Full-Time

Product Innovation Technologist

Posted on 10/26/2025

Deadline 11/1/25
Fifth Third Bank

Fifth Third Bank

10,001+ employees

Banking, loans, mortgages, and wealth management

Compensation Overview

$80.5k - $169.1k/yr

No H1B Sponsorship

Remote in USA

Remote

Remote-Eligible: Virtual position; company HQ in Ohio but role described as Virtual.

Category
Software Engineering (3)
, ,
Required Skills
Agile
JavaScript
UI/UX Design
React.js
Git
SQL
Vue.js
REST APIs
DevOps
AngularJS
HTML/CSS
Requirements
  • Bachelor’s degree or equivalent experience in product development, software development, or related fields
  • 5-7 relevant years of experience in product development, software development, or related fields
  • Prior experience at startups, ideally in fintech or financial services (commercial, consumer, or infrastructure)
  • Experience working in agile environments for product development, MVPs, and rapid prototypes
  • Familiarity with regulatory considerations in fintech (e.g., compliance, data privacy)
  • Full-stack development experience: o Front-end: HTML5, CSS, JavaScript, responsive design principles. o Frameworks: React, Angular (2+), Vue, Ember.js, etc. o Back-end: Node.js, SpringBoot, or similar.
  • Proficient in backend technologies, including a strong grasp of APIs, databases, and RESTful networking; experienced with modern server-side toolsets and hosting platforms; and well-versed in both object-oriented and functional programming paradigms.
  • Familiar with software and cloud best practices for architecture, security, and uptime.
  • Familiar with source control (especially git and GitHub) and modern CI/CD DevOps tooling and practices including PR hygiene and test pipelines / cutover management
  • Demonstrated experience using generative AI platforms for: o Research, analysis, planning, and communication. o Software development, understanding, and maintenance.
  • Ability to evaluate enabling technologies and competitors, assessing benefits, risks, and long-term viability.
  • Passion for holistic customer experience.
  • Experience mentoring others in technical skills and innovation methods.
  • UX/UI design sensibility or experience collaborating with design teams.
  • Metrics-driven mindset (e.g., using KPIs or OKRs to guide development).
  • Cross-functional team leadership or experience working with product, design, and business teams.
  • Builds trust across teams, customers, and stakeholders through strong collaboration, problem-solving, and excellent communication skills.
Responsibilities
  • Provides relevant subject-matter expertise in one or more domains leading to financial products, domain-oriented architecture, enterprise capabilities, new product development, digital assets (i.e. cryptocurrencies, smart contracts, web3), open banking and third-party connectivity, identity/authentication, integration strategies, UI/presentation layer architecture recommendations.
  • Collaborates with designers, technologists, and Line of Business partners to developwork products such as interactive prototypes, technical proofs-of-concept, data integrations, AI applications, and/or production-ready code/assets.
  • Advocates for technology directions that support long term enterprise objectives and innovation potential
  • Proposes technology choices and design implementation concepts to leaders.
  • Helps drive the research and evaluation of emerging design, technology, industry, and market trends.
  • Provides technical leadership, guidance, and mentorship to team members.
  • Understands, sees, and articulates industry patterns and cultural issues.
  • Understands and connects systems thinking.
  • Applies solutions in the context of a broader ecosystem.
  • Uses root cause analysis to eliminate challenges as well as unlock new opportunities.
  • Creates meaningful stories and communications to support initiatives and prototypes
  • Idealcandidate for this role is highly encouraged to find ways to cultivate and share knowledge and best practices with peers and collaborators.
Desired Qualifications
  • Position not available for immigration sponsorship.

Fifth Third Bank offers banking products and services for individuals, small businesses, and commercial clients, including deposits, loans, mortgages, insurance, and wealth management. Customers access these offerings through branches and online platforms (53.com), with advisory services for investment and retirement planning. The bank earns revenue from interest on loans, banking fees, and commissions from insurance and investment products. Its goal is to provide comprehensive financial solutions and support community financial education while growing through a mix of fees, interest, and advisory revenue.

