Full-Time

Reinsurance Operations Analyst

Posted on 5/12/2026

Genworth Financial

Genworth Financial

Life and long-term care insurer

No salary listed

Raleigh, NC, USA

Hybrid

Hybrid schedule with in-office days Tue–Thu in Raleigh, NC.

Category
Finance & Banking (1)
Required Skills
Risk Management
Data Governance
Data Analysis
Excel/Numbers/Sheets
Requirements
  • Bachelor’s degree or equivalent experience in Finance, Risk Management, Data Analytics, Business Operations, or a related field.
  • Familiarity with reinsurance concepts, processes, and terminology with the ability to apply standard procedures to resolve routine issues.
  • Demonstrated high‑agency mindset with a proactive, ownership‑driven approach to identifying issues, recommending improvements, and driving solutions through to implementation.
  • Strong organizational skills and attention to detail; ability to manage multiple workstreams and deadlines with moderate guidance.
  • Progressive experience within reinsurance operations, insurance operations, finance operations, or a related transactional/controls environment.
  • Demonstrated ability to improve operational execution through standardization (templates, checklists, trackers), documentation, and process discipline.
  • Proficiency in Microsoft Excel and experience creating and working with structured datasets, reconciliations, and operational reporting.
  • Strong written and verbal communication skills, able to coordinate cross-functional inputs and document outcomes clearly.
Responsibilities
  • Reinsurance Transaction Lifecycle: Coordinate completion of deal implementation memos by compiling inputs, tracking open items, and ensuring timely stakeholder reviews (Underwriting, Legal, Accounting, Actuarial, Risk, IT/Data).
  • Identify recurring friction points (e.g., missing inputs, inconsistent templates, late approvals) and recommend standard work improvements (checklists, templates, intake requirements, naming conventions) to reduce cycle time and rework.
  • Track and communicate deal progress using defined milestones and status definitions, escalating risks when timeline or dependency thresholds are breached.
  • Deal Opportunity Coordination: Proactively coordinate internal stakeholders (e.g., underwriting, legal, accounting/finance, actuarial, risk, IT/data) to align on objectives and readiness for broker discussions.
  • Organize and facilitate initial deal opportunity meetings by: Coordinating schedules for meetings, Preparing agendas, decision points, and pre-read materials, Collecting key questions/requirements from each function, Documenting outcomes, actions, owners, and timelines.
  • Support diligence execution by: Maintaining diligence checklists and evidence logs, Coordinating data requests and follow-ups, Organizing diligence findings and ensuring key risks/assumptions are documented.
  • Operational Support & Reporting: Own the preparation, validation, and delivery of close‑ready data to Accounting for month‑end, quarter‑end, and year‑end processes; Improve the reliability and repeatability of close/reporting processes by enhancing trackers, refining templates, documenting procedures, and flagging systemic root causes of exceptions.
  • Maintain complete, accurate, and current records across internal systems and repositories; perform and scope routine and ad hoc data audits to validate completeness, accuracy, consistency, and documented data lineage in line with internal governance standards.
  • Analyze recurring errors and recommend improvements (data validations, intake controls, standardized mappings, clearer ownership handoffs) to reduce manual rework and downstream risk.
Desired Qualifications
  • Knowledge of common reinsurance treaty structures (e.g., quota share, excess of loss) and operational impacts (reporting, premiums, claims, settlements).
  • Experience with databases, or workflow tools (e.g., SharePoint lists, workflow automation, ticketing systems).
  • Familiarity with controls, audit readiness practices, and data governance concepts (documentation standards, lineage).
  • Experience supporting diligence activities or due diligence coordination.

Genworth Financial provides life, long-term care, and wealth management products to individuals and families to help protect against health and aging risks. Its offerings include life insurance, long-term care insurance, and advisory/retirement services that help cover care costs and manage wealth. The company differentiates itself with a long history in insurance, diversification across protection and wealth, and experience navigating regulatory and cost pressures in these segments. Its goal is to help families achieve financial security and peace of mind by protecting against health events and providing retirement and care funding options.

Company Size

N/A

Company Stage

IPO

Headquarters

Richmond, Virginia

Founded

2004

Simplify Jobs

Simplify's Take

What believers are saying

  • Achieved $209M gross incremental premium approvals in 2025.
  • Executed $245M share repurchases, totaling $790M since inception.
  • Legacy operations hit 300% RBC ratio with statutory earnings growth.

