Full-Time

Product Manager

Pangea

Confirmed live in the last 24 hours

Enova

Enova

1,001-5,000 employees

Online financial services and credit solutions

Fintech
Financial Services

Compensation Overview

$87k - $126kAnnually

+ Bonus

Mid, Senior

Chicago, IL, USA

Hybrid roles entail working in-office from Tuesday to Thursday, with the choice to work remotely on Mondays and Fridays.

Category
Product Management
Product
Required Skills
Agile
Product Management
JIRA
Confluence

You match the following Enova's candidate preferences

Employers are more likely to interview you if you match these preferences:

Degree
Experience
Requirements
  • 4+ years of experience as a Product Manager or Product Owner in an agile environment
  • Strong organizational and project management skills
  • Experience writing detailed user stories and acceptance criteria
  • Excellent communication skills, with the ability to collaborate across technical and non-technical teams
  • Familiarity with tools like Jira, Confluence, or similar agile management tools
Responsibilities
  • Translate high-level product strategies and goals defined by the Lead PM into detailed user stories and requirements
  • Own the end-to-end delivery process, ensuring timelines and quality standards are met
  • Prioritize the product backlog to align with business and user needs
  • Work closely with engineering teams during sprints, providing clarification and ensuring smooth execution
  • Act as the main point of contact for engineering and design teams during delivery
  • Coordinate with stakeholders to align expectations and provide updates on delivery progress
  • Collaborate with operations, QA, and other teams to ensure smooth releases and post-launch support
  • Gather feedback from internal teams and users post-launch to identify areas for improvement
  • Refine and iterate on delivered features to maximize their impact
  • Monitor key performance indicators (KPIs) to assess the success of delivered features
Desired Qualifications
  • Basic understanding of user research and data analysis to support delivery decisions
  • Background in Fintech
  • Mixpanel, Looker, or similar analytics software experience to understand product performance

Enova provides online financial services, focusing on accessible credit solutions for non-prime consumers and small businesses. Their platform uses machine learning to evaluate creditworthiness, allowing them to offer loans to individuals with lower credit scores who may struggle to obtain financing from traditional banks. Enova differentiates itself by targeting underserved markets, addressing the financial challenges faced by many Americans and small businesses. The company generates revenue through interest and fees on its loans and also partners with traditional banks to enhance their credit offerings. Enova's goal is to help hardworking individuals access reliable credit while promoting diversity and inclusion within its workforce.

Company Size

1,001-5,000

Company Stage

IPO

Total Funding

$400M

Headquarters

Chicago, Illinois

Founded

2004

Simplify Jobs

Simplify's Take

What believers are saying

  • Increased digital banking adoption expands Enova's market for online financial solutions.
  • Advancements in machine learning improve Enova's risk management and loan approval processes.
  • Global financial inclusion initiatives encourage partnerships, expanding Enova's collaborative opportunities.

What critics are saying

  • Emerging fintech startups offering similar solutions could erode Enova's market share.
  • Rising interest rates may increase borrowing costs, impacting Enova's profitability.
  • Intensifying regulatory scrutiny on non-prime lending could lead to operational challenges.

What makes Enova unique

  • Enova uses machine learning to offer tailored credit solutions to non-prime consumers.
  • The company collaborates with traditional banks to enhance their credit offerings.
  • Enova's diverse product range includes personal loans, small business loans, and lines of credit.

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Benefits

Advance your career - We have a dedicated training team focused on giving you the tools you need to succeed within your department, within the company and in your career. The focus starts day one with a robust onboarding program and continues throughout your career at Enova.

See the benefits - Full-time employees receive medical, dental and vision benefits; matching 401(k); PTO; commuter benefits; flexible spending accounts for health care and dependent daycare; and more!

Be recognized - There’s plenty of room for both lateral and upward movement here at Enova. We’re always interested in promoting from within, and we keep a lookout for top talent who are ready to advance.

Get your perks - Full-time employees can receive tuition reimbursement, one-month paid sabbatical after four years, discounted massages, manicures and other perks.

Give back - We work throughout the year to partner with local charities and assist our neighbors in need. We also offer a charitable match program — allowing team members to double their impact when they donate money to charity.

Have fun - We like challenges here; maybe that’s why we have so many games, competitions and outings. There are a number of ways you can scratch your competitive itch and have fun!

