Full-Time

Sr. Manager

Product Compliance

Confirmed live in the last 24 hours

Chime

Chime

1,001-5,000 employees

Online banking platform offering fee-free services

Compensation Overview

$146.6k - $207.7k/yr

+ Bonus + Equity Package

Senior, Expert

San Francisco, CA, USA

Hybrid work policy with in-office days required.

Category
Technical Product Management
Product Management
Product
Requirements
  • 9+ years of experience in banking, payments, lending, or consumer financial products—with 5+ years leading product/advisory compliance functions, including managing direct reports.
  • Demonstrated experience advising fast-paced product teams and driving scalable compliance programs in a multi-product environment. Fintech experience is strongly preferred.
  • Deep knowledge of consumer protection regulations (e.g., TILA, ECOA, UDAAP) and payment network rules (e.g., VISA/MC).
  • Proven ability to navigate ambiguity, assess risk, and deliver business-enabling guidance on complex or novel product features.
  • Strong written and verbal communication skills, with the ability to synthesize complex issues into actionable insights.
  • Experience leading components of a Compliance Management System (CMS), including advisory, issue management, and regulatory change management.
  • A builder’s mindset: creative, solutions-oriented, and always seeking to improve both experience and execution.
  • Strong influencing skills and a collaborative style—you work well across functions and with external stakeholders.
Responsibilities
  • Lead and grow a high-performing Product Compliance team that partners directly with cross-functional stakeholders to advise on product strategy, design, and implementation.
  • Enable product velocity by building a proactive advisory model that embeds compliance early and meaningfully into the product development lifecycle.
  • Oversee the development and communication of clear product and compliance requirements that drive scalable solutions and risk mitigation.
  • Guide risk-based compliance assessments for new and existing products to ensure adherence to regulatory expectations and internal standards.
  • Serve as a strategic thought partner to Product, Engineering, and Business leaders on the design of novel financial products.
  • Manage documentation and change management practices to support effective control implementation and regulatory traceability.
  • Maintain strong external relationships with partner bank compliance and legal teams, ensuring alignment and transparency.
  • Provide subject matter expertise in relevant consumer protection laws and regulations, including but not limited to: TILA (Reg Z), UDAAP, Reg E, Reg DD, FCRA, and state money transmission laws.
Desired Qualifications
  • Fintech experience is strongly preferred.

Chime is a financial technology company that provides online banking services without physical branches. It offers features like SpotMe, which allows customers to overdraft up to $200 without fees, and direct deposit that can deliver paychecks up to two days early. Chime does not charge monthly fees or require minimum balances, and it provides a secured credit card to help customers build credit. The company's goal is to offer accessible and efficient banking solutions that empower customers to manage their finances effectively.

Company Size

1,001-5,000

Company Stage

IPO

Headquarters

San Francisco, California

Founded

2012

Simplify Jobs

Simplify's Take

What believers are saying

  • Chime's IPO raised $864 million, indicating strong investor confidence.
  • Increased consumer preference for digital banking boosts Chime's growth potential.
  • Chime's integration of financial wellness tools aligns with growing user demand.

What critics are saying

  • Increased competition from digital banks like Revolut and N26 threatens Chime's market share.
  • Potential regulatory scrutiny could impose stricter compliance requirements on Chime.
  • Chime's reliance on interchange fees is risky if regulations cap these fees.

What makes Chime unique

  • Chime offers fee-free banking services, unlike traditional banks with numerous fees.
  • Chime's SpotMe feature allows overdrafts up to $200 without fees, enhancing user experience.
  • Chime provides early direct deposit, giving users access to paychecks two days earlier.

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Benefits

Competitive salary based on experience

401k match plus the usual medical, dental, vision, life, and disability benefits

Generous vacation policy and company-wide Take Care of Yourself Days

Virtual events to connect with your fellow Chimers- think cooking classes, music festivals, mixology classes, paint nights, etc., and delicious snack boxes, too!

Growth & Insights and Company News

Headcount

6 month growth

0%

1 year growth

0%

2 year growth

-1%
Hunter Walk
Jun 13th, 2025
Chime's IPO Celebrated by Homebrew

Chime recently went public on NASDAQ, marking a significant milestone for the company and its investors. This IPO was particularly special for the author, as it was the fourth IPO involving their firm, Homebrew, which held pre-IPO stock in Chime. The IPO successfully met all three key criteria for success, including a positive financial outcome for the team, benefiting not just the founders and VCs but also many Chime employees.

PYMNTS
Jun 13th, 2025
Circle Rallies And Chime Joins The Nasdaq As Fintech Ipo Surges 3.7%

Chime listed on Thursday, and shares soared 38% in the first day of trading. Circle has gained more than 28% in the past five trading days. As reported here, blockchain firm Ripple launched a partnership with Circle. The collaboration brings Circle’s USDC stablecoin to Ripple’s XRP Ledger (XRPL) blockchain, per this week’s announcement. The announcement came one day after Circle formed an expanded partnership with World, a digital identity company known for its eyeball-scanning technology

IPOScoop
Jun 13th, 2025
Chime Financial, Inc.

Disclaimer: A SCOOP Rating (Wall Street Consensus of Opening-day Premiums), is a general consensus taken, at press time, from Wall Street and investment professionals concerning how well an IPO might perform when it starts trading. The SCOOP Rating does not reflect the opinions of anyone associated with IPOScoop.com. The SCOOP ratings should not be taken as investment advice. The rating merely reflects the opinion of the professionals at the time of publication and is subject to last-minute changes due to market conditions, changes in a specific offering and other factors, such as changes in the proposed offering terms and the shifting of investor interest in the IPO. The information offered is taken from sources we believe to be reliable, but we cannot guarantee the accuracy.

Business Wire
Jun 13th, 2025
Chime Announces Pricing of Initial Public Offering

Chime®, a leading consumer financial technology company, today announced the pricing of its initial public offering of 32,000,000 shares of its Class A commo...

Bank B
Jun 12th, 2025
Chime IPO Raises $700M at $27

Chime, a fintech firm, priced its IPO at $27 per share, exceeding expectations. The IPO raised approximately $700 million from the sale of 25.9 million shares, while existing investors sold 6.1 million shares for nearly $165 million. This move is part of a broader trend of successful new listings, as seen with companies like Circle Internet Group, eToro, and Voyager Technologies, whose shares surged post-IPO.