Full-Time

Senior Underwriter

Specialty Lines

Posted on 9/26/2025

Intact

Intact

10,001+ employees

Underwrites insurance and manages claims

No salary listed

Montreal, QC, Canada + 1 more

More locations: Toronto, ON, Canada

Hybrid

Hybrid work model; requires in-person interactions.

Category
Finance & Banking (1)
Required Skills
Excel/Numbers/Sheets
Requirements
  • Minimum 5 years of progressive underwriting experience in large commercial liability or Specialty lines
  • Technical knowledge of commercial Liability policy wordings for large commercial Property Liability customers
  • Strong communication skills and ability to foster and maintain effective professional relationships at all levels of the organization
  • Self-starter with the ability to work independently and in collaboration with national departmental teams
  • Highly organized, with the ability to work towards goals while adapting to change in a fast-paced environment
  • Ability to work well under tight deadlines, including organizational and time management skills
  • Demonstrates initiative, the ability to work under pressure, and are flexible to change
  • Strong analytical, negotiating skills and business savvy
  • Can develop and maintain excellent relationships with brokers
  • Can make decisions in time sensitive situations, address complex problems, provide recommended course of action and take calculated risks
  • Strong verbal and written communication skills
  • For candidates located in Quebec, bilingualism is required considering the necessity to interact on a regular basis with English speaking colleagues across the country
  • Sound knowledge of Microsoft Office products with an intermediate Excel proficiency
  • No Canadian work experience required however must be eligible to work in Canada.
Responsibilities
  • Accept, reject, endorse, renew or cancel policies following Intact underwriting guidelines and procedures, applicable laws and regulations and subject to authority level as specified by underwriting manager
  • Develop business opportunities and long-term meaningful relationships with our broker partners by providing legendary service
  • Use negotiating skills to maintain healthy relationships within and outside the company
  • Answer inquiries and make recommendations to brokers and underwriters through verbal and written correspondence
  • Participate in broker visits, industry functions and marketing events in support of broker relationship development
  • Review underwriting reports and make recommendations as required
  • Communicate changes related to product pricing, underwriting guidelines and new products
  • Support and mentor team members within Specialty Solutions as well as other divisions at Intact.
Desired Qualifications
  • Chartered Insurance Professional (CIP) or FCIP designation preferred

Intact Financial Corporation operates as a Canadian insurer offering home, auto, and business coverage, with a notable presence in the UK and Ireland. It underwrites policies, processes claims, and earns revenue from premiums plus investment income. The company emphasizes climate resilience, digital engagement, and community well‑being, with about three-quarters of customers engaging digitally and a focus on using data and AI through external investments. Its goals include 10% NOIPS growth per year, 500 basis points in ROE, outperforming the industry combined ratio by 5 points, and improving customer experience while supporting community resilience.

Company Size

10,001+

Company Stage

IPO

Headquarters

Toronto, Canada

Founded

1809

Simplify Jobs

Simplify's Take

What believers are saying

  • Intact’s scale and diversified mix across personal auto, property, commercial, and specialty lines support stable premium and investment income growth.
  • Digital engagement and AI-driven underwriting can materially improve the combined ratio and help Intact exceed its 5‑point industry target.
  • The Jiffy acquisition and climate‑resilience positioning create opportunities to monetize home maintenance data and proactive risk mitigation in property insurance.

What critics are saying

  • Intact’s climate‑resilience stance risks adverse selection in flood‑ and wildfire‑prone regions, which can deteriorate combined ratios and trigger premium hikes and customer churn.
  • The company’s 500‑basis‑point ROE and 5‑point combined‑ratio targets are unlikely to hold if investment yields stay low and competitors match its digital and AI capabilities.
  • Intact’s preferred share issuance, Nordic exit, and concentrated early‑stage AI/data portfolio expose it to capital strain, regulatory divergence in the UK/Ireland, and venture‑style write‑downs.

What makes Intact unique

  • Intact is Canada’s largest property and casualty insurer with leading positions in UK and Ireland personal and commercial lines.
  • The company combines broad P&C underwriting with global specialty insurance and a growing suite of digital and climate-resilience services.
  • Intact’s acquisition of Jiffy and investments in early-stage data and AI firms differentiate its risk and customer engagement stack from peers.

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Benefits

Health Insurance

Flexible Work Hours

Remote Work Options

Paid Vacation

Hybrid Work Options

401(k) Company Match

Employee Stock Purchase Plan

Wellness Program

Mental Health Support

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