Growth & Insights and Company News

Headcount

6 month growth

0%

1 year growth

0%

2 year growth

2%
PYMNTS
Feb 5th, 2025
Steady Credit Quality Fuels Enova’S 20% Surge In Loan Originations

Enova International’s fourth quarter growth — with double-digit gains in loan originations and revenues — showed strength across small business demand and lending to consumers. The FinTech uses machine learning and digital channels to extend its loans, including to subprime and near-prime borrowers. CEO David Fisher said on the conference call that, in addition, credit metrics tied to Enova’s consumer lending operations were stable

PR Newswire
Jan 21st, 2025
Enova Announces Date Of Fourth Quarter And Full Year 2024 Financial Results Conference Call

CHICAGO, Jan. 21, 2025 /PRNewswire/ -- Enova International (NYSE: ENVA), a leading financial services company powered by machine learning and world-class analytics, today announced the company's fourth quarter and full year 2024 financial results will be released after the market close on Tuesday, February 4, 2025.Enova will host a conference call to discuss its results at 4 p.m. Central Time / 5 p.m. Eastern Time the same day. The live webcast of the call can be accessed at the Enova International Investor Relations website at http://ir.enova.com, along with the company's earnings press release and supplemental financial information.The U.S. dial-in for the call is 1-855-560-2575 (1-412-542-4161 for non-U.S

Stock Titan
Dec 19th, 2024
Enova Earns 12th Consecutive Recognition as Best Place to Work in IT

CHICAGO, Dec. 19, 2024 /PRNewswire/ - For the 12th consecutive year, Enova International (NYSE: ENVA), a leading financial technology company powered by machine learning and world-class analytics, has been recognized as one of Foundry's Computerworld Best Places to Work in IT.

PR Newswire
Aug 12th, 2024
Enova Announces Closing Of $500.0 Million Of Senior Unsecured Notes Due 2029

CHICAGO, Aug. 12, 2024 /PRNewswire/ -- Today, Enova International, Inc. (NYSE: ENVA) ("Enova" or the "Company"), a leading financial services company powered by machine learning and world-class analytics, issued $500 million in aggregate principal amount of Senior Notes due 2029 (the "Notes"). The Notes were offered at a price of 100.000% of the principal amount and will bear interest at 9.125% per annum.Enova is using the net proceeds from the offering of the Notes (1) to repurchase its outstanding series of senior notes due 2025 (the "2025 Notes") pursuant to the previously announced tender offer and consent solicitation, (2) to fund the redemption of any remaining 2025 Notes (the "2025 Notes Redemption") and the related accrued interest, (3) to pay fees and expenses related to the offering of the Notes, the tender offer and consent solicitation and the 2025 Notes Redemption, (4) to repay outstanding indebtedness under the Company's revolving credit facility, and (5) for general corporate purposes."The successful completion of our latest bond issuance underscores investor confidence in our focused growth strategy and consistently strong financial performance, powered by our diverse product offerings and world-class machine learning risk management systems," said David Fisher, Enova CEO.About EnovaEnova is a leading financial services company with powerful online lending that serves small businesses and consumers who are underserved by traditional banks. Through its world-class analytics and machine learning algorithms, Enova has provided more than 10.5 million customers with over $56 billion in loans and financing. You can learn more about the company and its portfolio of businesses at www.enova.com.Important Notice Regarding Forward-Looking StatementsThis release contains forward-looking statements within the meaning of the Private Securities Litigation Reform Act of 1995 about the business, financial condition and prospects of the Company

PR Newswire
Aug 7th, 2024
Enova Announces New Board Member Lindsay Corby

CHICAGO, Aug. 7, 2024 /PRNewswire/ -- Enova International (NYSE: ENVA), a leading financial services company powered by machine learning and world-class analytics, announced today that Lindsay Corby will join Enova's Board of Directors, effective immediately."We are excited to welcome Lindsay to Enova's Board," said David Fisher, Enova CEO. "Her extensive financial industry experience will be a tremendous asset as we continue to execute our focused growth strategy and deliver value to shareholders.". Lindsay Corby will join Enova’s Board of DirectorsCorby currently serves as Chief Financial Officer at Chicago Trading Company. Prior to that, she served as Chief Financial Officer at Byline Bank, the banking subsidiary of Byline Bancorp, Inc., and held senior leadership roles at BXM Holdings, Inc. and Keefe and Bruyette Woods

Nasdaq
Jul 31st, 2024
Enova Announces Private Offering Of $400 Mln Of Senior Notes Due 2029

(RTTNews) - Enova International, Inc. (ENVA) announced on Monday that it will be offering $400 million in senior notes due 2029, pending market conditions and other customary factors.

