Residents Only:  Information collected and processed as part of your career profile and any job applications you choose to submit are subject to our privacy notices and policies, visit https://www.cfins.com/onlineprivacypolicy/ca/noticeatcollection/ for more information.

Crum & Forster is committed to ensuring a workplace free from discriminatory pay disparities and complying with applicable pay equity laws.  Salary ranges are available for all positions at this location, taking into account roles with a comparable level of responsibility and impact in the relevant labor market and these salary ranges are regularly reviewed and adjusted in accordance with prevailing market conditions. The annualized base pay for the advertised position, located in the specified area, ranges from a minimum of $138,700 to a maximum of $260,800. The actual compensation is determined by various factors, including but not limited to the market pay for the jobs at each level, the responsibilities and skills required for each job, and the employee’s contribution (performance) in that role. To be considered within market range, a salary is at or above the minimum of the range. You may also have the opportunity to participate in discretionary equity (stock) based compensation and/or performance-based variable pay programs.

• Flexible work arrangements.
• Competitive compensation package.  
• Generous 401K employer match.
• Employee Stock Purchase plan with employer matching.
• Generous Paid Time Off.
• Excellent benefits that go beyond health, dental & vision. Our Wellness programs focus on your family’s complete wellness, including your physical and mental wellbeing
• A core C&F principle is that you manage your career. To support your development, we have a wealth of ways for you to keep learning, including tuition reimbursement, industry related certifications and professional training available to you.
• A dynamic, ambitious, fun and exciting work environment.
• A spirit of social responsibility, matching donation program, volunteer opportunities, and an employee driven corporate giving.

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