What critics are saying

  • Enact spin-off eliminates mortgage insurance revenue immediately.
  • Virginia SCC blocks LTC rate hikes, causing reserve shortfalls in 12 months.
  • A.M. Best 'bb-' rating drives brokers to Northwestern Mutual within 6 months.

What makes Genworth Financial unique

  • Genworth spun off from GE in 2004 IPO, focusing on LTC insurance.
  • CareScout network covers 95% of U.S. 65-plus population across 50 states.
  • Launched first new LTC plan in five years via CareScout in 2025.

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Benefits

Health Insurance

401(k) Retirement Plan

401(k) Company Match

Unlimited Paid Time Off

Paid Vacation

Paid Sick Leave

Paid Holidays

Disability Insurance

Life Insurance

Wellness Program

Mental Health Support

Gym Membership

Tuition Reimbursement

Student Loan Assistance

Company News

AD HOC NEWS Portal Aktiengesellschaft
Mar 28th, 2026
Essent Group Ltd stock: A steady player in U.S. Mortgage insurance amid housing market shifts.

Essent Group Ltd stock: A steady player in U.S. Mortgage insurance amid housing market shifts. 28.03.2026 - 06:16:24 | ad-hoc-news.de Essent Group Ltd (ISIN: BMG3198U1027) provides private mortgage insurance critical to the U.S. housing sector. North American investors value its role in enabling homeownership while monitoring interest rate trends and credit risks. This analysis covers business model, competitive landscape, and key watchpoints. Essent Group Ltd stands as a key provider of private mortgage insurance in the United States, supporting lenders by mitigating credit risk on residential loans. The company enables homebuyers to purchase properties with smaller down payments, a vital service in a market where affordable housing remains a priority. Investors track Essent for its exposure to housing dynamics and financial stability. As of: 28.03.2026 By Elena M. Hargrove, Senior Financial Editor at NorthStar Market Insights: Essent Group Ltd delivers essential mortgage guaranty services fueling U.S. homeownership in a cyclical sector. Core business model and operations. Official source All current information on Essent Group Ltd directly from the company's official website. Essent Group Ltd operates primarily through its principal subsidiary, Essent Guaranty, Inc., which issues mortgage guaranty insurance on residential mortgages. This insurance protects lenders against borrower defaults, allowing loans with loan-to-value ratios above 80%. The model generates premium revenue from new insurance written and ongoing policies. Private mortgage insurance fills a gap left by government-backed programs like FHA loans, appealing to conventional lenders seeking efficiency. Essent focuses on prime borrower credit profiles, maintaining underwriting standards to limit losses. This selective approach differentiates it in a competitive field. Revenue streams include single-premium policies paid upfront and monthly premiums spread over loan terms. Investment income from premium reserves bolsters profitability. The business thrives on housing origination volumes tied to interest rates and economic conditions. Market position and competitive landscape. Sentiment and reactions Essent competes with peers like MGIC Investment, Radian Group, and Genworth Financial in the private mortgage insurance space. Market share hinges on lender relationships and pricing competitiveness. Essent has grown its portfolio through consistent execution and capital strength. The sector benefits from regulatory reforms reducing FHA dominance, boosting private MI penetration to around 30% of new originations. Essent's Bermuda-domiciled holding structure optimizes capital while complying with U.S. insurance regulations. This setup supports robust risk-adjusted returns. Competitive edges include advanced data analytics for risk selection and reinsurance partnerships to diversify exposure. Lenders favor Essent for reliable claims paying and transparent reporting. Positioned as a mid-tier player, it balances growth with prudence. Sector drivers and housing market dynamics. U.S. housing starts, home prices, and mortgage rates directly influence Essent's new insurance written volumes. Lower rates spur refinances and purchases, expanding the insurable market. Conversely, high rates contract originations, pressuring premium growth. Home price appreciation strengthens collateral values, reducing default probabilities. Regional variations matter, with Sun Belt growth offsetting Rust Belt slowdowns. Government policies on conforming loan limits shape eligible volumes. Unemployment trends correlate with delinquency rates, a core risk metric. Post-pandemic recovery patterns show resilience in borrower quality. Investors watch Federal Reserve actions for rate signals impacting affordability. Financial strength and capital management. Essent maintains a PMIERs-compliant capital position, the industry's risk-based standard set by Fannie Mae and Freddie Mac. This ensures eligibility for GSE-backed loans, comprising most insured volumes. Strong liquidity supports operations through cycles. Loss reserving practices reflect conservative actuarial assumptions. Historical cure rates on delinquencies mitigate incurred losses. Dividend capacity reflects excess capital beyond regulatory needs. Reinsurance captives and quota-share treaties cede risk, stabilizing earnings. Portfolio monitoring uses machine learning for early default signals. These practices underpin credit ratings essential for lender trust. Investor relevance for north American portfolios. Further developments, updates, and context on the stock can be explored quickly through the linked overview pages. North American investors view Essent as a cyclical financial with defensive traits, offering income and growth tied to housing recovery. Listed on the NYSE under ESNT, it provides U.S. market access for Canadian and U.S. portfolios. Correlation to broader financials adds diversification when overweighted in tech or consumer sectors. Yield appeals to dividend-focused strategies, with payouts linked to earnings power. ESG considerations note positive housing access impacts, balanced against insurance sector norms. Tax efficiency from Bermuda structure benefits taxable accounts. Analyst coverage from major firms aids due diligence. Holdings fit value-oriented funds seeking undervalued cyclicals. Portfolio allocation suits 1-3% weights in balanced strategies. Risks and open questions for investors. Interest rate volatility poses the top risk, with persistent highs curbing originations and testing reserve adequacy. Recessionary pressures could elevate defaults, especially among adjustable-rate mortgages. Geographic concentration in high-growth states amplifies local downturn effects. Regulatory changes to MI pricing or capital rules alter profitability. Competition from fintech entrants challenges traditional models. Climate risks to property values emerge as long-term concerns. Open questions include pace of rate normalization and housing supply response. Investors watch loss ratios and cure rates quarterly. Reinsurance renewal terms signal cost trends. What to watch next. Track FHFA updates on loan limits and MI requirements. Monitor 10-year Treasury yields for origination signals. Review quarterly delinquency stats from MBA. Examine Essent's next earnings for NIW growth and combined ratio. Follow GSE volume reports for market share clues. Assess macroeconomic data like jobs and inflation. Longer-term, observe homebuilder sentiment indices. Legislative moves on housing affordability impact demand. Steady monitoring positions investors ahead of cycles. Disclaimer: Not investment advice. Stocks are volatile financial instruments. Sollten Anleger sofort verkaufen? Oder lohnt sich doch der Einstieg bei Essent? Die neusten Essent-Zahlen sprechen eine klare Sprache: Dringender Handlungsbedarf für Essent-Aktionäre. Lohnt sich ein Einstieg oder sollten Sie lieber verkaufen? In der aktuellen Gratis-Analyse vom 30. März erfahren Sie was jetzt zu tun ist. Seit 2005 liefert der Börsenbrief trading-notes verlässliche Anlage-Empfehlungen - dreimal pro Woche, direkt ins Postfach. 100% kostenlos. 100% Expertenwissen. Trage einfach deine E-Mail Adresse ein und verpasse ab heute keine Top-Chance mehr. Jetzt abonnieren. Für. Immer. Kostenlos. BMG3198U1027 | ESSENT GROUP LTD | boerse | 69010488 | bgmi