PR Newswire
Jul 29th, 2024
Enova International, Inc. Announces Cash Tender Offer And Consent Solicitation

CHICAGO, July 29, 2024 /PRNewswire/ -- Enova International, Inc. (NYSE: ENVA) ("Enova" or the "Company") announced today that it has commenced a cash tender offer (the "Tender Offer") for any and all of the outstanding U.S.$375,000,000 aggregate principal amount of its 8.500% Senior Notes due 2025 (the "Notes"). In conjunction with the Tender Offer, the Company is also soliciting consents (the "Consent Solicitation") from the holders of the Notes for the adoption of proposed amendments (the "Proposed Amendments"), which would, among other things, (i) eliminate substantially all of the restrictive covenants and certain events of default and related provisions contained in the indenture governing the Notes and (ii) reduce the minimum required notice period for the redemption of Notes from at least 30 days to at least two business days prior to the redemption date (maintaining the maximum notice period of not more than 60 days). The Tender Offer and the Consent Solicitation are being made pursuant to an Offer to Purchase and Consent Solicitation Statement, dated July 29, 2024 (as amended or supplemented from time to time, the "Offer to  Purchase")

PR Newswire
Jul 23rd, 2024
Enova Reports Second Quarter 2024 Results

Total revenue increased 26% from the second quarter of 2023 to $628 millionDiluted earnings per share and adjusted earnings per share increased 29% and 28% from the second quarter of 2023 to $1.93 and $2.21 , respectivelyand , respectively Total company combined loans and finance receivables increased 25% from the end of second quarter of 2023 to a record $3.6 billion as total company originations were $1.4 billion for the quarteras total company originations were for the quarter Continued solid credit performance and outlook with a second quarter net revenue margin of 59%Liquidity, including cash and marketable securities and available capacity on facilities, totaled $891 million at June 30at Repurchased approximately $62 million of common stock under the company's share repurchase programCHICAGO, July 23, 2024 /PRNewswire/ -- Enova International (NYSE: ENVA), a leading financial services company powered by machine learning and world-class analytics, today announced financial results for the second quarter ended June 30, 2024."We delivered another quarter of strong results driven by the strength of our talented team, world-class machine learning analytics, flexible online-only business model, diversified product offerings and solid balance sheet," said David Fisher, Enova's CEO. "We believe we are in a strong position heading into the back half of 2024 with considerable momentum, a constructive macroeconomic environment, and stable credit across our entire product range."Second Quarter 2024 SummaryTotal revenue of $628 million in the second quarter of 2024 increased 26% from $499 million in the second quarter of 2023.in the second quarter of 2024 increased 26% from in the second quarter of 2023. Net revenue margin of 59% in the second quarter of 2024 compared to 60% in the second quarter of 2023.Net income of $54 million , or $1.93 per diluted share, in the second quarter of 2024 compared to $48 million , or $1.50 per diluted share, in the second quarter of 2023., or per diluted share, in the second quarter of 2024 compared to , or per diluted share, in the second quarter of 2023. Second quarter 2024 adjusted EBITDA, a non-GAAP measure, of $163 million compared to $126 million in the second quarter of 2023.compared to in the second quarter of 2023. Adjusted earnings of $62 million , or $2.21 per diluted share, both non-GAAP measures, in the second quarter of 2024 compared to adjusted earnings of $55 million , or $1.72 per diluted share, in the second quarter of 2023."We are pleased to report another solid quarter with results that were in-line with or better than our expectations," said Steve Cunningham, CFO of Enova. "A constructive operating environment has resulted in solid demand, stable credit and cost-effective access to capital while our diversified product offerings, scalable operating model, world-class risk management capabilities and solid balance sheet continue to enable our consistent and differentiated financial performance

PR Newswire
Jul 9th, 2024
Enova Announces Date Of Second Quarter 2024 Financial Results Conference Call