Company Size

10,001+

Company Stage

IPO

Headquarters

Cincinnati, Ohio

Founded

1858

Simplify Jobs

Simplify's Take

What believers are saying

  • Q1 2026 revenue surges 33% to $2.9B post-Comerica, raising NII guidance to $8.7-8.8B.
  • Texas expansion opens first Frisco branch, targeting 250 locations by 2029 with $700M investment.
  • Branch openings average $25M deposits in 12 months, hitting 200% growth targets.

What critics are saying

  • September 2026 Comerica system conversion triggers deposit outflows and technology disruptions.
  • Commercial real estate deteriorates from $1.8B multifamily exposure amid housing shortages.
  • 502 Farmington Hills layoffs spark unionization and 10-15% operational cost increases by November.

What makes Fifth Third Bank unique

  • Newline platform grows fee revenue 53% via Stripe and Trustly partnerships.
  • Acquired $1.8B Fannie Mae DUS business, becoming one of 24 authorized multifamily lenders.
  • Comerica acquisition expands to ninth-largest US bank with $297B assets.

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Benefits

Health Insurance

Paid Sick Leave

Paid Holidays

Performance Bonus

Flexible Work Hours

Company News

Business Wire
Apr 7th, 2026
FCPT Announces New Seven-Year $200 Million Term Loan Facility

Four Corners Property Trust (NYSE:FCPT), a real estate investment trust primarily engaged in the ownership and acquisition of high-quality, net-leased restau...

Yahoo Finance
Apr 3rd, 2026
Fifth Third's embedded banking platform Newline grows fee revenue 53% in 2025

Fifth Third's embedded banking platform Newline generated 53% year-over-year fee revenue growth in 2025, making it the fastest growing segment of the bank's commercial payments business. The platform allows fintechs and third-party clients to build payment and banking products on Fifth Third's infrastructure. Key partnerships added in 2025 included Stripe, Trustly, ADP and Corepay. Stripe uses Newline for its treasury platform, whilst Trustly relies on it for digital payment infrastructure including ACH and real-time payments. Corepay receives BIN sponsorship and card programme services. Founded in 2021, Newline defines its services across three tiers: embedded payments for payment capabilities, embedded banking for fund storage, and embedded finance for credit facilities. JPMorgan analysts identified cross-selling opportunities with Comerica's clients following its acquisition as a significant growth prospect.

Yahoo Finance
Apr 3rd, 2026
Fifth Third Bancorp down 4.2% after Q4 results as regional banks face fintech and commercial real estate headwinds

Regional banks reported a satisfactory fourth quarter, with the 95 stocks tracked beating revenue consensus estimates by 1.6%. However, the sector has collectively declined 2.5% on average since earnings results. Fifth Third Bancorp reported revenues of $2.35 billion, up 5% year-on-year, meeting analysts' expectations. The quarter delivered mixed results, with the company beating tangible book value per share estimates but missing net interest income forecasts. Shares have fallen 4.2% since reporting and currently trade at $47.12. Regional banks face headwinds from fintech competition, deposit outflows and credit deterioration during economic slowdowns. The sector benefits from rising interest rates improving net interest margins and digital transformation reducing operational expenses. Recent concerns about regional bank stability following high-profile failures present additional challenges.

Business Live
Mar 27th, 2026
£175m refinancing deal for GB Group

ID verification group backed by syndicate of banks

Yahoo Finance
Mar 26th, 2026
Fifth Third Bancorp Q1 earnings preview: analysts expect $0.87 EPS, up 19% YoY

Fifth Third Bancorp, a Cincinnati-based bank with a $41.5 billion market cap, is set to report fiscal Q1 2026 results on 17 April. Analysts expect earnings of $0.87 per share, up 19.2% year-over-year, with the company having exceeded estimates in its last four quarters. For fiscal 2026, analysts project EPS of $4.07, rising 12.1% from the previous year, with further growth to $4.97 expected in fiscal 2027. FITB shares have gained 13.2% over the past 52 weeks, outperforming the Financial Select Sector SPDR ETF's nearly 2% decline. The stock rallied in January following strong Q4 2025 results and optimistic net interest income guidance of $8.6 billion to $8.8 billion. Analysts maintain a "Strong Buy" consensus rating with an average price target of $57.14.

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