Stock Titan
Feb 18th, 2026
[Form 4] GENWORTH FINANCIAL INC Insider Trading Activity

[Form 4] GENWORTH FINANCIAL INC insider trading activity. Filing Impact Filing Sentiment Rhea-AI Filing summary. Genworth Financial executive Jamala M. Arland, Pres. & CEO, U.S. Life Insurance, reported equity award activity. On February 13, 2026, 10,946 Restricted Stock Units vested and converted into 10,946 shares of Common Stock. The company then withheld 3,843 shares to cover tax obligations, leaving Arland with 48,010 shares of Common Stock held directly. 02/18/2026 - 04:24 PM SEC Form 4

Saiber LLC
Jul 28th, 2025
Shield Your Assets as Part of a Comprehensive Long-Term Care Plan

According to the 2024 Cost of Care Survey by Genworth and CareScout:

Medical College of Virginia Foundation
May 21st, 2025
Genworth Gift Supports Health Care Outreach and Senior Care Initiatives

In addition to their recent financial contribution, Genworth has partnered with VCU to raise awareness of the needs of older adults and caregivers through a broader commitment to community engagement.

CityBiz
Mar 20th, 2025
Genworth Financial Elects Steven Van Wyk to Board

He will stand for election with the other Directors at Genworth's 2025 Annual Meeting of Stockholders, scheduled for May 22, 2025.