CHICAGO, July 9, 2024 /PRNewswire/ -- Enova International (NYSE: ENVA), a leading financial services company powered by machine learning and world-class analytics, today announced the company's second quarter 2024 financial results will be released after the market close on Tuesday, July 23, 2024.Enova will host a conference call to discuss its results at 4 p.m. Central Time / 5 p.m. Eastern Time the same day. The live webcast of the call can be accessed at the Enova International Investor Relations website at http://ir.enova.com, along with the company's earnings press release and supplemental financial information.The U.S. dial-in for the call is 1-855-560-2575 (1-412-542-4161 for non-U.S. callers)

PR Newswire
May 23rd, 2024
Enova To Present At The Td Financial Services Fintech Summit

CHICAGO, May 23, 2024 /PRNewswire/ -- Enova International (NYSE: ENVA), a leading financial services company powered by machine learning and world-class analytics, today announced that Steve Cunningham, Chief Financial Officer, will present via a fireside chat format at the TD Financial Services & Fintech Summit on Thursday, June 6, 2024 at 3:50 p.m. Central Time / 4:50 p.m. Eastern Time.A live audio webcast and archive of Enova's fireside chat will be available on the company's website at http://ir.enova.com .About EnovaEnova International (NYSE: ENVA) is a leading financial services company with powerful online lending that serves small businesses and consumers who are underserved by traditional banks. Through its world-class analytics and machine learning algorithms, Enova has provided more than 10 million customers with over $55 billion in loans and financing. You can learn more about the company and its portfolio of businesses at www.enova.com.SOURCE Enova International, Inc

PYMNTS
Apr 24th, 2024
Enova Reports Record Lending Volume Driven By Jobs, Consumer Spending

Online lender Enova International reported growing lending volume and solid credit performance for the first quarter. During the quarter ended March 31, Enova’s combined loans and finance receivables increased 23% year over year, reaching a record $3.5 billion. Total company originations for the quarter totaled $1.4 billion, according to the press release. Small and medium-sized business (SMB) products accounted for 65% of this total portfolio while consumer products accounted for 35%, Enova CEO David Fisher said during the call

PR Newswire
Apr 23rd, 2024
Enova Reports First Quarter 2024 Results

Total revenue increased 26% from the first quarter of 2023 to $610 millionDiluted earnings per share and adjusted earnings per share increased 5% and 7% from the first quarter of 2023 to $1.64 and $1.91 , respectivelyand , respectively Total company combined loans and finance receivables increased 23% from the end of first quarter of 2023 to a record $3.5 billion as total company originations were $1.4 billion for the quarteras total company originations were for the quarter Continued solid credit performance and outlook with a first quarter net revenue margin of 57%Liquidity, including cash and marketable securities and available capacity on facilities, totaled $738 million at March 31at Repurchased $139 million of common stock under the company's share repurchase programCHICAGO, April 23, 2024 /PRNewswire/ -- Enova International (NYSE: ENVA), a leading financial technology company powered by machine learning and world-class analytics, today announced financial results for the first quarter ended March 31, 2024."We are pleased to start the year with another quarter of consistent and profitable growth," said David Fisher, Enova's CEO. "This year marks the 20th year since Enova's founding and the 10th year as a public company. Our talented team continues to use that experience to skillfully leverage our flexible online-only business model, diversified product offerings and machine learning-powered credit risk management capabilities, allowing us to efficiently capture demand to drive strong growth while delivering stable credit performance as both our small business and consumer customers remain on solid footing in the current macro environment. We remain focused on delivering profitable growth to drive shareholder value while providing our customers with fast, trustworthy credit."First Quarter 2024 SummaryTotal revenue of $610 million in the first quarter of 2024 increased 26% from $483 million in the first quarter of 2023.in the first quarter of 2024 increased 26% from in the first quarter of 2023. Net revenue margin of 57% in the first quarter of 2024 compared to 59% in the first quarter of 2023.Net income of $48 million , or $1.64 per diluted share, in the first quarter of 2024 compared to $51 million , or $1.56 per diluted share, in the first quarter of 2023., or per diluted share, in the first quarter of 2024 compared to , or per diluted share, in the first quarter of 2023. First quarter 2024 adjusted EBITDA, a non-GAAP measure, of $149 million compared to $126 million in the first quarter of 2023.compared to in the first quarter of 2023